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I-Government Down Payment Assistance (DPA) Isixhumanisi Sokuqala
I-Government Down Payment Assistance (DPA) inikeza izibonelelo zemali kubathengi abaqeqeshiwe.
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Imalimboleko Yomphakathi ye-QM
Konke Ukulungiswa kwe-FICO<V Kususiwe
Itholakalela ukuthenga kwe-FNMA DU kuphela kanye Nemalimboleko ye-FHLMC LP -
Ayikho Idokhumenti Ayikho Ikhredithi
Ngena ku-No Doc No Credit mortgeges: ukukunikeza indlela ehlelekile yokuba umnikazi wendlu enamaphepha amancane futhi awekho amasheke esikweletu.Lesi sixazululo sezimali esivumelana nezimo sivula iminyango yokutshalwa kwezimali kwezakhiwo kosomabhizinisi kanye nababoleki okungebona bendabuko.Funda ukuthi ungazuza kanjani namuhla.
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I-Doc Jumbo ephelele
Thola okwengeziwe mayelana ne-Jumbo mortgages: inketho ephelele yokuxhasa ngezimali izindlu zikanokusho nezakhiwo zenani eliphezulu.Ngemalimboleko ye-Jumbo, ungakwazi ukuboleka ngaphezu kwemikhawulo evamile yemalimboleko, okukunikeza ukufinyelela ezinqumweni eziningi namathuba.Qhathanisa amanani nemibandela evela kubabolekisi abaphezulu namuhla.
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I-DSCR (Debt Service Coverage Ratio)
Funda mayelana nezikweletu ze-DSCR: inketho yemalimboleko eyenzelwe wena egxile ku-Debt Service Coverage Ratio yendawo.Ilungele abatshalizimali abafuna ukusebenzisa imali yokuqasha lapho befaka isicelo semali mboleko.Thola ukuthi ukuhlola inzuzo yendawo yakho kungakunikeza kanjani indlela ebushelelezi yokuxhasa ngezimali.
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Inzuzo Yokuzilungiselela Nokulahlekelwa
Zitholele Inzuzo Ezilungiselele Nemalimboleko Yokulahlekelwa: Ilungele abazisebenzayo noma abanikazi bamabhizinisi abafuna ukukhombisa ubufakazi bemali engenayo.Qonda ukuthi isitatimende sakho se-P&L singasheshisa kanjani inqubo yakho yokubolekwa imali, sikunikeza indlela eguquguqukayo yokuvikela ikhaya lamaphupho akho kuyilapho ulawula iphrofayela yakho yezezimali.
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WVOE
Hlola izikweletu ze-WVOE: inketho yemalimboleko esebenzayo yabantu abazisebenzayo.Qinisekisa iholo lakho ngaphandle kwamadokhumenti endabuko, okwenza inqubo ye-mortgage ibe lula futhi isheshe.Funda ukuthi Ukuqinisekiswa Okubhaliwe Kokuqashwa kungasheshisa kanjani indlela yakho yokuba umnikazi wendlu.
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HELOC
Vula ukulingana kwekhaya lakho ngezikweletu ze-HELOC: isixazululo esivumelana nezimo sokuboleka esiguqula ukulingana kwekhaya lakho kube yizimali ezifinyeleleka kalula.Ilungele ukuthuthukiswa kwekhaya, ukuhlanganiswa kwezikweletu, nezindleko ezinkulu.Funda ukuthi ungasebenzisa kanjani inani lendawo yakho ukuze ube nokuvumelana nezimo okukhulu kwezezimali namuhla.
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Kuvaliwe Ukuphela Kwesibili
Gxumela Kumalimboleko Yezindlu Yesibili Evaliwe: inketho yemalimboleko evikelwe ukulingana kwekhaya lakho ngenani elishiwo nesikhathi.Ilungele abanikazi bezindlu abafuna ukuxhasa ngezimali izindleko ezinkulu njengokulungiswa kabusha noma ukufundiswa.Qonda ukuthi ungena kanjani ekulinganeni kwakho kuyilapho ugcina izinkokhelo zanyanga zonke ezingashintshi.
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I-CRA WVOE & CPA Ilungiselelwe I-P&L
Hlola umhlaba we-CRA WVOE & CPA Prepared P&L: Yenza lula inqubo yakho yokufaka isicelo semalimboleko ngezinye izindlela zokuthola imali.Qonda ukuthi lezi zindlela ezisebenza kahle zingasheshisa kanjani ukugunyazwa kwemali mboleko kwababolekayo abazisebenzelayo nabanikazi bamabhizinisi, okukusiza ukuthi uvikele uxhaso kalula.
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Isitatimende sase bhange
Thola imininingwane ejulile mayelana nezimali ezibolekwayo Zesitatimende Sebhange: inketho yemalimboleko eguquguqukayo yababoleka abazisebenzelayo.Funda ukuthi ungasebenzisa kanjani izitatimende zakho zasebhange ukuze uqinisekise imali engenayo, udlule ukuqinisekiswa okuvamile, futhi wenze indlela yakho yokuba umninikhaya ibe lula futhi ibe bushelelezi.Zitholele okwengeziwe namuhla.
