Ukuvula Amathuba Okutshalwa Kwezimali Kwabantu Bangaphandle Nge-DSCR

Ukutshala imali ku-Real estate yase-US kunikeza amathuba amahle kubantu bangaphandle abafuna ukuhlukanisa amaphothifoliyo abo futhi bangene kwelinye lama-lu angcono kakhulu.I-CRAizimakethe zempahla emhlabeni. Nokho, ukuthola uxhaso lwezimali njengomuntu wangaphandle ngokuvamile kungaba inselele ngenxa yezidingo zendabuko zokuboleka. Ngenhlanhla, uhlelo Lwemalimboleko Yezwe Langaphandle ye-DSCR luhlinzeka ngesixazululo esifinyelelekayo, esivumela abatshalizimali bakwamanye amazwe ukuba bafanelekele ukuxhaswa ngezimali ngokusekelwe emalini etholwa indawo yabo yokutshala imali kunemali engenayo yomuntu siqu noma umlando wesikweletu. Kulesi sihloko, sizohlola ukuthi uhlelo lwemalimboleko ye-DSCR lusebenza kanjani kubantu bangaphandle nokuthi kungani luyinketho efanelekile yokutshalwa kwezindlu nezindlu.

Yini i-Foreign NationalDscr Loan?

I-Foreign National DSCR Loan iwumkhiqizo we-mortgage oklanyelwe ngqo izakhamuzi okungezona ezase-US ezibheke ukuxhasa ngezimali izakhiwo zokutshalwa kwezimali zase-US. I-DSCR imele i-Debt Service Coverage Ratio, okuyimethrikhi yezezimali esetshenziswa ababolekisi ukuhlola ukuthi indawo yenza imali engenayo eyanele ukumboza izibopho zayo zezikweletu (okungukuthi, izinkokhelo zezindlu ezibolekiwe). Emalimboleko esekelwe ku-DSCR, ababolekisi bagxila emalini engenayo yokusebenza yendawo (NOI) kunenzuzo yomuntu siqu yomboleki.

Kubantu bangaphandle, lokhu kusho ukuthi inqubo yokufaneleka kwemalimboleko isekelwe ngokuyinhloko ekhonweni lesakhiwo lokukhiqiza ukuhamba kwemali, esikhundleni samaphuzu esikweletu somtshali-zimali noma izimbuyiselo zentela yomuntu siqu. Lokhu kwenza kube lula kubatshalizimali bakwamanye amazwe ukuthi bavikele uxhaso ngaphandle kokudinga ukuhlangabezana nezimfuneko zokubolekwa kwendabuko zase-US.

Isebenza Kanjani Imali Ebolekiwe Ye-DSCR Kazwelonke Yangaphandle

Uhlelo Lwemalimboleko Kazwelonke I-DSCR Yangaphandle lusebenzisa izimiso eziyisisekelo ezifanayo njengemalimboleko ye-DSCR evamile, kodwa ngokugxila okwengeziwe kubatshalizimali bamazwe ngamazwe. Kulolu hlobo lwemali mboleko, ababolekisi bahlola amandla okukhiqiza imali yendawo ngokubala i-DSCR yayo. Uma imali engenayo yokuqasha yendawo noma enye imigudu yemali engenayo yanele ukumboza isevisi yesikweletu, umtshali-zimali angakwazi ukuthola imali ebolekiwe, kungakhathaliseki isimo sakhe sezezimali.

Abantu bangaphandle akudingekile ukuthi banikeze izimbuyiselo zentela zase-US, imibhalo yemali engenayo yomuntu siqu, noma isikolo sekhredithi sase-US. Esikhundleni salokho, imali ebolekiwe ihlolwa ngokusekelwe ekuhambeni kwemali yendawo, okwenza inqubo isheshe futhi iqonde nakakhulu kubatshalizimali bamazwe ngamazwe.

Ubani Ongahlomula Kwimalimboleko Kazwelonke Ye-DSCR Yangaphandle?

Imalimboleko Kazwelonke Ye-DSCR Yangaphandle ilungele abatshalizimali abangaphandle kwe-United States abafuna ukusizakala ngemakethe yezindlu yase-US enenzuzo kodwa abangafinyeleli izimfuneko ezijwayelekile ze-mortgage evamile. Lolu hlelo lwemalimboleko luzuzisa:

- Izakhamuzi zakwamanye amazwe ezifuna ukutshala izindlu ezithengiswayo zase-US: Imali mboleko ye-DSCR ifanelana nezidingo zabatshalizimali bamazwe ngamazwe okungenzeka bangabi nawo umlando wesikweletu wase-US noma imali engenayo esekelwe e-US.
  
- Abatshalizimali abafuna uxhaso olulula: Uhlelo lwemalimboleko ye-DSCR luqeda isidingo sembuyiselo yentela, izikweletu zemiholo, noma amanye amadokhumenti ezezimali, okuvumela abantu bangaphandle ukuthi bathole uxhaso lwezimali ngamaphepha amancane.

- Abatshalizimali bezindlu eziqashisayo abanezindawo eziqashisayo: Abatshalizimali abangabanikazi bezindawo eziqashisayo e-US bangasebenzisa imali etholwa yilezi zakhiwo ukuze bafanelekele ukuxhaswa ngezimali, okwenza kube lula ukuthola izakhiwo ezengeziwe futhi bakhulise iphothifoliyo yabo.

- Abathengi bamazwe ngamazwe abafuna inqubo elula yokufaneleka: I-Foreign National DSCR Loan ifaneleka kahle kubatshalizimali abakhetha inqubo elula, esheshayo yokufaneleka, njengoba igxile ekungeneni kwemali kwesakhiwo kunemininingwane yabo yezezimali.

Kungani Khetha Imalimboleko Yezwe Yangaphandle Ye-DSCR Yokutshalwa Kwezindlu Nezakhiwo?

Uhlelo Lwemalimboleko Kazwelonke I-DSCR Yangaphandle luyisinqumo esihle kakhulu kubatshalizimali abafuna ukwandisa iphothifoliyo yabo yezindlu e-US Luvumela abantu bangaphandle ukuthi bangene emakethe echumayo yezindlu zase-US ngaphandle kwamaphepha anzima kanye nemibhalo edingekayo ngokuvamile emalimboleko yendabuko. Inzuzo eyinhloko yale malimboleko ukuthi isekelwe emalini engenayo yendawo esikhundleni semali engenayo yomuntu siqu, okwenza abatshalizimali bakwamanye amazwe bafanelekele ukuxhaswa ngezimali kalula.

Ukwengeza, inqubo yokufaka isicelo elula isho ukuthi abantu bangaphandle bangahamba ngokushesha ukuze bavikele uxhaso futhi babambe amathuba okutshalwa kwezimali ngaphandle kokubambezeleka ngenxa yezinqubo eziyinkimbinkimbi zezinqubo mboleko.

Isiphetho

Uhlelo Lwemalimboleko Kazwelonke Ye-DSCR Yangaphandle lunikeza ithuba eliyingqayizivele kubatshalizimali bamazwe ngamazwe ukuze baxhase ukutshalwa kwezimali kwezakhiwo zase-US ngokusekelwe ekungeneni kwemali yendawo. Ngaphandle kwesidingo sembuyiselo yentela yase-US, amaphuzu esikweletu, noma imibhalo yemali engenayo yomuntu siqu, lolu hlelo lwemalimboleko lwenza kube lula inqubo yokufaneleka, kwenze kube lula ngabantu bangaphandle ukuthi bangene emakethe yezindlu yase-US. Noma ngabe ufuna ukuthenga indawo eyodwa yokutshala imali noma unwebe iphothifoliyo ekhona, i-Foreign National DSCR Loan ingakusiza ufinyelele izinjongo zakho zokutshala imali.

Ukuze ufunde kabanzi mayelana Nemali Ebolekiwe Ye-DSCR Kazwelonke Yangaphandle nokuthi ingakusiza kanjani ukuthi uvikele uxhaso lwakho lwezindlu nomhlaba, xhumana ne-AAA Lending namuhla.

Sishayele: (877) 789-8816
I-imeyili: hello@aaalendings.com
Vakashela: https://www.wholesaleaaalendings.com/