Izindaba Zemboni

Lapho uzulazula ezinkingeni zenqubo yemalimboleko yezindlu yase-US, igama elilodwa elivame ukuvela lithi "vuma ukudluliswa kwesilinganiso." Ukuqonda ukuthi kusho ukuthini ukwamukela ukudluliswa kwe-appraisal kungalula kakhulu uhambo lwakho lokuthenga ikhaya kanye namandla...

Ukuthenga umuzi kuyingqopha-mlando empilweni yanoma ubani, kodwa ukuthola imali ebolekiwe kungaba umsebenzi onzima, ikakhulukazi umaAwukho umlando wokuqashwa. Yize ababolekisi bendabuko bevame ukudinga ubufakazi bemali engenayo ezinzile, kusekhona ukukhetha okusebenzayo...

Uma kuziwa ekutholeni imali mboleko yendlu e-United States, izindlela zendabuko ngokuvamile zidinga imibhalo eningi, okuhlanganisa nezimbuyiselo zentela. Kodwa-ke, kubatshalizimali kanye nabantu abazisebenzayo, kunenye indlela eyenza inqubo ibe lula...

Uma kuziwa ekutholeni imali mboleko yendlu e-United States, izindlela zendabuko zivame ukudinga ukuqinisekiswa okubanzi kwemali engenayo. Kodwa-ke, inani elikhulayo labathengi basekhaya baseMelika baphendukela emalimboleko ye-DSCR, enikeza isisombululo esiyingqayizivele: akukho siqinisekiso semali engenayo...

Ngemuva komhlangano we-FOMC kaJulayi, okulindelwe emakethe ngokuncishiswa kwezinga ngoSepthemba kuye kwaqina. Amazwi kaSihlalo we-Fed uJerome Powell aveze ukuhlolwa okucophelelayo kwesimo somnotho, kanti ukwehla kwe-ISM Manufacturing PMI kukhuphule ...

Ukutshala imali kuzakhiwo ezithengiswayo kungaba ibhizinisi elinenzuzo enkulu, ikakhulukazi e-United States lapho imakethe ihlukahlukene futhi iguquguqukayo. Nokho, ukuze uqinisekise impumelelo, kubalulekile ukuqonda amamethrikhi ezezimali abalulekile nezinhlelo zokubolekwa kwemali ezingaba nomthelela ekutshaleni kwakho imali...

Ukutshala imali ku-Real estate yase-US kungaba yithuba elinenzuzo kubantu bangaphandle. Nokho, ukuzulazula ezinkingeni zokuthola imali kungaba inselele, ikakhulukazi uma kuziwa ekuqondeni I-Debt Service Coverage Ratio (DSCR). Lesi sihloko a...

Lapho uzulazula emhlabeni oyinkimbinkimbi wokuthola imali yekhaya, ukuqonda izici ezihlukahlukene zemali mboleko ye-Full Doc Jumbo kanye nemithelela yokukhokha sekwephuzile kwempahla yendlu kubalulekile. Lesi sihloko sidingida lezi zici ezimbili ezibalulekile, sinikeza imininingwane namasu o...

Lapho uzulazula emhlabeni oyinkimbinkimbi woxhaso lwezindlu ezithengiswayo, ikakhulukazi e-United States, umuntu angase ahlangabezane namagama athile angabonakala enzima. Amagama anjalo amabili athi "Non-Agency 30-year Fixed" kanye "Non-Warrantable Condo." Ukuqonda lezi zindaba ...

NgoLwesine, ngomhla zingama-25 kuJulayi, uMnyango Wezohwebo wase-US ukhiphe idatha ebonisa ukuthi izinga lokukhula langempela le-GDP ngonyaka ngonyaka we-Q2 lalingu-2.8%, lidlula i-2% elindelwe futhi liphakeme kakhulu kunenani langaphambilini le-1.4%. ...