Ukuvula Ubunikazi Bekhaya: Izimali Zezipho Ku-AAA Lendings No Embolekiwe Yomsebenzi

Iphupho laseMelika lokuba nekhaya ngokuvamile libonakala lingenakufinyeleleka kulabo abangenawo umsebenzi ozinzile. Kodwa i-AAA Lendings, umbolekisi oqondile we-mortgage oneminyaka engaphezu kwe-15 yesipiliyoni, ushintsha ukulandisaakukho msebenziUhlelo Lwemalimboleko olwamukela izimali zesipho.

Esinye sezithiyo ezibaluleke kakhulu kubantu abangasebenzi ekutholeni imali ebolekiwe ukuntuleka kwendlela engenayo engaguquki. Ngokuvumela izimali zezipho, i-AAA Lendings ivala leli gebe. Ababolekayo bangathola izipho zezimali ezihlotsheni noma kubangani, ezingasetshenziswa ekukhokheleni phansi noma ezinye izindleko ezihlobene ne-mortgage. Lokhu akwehlisi nje umthwalo wezimali kuphela kodwa futhi kwenza ukuba umninikhaya kube umgomo ongokoqobo.
Ukuzibophezela kwe-AAA Lendings ekusunguleni izinto ezintsha nokwaneliseka kwamakhasimende kubonakala kuphothifoliyo yayo ehlukahlukene yemalimboleko. Eceleni kohlelo lwe-No Job Loan, bahlinzeka ngeminye imikhiqizo ehlukahlukene njengemalimboleko Yesitatimende Sebhange, lapho kungadingeki imbuyiselo yentela, kanye ne-HELOC ngaphandle kwenhlawulo ekhokhwa kusengaphambili. Lezi zinketho zinikeza ukuguquguquka futhi zihlinzekele izimo ezihlukene zezezimaliLEZI, okwenza kube nokwenzeka ukuba uhla olubanzi lwababolekayo bakwazi ukufinyelela imalimboleko yezindlu.

Impumelelo yenkampani ikhuluma kakhulu ngokwethembeka kwayo. Njengoba imindeni engaphezu kuka-60,000 isekelwa kanye nesamba semalimboleko evaliwe eyizigidi eziyizinkulungwane ezimbili zamaRandi ngo-2021, i-AAA Lendings izisungule njengomholi embonini. Izikhathi zabo zokuvala ngokushesha, isilinganiso phakathi kwamaviki angu-3, ​​ziqinisekisa inqubo engenamthungo nephumelelayo yababoleki.
Amakhasimende akanalutho ngaphandle kokudumisa nge-AAA Lendings. Abaningi babelane ngokuhlangenwe nakho kwabo okuhle, begqamisa isevisi yobungcweti futhi ehlelekile. Ama-ejenti afana no-Leo Li no-Judy baye banconywa ngokuzinikela kwabo kanye nesibopho sabo ngesikhathi senqubo yokubolekwa kwemali.

Emakethe yezindlu zase-US, Uhlelo Lokubolekwa Kwemisebenzi Nokwamukelwa kwezimali zezipho yi-AAA Lendings igqama njengesibani sethemba kwabangasebenzi. Inikeza ithuba lokugqashula emikhawulweni yesimo sokuqashwa futhi uqale uhambo oluya ekubeni umninikhaya. Noma ngabe usanda kuthola iziqu, uphakathi kwemisebenzi, noma ubhekene nezinye izinselelo zomsebenzi, ungalilahli ithemba ngephupho lakho lokuba nomuzi. Xhumana ne-AAA Lendings futhi uhlole amathuba ongakunikeza Uhlelo Lokubolekwa Kwemisebenzi Ngezimali zesipho.