Ukuvula I-CPA P&L Financing yama-Non - Warrantable Condos ane-AAA Lendings

Emhlabeni oyinkimbinkimbi wemakethe ye-mortgage yase-US, ukuxhasa ngezimali ama-condos angaqiniseki kungaba yinto enzima ukuwenza.I-CRAck. Kodwa-ke, i-AAA Lendings ivela njengozakwethu onokwethenjelwa, ikakhulukazi uma kukhulunywa nge-CPA P&L yokuxhasa ngezimali izakhiwo ezinjalo.

I-AAA Lendings inomlando omuhle, onesipiliyoni seminyaka engaphezu kwe-15 embonini yokubolekisa. Sebekhiphe isamba semali ebolekiwe edlula amabhiliyoni angama-20, basize imindeni engaphezu kuka-50,000. Ubuchwepheshe babo bokwebolekwa kwe-Non - QM bubabeka kahle ukuze babhekane nezinselele eziyingqayizivele zokuxhasa ngezimali ama-condo angaqinisekisiwe.

Esinye sezici ezivelele ukubhalwa kwabo okuvumelana nezimo. Lapho abanye ababolekisi bengase bathi "Cha", I-AAA Lendings ingase ithole indlela yokuthi "Yebo". Ngoxhaso lwezimali lwe-CPA P&L, lokhu kuvumelana nezimo kusho ukuthi ababoleki abanezimo zeholo eziyinkimbinkimbi, ngokuvamile ezivamile phakathi kwabanikazi bama-condo abangaqinisekisiwe, banethuba elingcono lokugunyazwa. Esikhundleni sokuthembela kuphela ekubuyiselweni kwentela okujwayelekile, bamukela i-P&L elungiselelwe bona, okwenza i-qualification pro.LEZIkufinyeleleka kakhudlwana.

Ijubane lokuvala lingenye inzuzo. Ngokwesilinganiso, imali ebolekiwe ivalwa phakathi namaviki ama-3, okuyisici esibalulekile lapho usebenzelana nokuthengiselana kwezindlu ezithengiswayo. Lokhu kushintsha okusheshayo kunganikeza abathengi be-condo umkhawulo wokuncintisana emakethe.

Ngaphezu kwalokho, i-AAA Lendings inikeza izinga lokuncintisana. Ukuthola imali ebolekiwe efanele ngenani elithengekayo kuyisisekelo sokuhlangenwe nakho okuphumelelayo kwe-mortgage. Isevisi yabo yomuntu siqu iqinisekisa ukuthi zonke izidingo zomboleki ziyahlangatshezwa, kungabikho mboleko ebonakala ingenakwenzeka.

Isibonelo, amakhasimende amaningi abelane ngolwazi lwawo oluhle. Abanye banike kabusha imali izikhathi eziningi nge-AAA Lendings, bejabulela izinqubo zobungcweti nezilula. Ama-ejenti afana no-Leo Li no-Judy bathole ukunconywa okuphezulu ngokuzinikela kwabo kanye nesibopho sabo ngesikhathi senqubo yokubolekwa imali.

Sengiphetha, uma ufuna uxhaso lwezimali lwe-CPA P&L yama-condo angaqinisekisiwe, i-AAA Lendings ingumbolekisi okufanele icatshangelwe. Isipiliyoni sabo, ukuguquguquka, isivinini, kanye nenkonzo yamakhasimende kubenza babe ukukhetha okuphezulu emakethe ye-mortgage yase-US.