Imikhiqizo

Izigaba Zemikhiqizo

Imikhiqizo efakiwe

I-Government Down Payment Assistance (DPA) Isixhumanisi Sokuqala

I-DSCR (Debt Service Coverage Ratio)

I-CPA Ilungiselelwe i-P&L/WVOE

I-P&L Ezilungiselele ngokwakho

Awukho Umsebenzi Awukho Imali Engenayo

I-Prime CES (Kuvaliwe Ukuphela Kwesibili)

0102030405

Uhlolojikelele lwe-Jumbo Loan

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kumele babhekane nezidingo zezikweletu eziqinile kunalezo ezifaka isicelo semalimboleko evamile. I-Jumbo loans ikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Linganisa:CHOFOZA LAPHA

Amaphuzu avelele we-Jumbo Loan

I-Prime Full Doc Jumbo (Prime 30 Yrs Fixed/Prime 10/6 ARM)

Ubukhulu. I-LTV

80%

Ubukhulu. Imali Ebolekiwe

$3M

Okuncane. I-FICO

720

★Prime 10/6 ARM (30-day Average SOFR/2.75Margin; 5/1/5 Cap, Qualifying Rate is Higher of Note Rate or Fully IndexRate. Floorrate=margin)

★Izakhamizi zase-US

★Permanent Resident ababoleki

★Non-Permanent Resident

★Zonke izakhamizi zase-US, amaklayenti omhlaba ahlala unomphela, kanye namakhasimende omhlaba angahlali unomphela kufanele abe nenombolo yokuphepha yomphakathi ngendlela engafanele ukufaneleka.

I-Doc Jumbo Egcwele Yandisiwe (Inwetshiwe Iminyaka Engu-30 Elungisiwe/Inwetshiwe Iminyaka engu-15 Elungisiwe)

Ubukhulu. I-LTV

80%

Ubukhulu. Imali Ebolekiwe

$3M

Okuncane. I-FICO

700

★DTI kufika ku-50.00%

★Azikho izinguquko ze-Condo / 2-Unit

★Ikhaya Lesibili Nokutshalwa Kwezimali Kufanele I-C/O Refinance

★Ababoleki Abangahlali Bamukelwe

★Ubukhulu. Imali Esesandleni ingafika ku-$500K

★Abangaphandle abafanelekile

CHOFOZA LAPHAukuze uthole imikhawulo ye-LTV ne-FICO kanye nemininingwane eyengeziwe ku-Matrix.

I-Jumbo Flyer

Izindaba namavidiyo

Ukuzulazula Izikweletu Ze-Doc Jumbo Egcwele: Umhlahlandlela Womhlaba Wangempela Wabathengi abanezikolo eziphansi ze-FICO Ukukhulisa Ukutshalwa Kwezindlu Ngemali Ebolekiwe Ye-Doc Jumbo Egcwele: Kugqanyiswe Kuma-Condo Angewona E-ejensi Weminyaka Engama-30 Angaguquki Futhi Anganikezeli Iwaranti Ukuzulazula Imali Ebolekiwe Ye-Doc Jumbo Egcwele: Iqhaza Elibalulekile Lokuphatha Izinkokhelo Zezindlu Sekwephuzile

2024 Imikhawulo Yemalimboleko Ezifundeni zaseCalifornia

COUNTY	1-Umkhawulo Weyunithi	2-Umkhawulo Weyunithi	3-Umkhawulo Weyunithi	4-Umkhawulo Weyunithi
I-ALAMEDA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
I-ALpine	$766,550	$981,500	$1,186,350	$1,474,400
AMADOR	$766,550	$981,500	$1,186,350	$1,474,400
BUTTE	$766,550	$981,500	$1,186,350	$1,474,400
I-CALAVERAS	$766,550	$981,500	$1,186,350	$1,474,400
I-COLUSA	$766,550	$981,500	$1,186,350	$1,474,400
PHAMBILI OGWENI	$1,149,825	$1,472,250	$1,186,350	$2,211,600
Enyakatho	$766,550	$981,500	$1,186,350	$1,474,400
I-DORADO	$766,550	$981,500	$1,186,350	$1,474,400
FRESNO	$766,550	$981,500	$1,186,350	$1,474,400
GLENN	$766,550	$981,500	$1,186,350	$1,474,400
HUMBOLDT	$766,550	$981,500	$1,186,350	$1,474,400
IMPERIAL	$766,550	$981,500	$1,186,350	$1,474,400
WENA	$766,550	$981,500	$1,186,350	$1,474,400
I-KERN	$766,550	$981,500	$1,186,350	$1,474,400
AMAKHOSI	$766,550	$981,500	$1,186,350	$1,474,400
ICHIBI	$766,550	$981,500	$1,186,350	$1,474,400
AKE	$766,550	$981,500	$1,186,350	$1,474,400
E-LOS ANGELES	$1,149,825	$1,472,250	$1,779,525	$2,211,600
INKUNZI	$766,550	$981,500	$1,186,350	$1,474,400
UMARIN	$1,149,825	$1,472,250	$1,779,525	$2,211,600
UMARIPOSA	$766,550	$981,500	$1,186,350	$1,474,400
MENDOCINO	$766,550	$981,500	$1,186,350	$1,474,400
I-MERCED	$766,550	$981,500	$1,186,350	$1,474,400
I-MODOC	$766,550	$981,500	$1,186,350	$1,474,400
I-MONO	$766,550	$981,500	$1,186,350	$1,474,400
I-MONTEREY	$920,000	$1,177,750	$1,423,650	$1,769,250
NAPA	$1,017,750	$1,302,900	$1,574,900	$1,957,250
NEVADA	$766,550	$981,500	$1,186,350	$1,474,400
IWOLINTSHI	$1,149,825	$1,472,250	$1,779,525	$2,211,600
PLACER	$766,550	$981,500	$1,186,350	$1,474,400
IZIMPABA	$766,550	$981,500	$1,186,350	$1,474,400
I-RIVERSIDE	$766,550	$981,500	$1,186,350	$1,474,400
I-SACRAMENTO	$766,550	$981,500	$1,186,350	$1,474,400
Saint Benedict	$1,149,825	$1,472,250	$1,779,525c	$2,211,600
SAN BERNARDINO	$766,550	$981,500	$1,186,350	$1,474,400
SAN DIEGO	$1,006,250	$1,288,200	$1,557,150	$1,935,150
I-SAN FRANCISCO	$1,149,825	$1,472,250	$1,779,525	$1,867,275
SAN JOAQUIN	$766,550	$981,500	$1,186,350	$1,474,400
SAN LUIS OBISPO	$929,200	$1,189,550	$1,437,900	$1,786,950
INGCWELE MATHEWU	$1,149,825	$1,394,775	$1,779,525	$2,211,600
SAINT BARBARA	$838,350	$1,073,250	$1,297,300	$1,612,250
USANTA CLARA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
INGCWELE ISIPHAMBANO	$1,149,825	$1,472,250	$1,779,525	$2,211,600
SHASTA	$766,550	$981,500	$1,186,350	$1,474,400
SIERRA	$766,550	$981,500	$1,186,350	$1,474,400
SISKIYOU	$766,550	$981,500	$1,186,350	$1,474,400
SOLANO	$766,550	$981,500	$1,186,350	$1,474,400
SONOMA	$877,450	$1,123,300	$1,357,800	$1,687,450
STANISLAUS	$766,550	$981,500	$1,186,350	$1,474,400
SUTTER	$766,550	$981,500	$1,186,350	$1,474,400
IT	$766,550	$981,500	$1,186,350	$1,474,400
UBUTHATHU	$766,550	$981,500	$1,186,350	$1,474,400
TULARE	$766,550	$981,500	$1,186,350	$1,474,400
I-TUOLUMNE	$766,550	$981,500	$1,186,350	$1,474,400
VENTURA	$954,500	$1,221,950	$1,477,050	$1,835,600
YOLO	$766,550	$981,500	$1,186,350	$1,474,400
I-YUBA	$766,550	$981,500	$1,186,350	$1,474,400

Imikhiqizo

I-Government Down Payment Assistance (DPA) Isixhumanisi Sokuqala

Jumbo

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