Ukuvula Amathuba Ezezindlu Nge-No Job No Income Loan

Ukutshala imali kuzakhiwo ezithengiswayo kuyindlela efakazelwe yokwakha ingcebo, kodwa imali ebolekiwe yendabuko ivame ukungabafaki labo abangenawo amasheke aqinile. Iakukho msebenziAyikho Imali Ebolekiwe Engenayo eshintsha lokho, inikeze Imali Ebolekiwe Esekelwe Kumpahla engadingi Ukuqinisekiswa Kokuqashwa noma Akukho Ulwazi Lokuqashwa Oludingekayo. Iphelele ezimpahleni ezifanelekayo zekhaya eliyisisekelo/lokutshalwa kwezimali/esi-2, le mali ebolekiwe ishintsha umdlalo kubathengi abaqondise amakhaya okuvakasha noma izindawo eziqashisayo. Ngemali mboleko efinyelela ku-$3.5 wezigidi kanye nenani lesikweletu elincane elingu-680, liyafinyeleleka futhi liyavumelana nezimo, ngisho nakubabolekisi Abatholakala Kuzwelonke Bangaphandle.

Ngokungafani nemali ebolekiwe evamile egxilisa imali engenayo, Imali Ebolekiwe Ye-No Job No Income ihlola izimpahla zakho—cabanga ngama-akhawunti asebhange, amasheya, noma ezinye izakhiwo. Lokhu kuyenza ilungele abatshalizimali noma asebethathe umhlalaphansi abafuna ukuthenga Ikhaya lesi-2 noma indawo yokutshala imali ngaphandle kokufakazela umsebenzi. IisiphoIsici esitholakalayo senza kube mnandi isivumelwano, sivumele iminikelo yomndeni ekwehliseni izinkokhelo, okungenza ukuthenga kwenani eliphezulu kutholakale kalula. Kulabo abahlola izinketho ezifanelekayo ze-Primary/Investment/2nd Home, le mali ebolekiwe ivula iminyango yemigomo ehlukahlukene yezindawo ezithengiswayo.

Inqubo Yokuqinisekisa Ukungaqashwa iwumoya opholile. Esikhundleni sokumba izimbuyiselo zentela noma amarekhodi okuqashwa, ubonisa amandla akho ezezimali ngempahla. Le ndlela elula ifanele osomabhizinisi abazixhasa ngezimali noma abathengi bamazwe ngamazwe ngaphansi kwelungiselelo Elitholakalayo Likazwelonke Langaphandle, okungenzeka kube nzima ukufaneleka. Ngemali Ebolekiwe Ayinamsebenzi Ayitholi Imali Engenayo, ukuthola Ikhaya lesi-2 lokubalekela komndeni noma indawo Yokutshalwa Kwezimali ukuze uthole imali engenayo kuyafezeka, ngisho nangaphandle komsebenzi ovamile.

Cabangela umtshali-zimali obheke i-condo ukuze aqashiswe isikhathi esifushane. Imali engenayo ingase ingajwayelekile, kodwa iphothifoliyo yempahla yabo iqinile. Ngokusebenzisa i-No Job No Income Loan, bafanelekela kufikela ku-$3.5 million ngaphandle kokudalula Akukho Ulwazi Lokuqashwa Oludingekayo. Inketho ethi Isipho Esitholakalayo ingase ihlanganise ingxenye yenkokhelo ephansi, futhi inqubo Yokuqinisekisa Ukungabikho Kokuqashwa iqinisekisa ukugunyazwa okusheshayo. Kungakhathaliseki ukuthi ikhaya lesi-2 noma i-Investment, le mali ebolekiwe ihambisana nokuhlelwa kwezimali kwamasu.

I-No Job No Income Loan inika amandla abathengi ukuthi basebenze ngamathuba ngaphandle kwemingcele ehlobene nemali engenayo. Isakhiwo sayo semalimboleko esekelwe empahleni kanye nokuguquguquka kokufaneleka kwekhaya eliyisisekelo/lokutshalwa kwezimali/kwesibili kukwenza kube ukukhetha okuphezulu kwabathanda izindlu. Ngeza Ukufinyelela Okutholakala Kuzwelonke Kwangaphandle Nokwesekwa Okutholakalayo Kwesipho, futhi unemali mboleko enamandla njengezifiso zakho, konke ngaphandle kobunzima bombhalo wokuqashwa.