I-Smart Financing nge-P&L Loans Ezilungiselele Wena

Invest Smart: Ukubolekwa Kwe-P&L Okuzilungiselela Ngayo Kwenza Kanjani Uxhaso Lwezindlu Zesibili kanyeutshalomalis

Ukutshalwa kwezimali kwezindawo ezithengiswayo kuyisu elinamandla lokwakha ingcebo, kodwa ukuxhasa ngezimali Indawo yesi-2 noma Indawo Yokutshala imali ngokuvamile kuza nezithiyo. I-Self Prepared P&L Loan iyakushintsha lokho kulandisa, inikeze indlela ehlelekile yabatshalizimali abanolwazi. Nge-P&L Yokuzilungiselela Kuphela Edingekayo, le mali yokuthenga indlu iyasidlula isidingoCPA-izimali ezilungiselelwe, okwenza kube lula Kakhudlwana Ukufaneleka kulabo abanemifudlana yemali engenayo eyinkimbinkimbi. Noma ngabe ubheke ikhaya leholide noma indawo eqashisayo, izinketho ze-5/6 ARM kanye ne-7/6 ARM zinikeza ukuguquguquka Kwezinga Eliphansi elifika ku-$2.0 wezigidi.

Ngokungafani nezimali mboleko ezivamile ezidinga ukuthi Azikho izinkinga zokubuyiswa kwentela, i-Self Prepared P&L Loan ivumela ababoleki ukuthi bethule esabo isitatimende senzuzo nokulahlekelwa. Lona umugqa wokuphila wabantu abazisebenzayo noma abatshalizimali abanembuyiselo yentela engabonisi imali yabo yangempela ngenxa yokucishwa. Ngenani eliphansi lekhredithi yekhredithi engu-680, yakhelwe ukuthi ifinyeleleke, iqinisekisa ukuthi ukuxhasa ngezimali Indawo Yendawo Yesibili noma Yokutshalwa Kwezimali akuzwakali njengempi ekhuphukayo.

Izinketho zesilinganiso esilungisekayo zikhanga ikakhulukazi kubatshalizimali. I-5/6 ARM inikeza inani elimisiwe leminyaka emihlanu, elilungiswa njalo ezinyangeni eziyisithupha ngemva kwalokho, elilungele labo abahlela ukuthengisa noma ukukhokhela kabusha ngaphambi kokushintsha kwamazinga. I-7/6 ARM, enesikhathi esimisiwe seminyaka eyisikhombisa, ifanele abatshalizimali abafuna ukuzinza kwesikhathi eside. Zombili ziletha izinzuzo Zesilinganiso Esiphansi, ukugcina izindleko ziphansi ngenkathi wakha ukulingana Kutshalomali lwakho noma ujabulele Ikhaya lakho Lesibili.

Esinye isici esivelele Asikho Isijeziso Sokukhokha kusengaphambili. Abatshalizimali bangathengisa indawo noma bakhokhele imali mboleko ngaphambi kwesikhathi ngaphandle kwezindleko ezengeziwe, bakhulise imbuyiselo emakethe eshisayo. Lokhu kuvumelana nezimo kubalulekile kulabo abaphethe Ikhaya lesi-2 ukuze bazisebenzisele umuntu siqu noma indawo Yokutshala imali ukuze bathole imali yokuqasha. I-Self Prepared P&L Loan inika ababoleki amandla okuthatha isinyathelo ngokushesha ngamathuba ngaphandle kokuboshelwa emigomeni yemalimboleko eqinile.

Isibonelo, cabanga umtshali-zimali oqondise i-condo engasebhishi njengeKhaya lesi-2 eliphindaphindeka njengokuqashwa kwesikhashana. Ngokuthumela i-Self Prepared P&L, bakhombisa imali yabo engenayo ngaphandle kokumba iminyaka eminingi yentela. I-7/6 ARM igcina izinkokhelo zifinyeleleka iminyaka eyisikhombisa, futhi Ngaphandle Kwenhlawulo Yokukhokha Ngaphambili, bangathengisa uma imakethe iphakama, bakhiphe inzuzo ngaphandle kwenhlawulo.

I-Self Prepared P&L Loan iyithuluzi lamasu labatshali bezindlu. Yenzelwe labo abacabanga ngaphandle kwebhokisi, ihlinzeka Nge-P&L Edingekayo Kuphela Yokuzilungiselela Okudingekayo kanye Nemibandela Elula Kakhudlwana Ukuze Ufanelekele. Kungakhathaliseki ukuthi ushintshashintsha ngendawo Yokutshalwa Kwezimali noma uthola Ikhaya Lesibili, Izinga Eliphansi Lemalimboleko kanye nezinketho eziguquguqukayo ze-5/6 ARM noma 7/6 ARM zikwenza kube ukukhetha okuhlakaniphile ekwakheni iphothifoliyo yakho.