I-P&L Loan Ezilungiselele Wena: Indlela Eguquguqukayo Yomboleki Oziqashile

Kwabaningi abafisa ukuba ngabanikazi bezindlu e-US, ukuthola imali yokuthenga indlu kungase kube nzima, ikakhulukazi kubantu abazisebenzayo noma labo abahola okungeyona eyendabuko. Faka I-Self Prepared P&L Loan, isishintshi segeyimu esidizayinelwe ukwenza ubunikazi bendlu bufinyeleleke kakhudlwana. Nge-P&L Yokuzilungiselela Kuphela Edingekayo, le mali ebolekiwe iqeda isidingo se-CPA-isitatimende se-P&L esilungisiwe, esivumela ababoleki ukuthi bethule izimali zabo ngendlela ebonisa amandla abo okuthola imali angempela. Kungakhathaliseki ukuthi ubheke indawo yokuhlala Eyisisekelo noma uhlola izinketho zesilinganiso esingalungiseka njenge-5/6 ARM noma i-7/6 ARM, le mali mboleko inikeza ukuguquguquka, ukufinyeleleka, kanye nokukhululeka.

I-Self Prepared P&L Loan igqama kakhulu ngoba idinga Akukho Mbuyiselo Yentela, impumuzo enkulu kulabo ukufakwa kwentela kwabo okungathwebuli ngokugcwele imali yabo engenayo ngenxa yezimali ezibanjwayo noma izinzuzo ezingavamile. Ngenani eliphansi lesikweletu lesikweletu elingu-680 namanani emalimboleko angafika ku-$2.0 wezigidi, Kulula Kakhudlwana Ukufanelekela ukwedlula izikweletu zendabuko eziningi. Ababoleki bangakhetha phakathi kwe-5/6 ARM, elungiswa njalo ezinyangeni eziyisithupha ngemuva kwesikhathi esinqunyiwe seminyaka emihlanu, noma7/6 Ingalo, enikeza isilinganiso eside esimisiwe seminyaka eyisikhombisa sokuzinza okwengeziwe. Zombili izinketho ziza nezinhlaka Zesilinganiso Esiphansi, okwenza izinkokhelo zanyanga zonke zilawuleke.

Okwenza le mali ebolekiwe ihehe nakakhulu ukungabikho kwesigatshana seSijeziso Sokungakhokhi Ngaphambi kwesikhathi. Abanikazi bezindlu bangakwazi ukukhokha imali mboleko yabo ngaphambi kwesikhathi ngaphandle kokufaka izindleko ezengeziwe, banikeze inkululeko yezezimali yokuvuselela noma ukuthengisa uma isikhathi esifanele. Kulabo abathenga ikhaya Eliyisisekelo, lokhu kuvumelana nezimo kubaluleke kakhulu, ikakhulukazi emakethe eguquguqukayo lapho izinhlelo zingashintsha.

Inqubo iqondile. Ababoleki bahlanganisa esabo isitatimende se-P&L, esibonisa ibhizinisi labo noma imali abayitholayo abazisebenzelayo. Lo mbhalo ozilungiselele wona unikeza abantu amandla okukhombisa impilo yabo yezezimali ngaphandle kokugxuma ama-hoops. Ngokungafani nemalimboleko evamile edinga imibhalo ebanzi, i-Self Prepared P&L Loan iqondisa ukubhala phansi, yonga isikhathi kanye nengcindezi.

Cabanga nje uthola ikhaya lamaphupho akho nge-mortgage ehambisana nesimo sakho sezezimali esiyingqayizivele. Nge-P&L Yokuzilungiselela Kuphela Edingekayo, awucindezelwa yizidingo eziqinile. Kungakhathaliseki ukuthi ukhetha i-5/6 ARM ukuze uthole ukonga kwesikhathi esifushane noma i-7/6 ARM ukuze uthole ukuqagela okunwetshiwe, le mali mboleko ivumelana nezidingo zakho. Ilungele osomabhizinisi, ama-freelancers, nanoma ubani ofuna imali ebolekiwe Yezinga Eliphansi okulula Kakhudlwana Ukuyifanelekela, konke lokhu kugwenywa ubunzima bentela noma izinhlawulo zokukhokha kusengaphambili.

Emakethe yanamuhla encintisanayo yezindlu, i-Self Prepared P&L Loan ivula iminyango yokuba umninikhaya engase ihlale ivaliwe. Kuyisixazululo esisebenzayo, esilungele umboleki esibeka kuqala ukuguquguquka nokufinyeleleka, okuyenza ibe yinketho ephezulu yokuxhasa ngezimali indawo yakho yokuhlala Eyisisekelo.