Ukwembula Amandla Ezikweletu Ze-P&L Ezizilungisele Wena

Esimeni esiguquguqukayo sokubolekwa kwezindlu, i-Self Prepared P&L mortgage iye yavela njengesiguquli segeyimu. Le nketho yoxhaso olusha, edinga kuphela isitatimende Self Prepared Profit and Loss (P&L), iguqula indlela ababoleki abafinyelela ngayo.Imalimboleko yezindlu.

Enye yezinzuzo ezibaluleke kakhulu ze-Self Prepared P&L mortgage ukusebenza kwayo ezinhlotsheni zezakhiwo ezahlukahlukene. Noma ngabe uphupha ngendawo yokuhlala ethokomele, ikhaya lesibili eliphumulele, noma i-luI-CRAImpahla yokutshala imali, le mali yokubambisa inokuguquguquka ukusekela izifiso zakho. Lokhu kusho ukuthi abatshalizimali banganweba amaphothifoliyo abo, kuyilapho abanikazi bezindlu bengathuthukisa noma bahlukanise izinhlelo zabo zokuhlala kalula.

Ukungabikho kwemfuneko yokubuyisela intela kungolunye uphaphe olusesikhundleni sakho. Sezadlula izinsuku zokuhlunga inqwaba yamadokhumenti entela nokukhathazeka ngokuhlangabezana nemibandela eqinile yokuqinisekisa imali engenayo. Nge-Self Prepared P&L, ababoleki bangenza inqubo yesicelo ibe lula, bonge isikhathi futhi behlise ingcindezi. Le ndlela ehlelekile ivumela ulwazi lokuboleka olusebenza kahle futhi olusebenziseka kalula.

Ngaphezu kwalokho, ukuntuleka kwenhlawulo yokukhokha kusengaphambili kuwumdonsiswano omkhulu. Inikeza ababoleki inkululeko yokukhokha imali mboleko yabo ngaphambi kwesikhathi ngaphandle kokufaka izinkokhelo ezengeziwe. Lokhu kuvumelana nezimo kungaholela ekongeni okukhulu phakathi nempilo yemali mboleko, njengoba ababoleki bengathatha ithuba lemali eyengeziwe noma izinguquko esimweni sabo sezezimali ukuze banciphise isikweletu sabo ngokushesha.

Ukuyenga kwezinga eliphansi kungesinye isici esiphoqayo. Izinga lenzalo eliphansi lisho izinkokhelo eziphansi zanyanga zonke, okwenza ubunikazi bezindlu bufinyeleleke kalula futhi bufinyeleleke. Lokhu kufinyeleleka kungavula iminyango kubathengi bokuqala noma labo abafuna ukuthuthukisa ngaphandle kokwelula ibhajethi yabo ibe mncane kakhulu.

Ukufaneleka ukuthola imali ebolekiwe ye-P&L Ezilungiselele Self nakho kutholakala kalula. Ngisho noma umlando wakho wesikweletu ungaphelele noma isimo sakho sezezimali siyinkimbinkimbi kancane, usenethuba elihle lokugunyazwa. Lokhu kufakwa kwenqubo yokuboleka kuqinisekisa ukuthi inqwaba yabantu ngabanye ingafinyelela amaphupho abo obunikazi bezindlu.

Ngezinketho ezifana ne-5/6 ARM kanye ne-7/6 ARM, ababoleki bangenza ngendlela oyifisayo izinhlelo zabo zokubuyisela ukuze zivumelane nezinhloso zabo zezezimali ezihlukile. Lezi zimali ezibolekiwe ezinezinga elilungisekayo zinikeza ithuba lokusebenzisa izilinganiso zokuqala eziphansi, nokuvumelana nezimo lapho izimo zemakethe zishintsha. Noma ngabe uhlelela ukuzinza kwezezimali kwesikhashana noma ukukhula kwe-investimenti yesikhathi eside, kunenketho ye-ARM engakusebenzela.

Sengiphetha, i-Self Prepared P&L mortgage iyithuluzi elinamandla emhlabeni wokuxhasa ngezimali izindlu nomhlaba. Inhlanganisela yayo yokuguquguquka, ubulula, kanye nokufinyeleleka kwayo kwenza kube ukukhetha okuhle kubaboleki abafuna ukulisebenzisa ngokugcwele uhambo lwabo lokuba ngabanikazi bezindlu.