Vula Ikhaya Lamaphupho Akho Ngohlelo Lwethu Olufanelekile Lwemalimboleko

Ezweni eliyinkimbinkimbi lokuxhaswa ngezimali kwezindlu ezithengiswayo e-US, ukuthola uhlelo olufanele lwemalimboleko kungaba umsebenzi onzima. Kodwa ungakhathazeki! I-AAA Lendings yethula i-Primary, Investment, kanyeIkhaya lesi-2Uhlelo Lokubolekwa Okufanelekile, oluklanyelwe ukuhlangabezana nezidingo ezihlukahlukene zobunikazi bezindlu.

Kulabo ababuka indawo yokuhlala eyinhloko, uhlelo lwethu luhlinzeka ngohlelo lokusebenza olungenazihibeLEZIs. Siyaqonda ukuthi ukuthenga ikhaya lokuqala kuyingqopha-mlando, futhi silapha ukuze sikwenze kwenzeke. Ngombhalo wethu wangaphansi ovumelana nezimo, ngisho noma uke wabhekana nezinselele esikhathini esidlule, maningi amathuba okuthi sithi "Yebo" lapho abanye bethi "Cha". Lokhu kuyiqiniso ikakhulukazi kubafakizicelo abanezitatimende ze-P&L ezilungiselelwe bona, lapho singadingi ukubuyiselwa kwentela, sinikeza indlela elula yokuba umninikhaya.

Abatshalizimali, ngakolunye uhlangothi, bangasebenzisa imali ebolekiwe ye-DSCR (Debt Service Coverage Ratio) yethu. Imali engenayo yokuqasha ingakufanelekela lezi zimali mboleko, ikwenze ukwazi ukwandisa iphothifoliyo yakho yezindlu ezithengiswayo. Noma ngabe ubheke ukuthenga indawo entsha eqashisayo noma ukuxhasa kabusha esikhona, uhlelo lwethu lunikeza amanani ancintisanayo. Lokhu kukuvumela ukuthi wandise imbuyiselo yakho futhi wakhe ingcebo ngokusebenzisa ukutshalwa kwezimali kwezakhiwo.

Ukuphupha ngekhaya lesibili? Mhlawumbe indlu ethokomele yasebhishi noma indawo yokubalekela intaba? Uhlelo lwethu lwesibili lwemalimboleko efanelekile yekhaya lwenza kwenzeke. Ngenqubo yokuvala esheshayo, ngokwesilinganiso phakathi kwamaviki angu-3, ​​ungakwazi ukuguqula iphupho lakho libe ngokoqobo ngokushesha. Ithimba lethu lihlinzeka ngesevisi yomuntu siqu, ekuqondisa kuzo zonke izinyathelo zendlela. Bazophendula yonke imibuzo yakho futhi baqinisekise ukuthengiselana okushelelayo.

Eminyakeni engu-15 edlule, i-AAA Lendings ikhiphe imali ebolekiwe engaphezu kwezigidigidi ezingu-20 zamaRandi, isekela imindeni engaphezu kuka-50,000. Umlando wethu omude kanye nolwazi oluningi endaweni yemalimboleko ye-Non - QM kusinikeza ubuchwepheshe bokusingatha izimo ezihlukahlukene zemalimboleko. Ubufakazi obuvela kumakhasimende ethu anelisekile bukhuluma kakhulu ngekhwalithi yesevisi yethu. Bancome ikhono lethu lokuvala izikweletu ngokushesha futhi sinikeze amanani ancintisanayo.

Sengiphetha, kungakhathaliseki ukuthi uhlose ukuthola indawo yokuhlala eyinhloko, ufuna ukutshala imali, noma ulangazelela ikhaya lesibili, I-AAA Lendings' Primary, Investment, kanye nohlelo Lwesibili Lwemalimboleko Olufanelekile Lwekhaya luyisihluthulelo sakho sempumelelo. Ungavumeli uxhaso lwezimali likuvimbe. Faka isicelo manje futhi uthathe isinyathelo sokuqala ekufezeni imigomo yakho yezindlu ezithengiswayo.