Shintsha I-Mortgage Yakho Nge-WVOE Income Verification

Esimeni esiguqukayo semakethe ye-mortgage yase-US, izindlela zokuqinisekisa imali engenayo azihlale zanele. Kulapho kungena khona ukuqinisekiswa kwe-Alternative Income nge-WVOE (Ukuqinisekiswa Kokuqashwa), kanye ne-Wholesale AAAUkuboleka imaliihamba phambili kule ndlela yokusungula.

Ukuqinisekiswa Kwemali Ehlukile Nge-WVOE kunikeza indlela ebanzi nehlanganisayo yokuhlola umthamo wezezimali womboleki. Kulabo abanemali engenayo engokwesiko, njengabazimele, abasebenzi bomnotho we-gig, noma abanikazi bamabhizinisi abanenzuzo eguquguqukayo, le ndlela iwushintsho lomdlalo. Esikhundleni sokuthembela kuphela kuma-stubs okukhokha ajwayelekile kanye namafomu we-W - 2, kucabangela okumuncu okuhlukahlukeneLEZIyemali engenayo, ikunikeza ukumelwa okunembe kakhudlwana kwesimo sakho sezezimali.

Ingxenye ye-WVOE idlala indima ebalulekile. Ngokuqinisekisa ngokuqondile imininingwane yokuqashwa, ababolekisi bangathola ukuqonda kangcono ukuzinza nokuphila isikhathi eside kweholo lakho. Lokhu akuzuzisi nje kuphela ababolekayo abanemisebenzi engeyona ejwayelekile kodwa futhi kuthuthukisa inqubo yokugunyaza i-mortgage. KwaWholesale AAA Lendings, sibone ukuncipha okukhulu ezikhathini zokugunyaza lapho sisebenzisa le ndlela. Ngokwesilinganiso, imalimboleko ene-Alternative Income Verification kanye ne-WVOE ivunywa phakathi kwamaviki angu-3 - 4, uma kuqhathaniswa nobude besikhathi eside obuhlobene nezindlela zokuqinisekisa ezivamile.
Ngaphezu kwalokho, le ndlela inika ababolekisi ukuzethemba okwengeziwe ngesicelo semalimboleko. Ukuqinisekiswa okuningiliziwe kwemali engenayo, kuhlanganiswe nokuqinisekiswa komsebenzi, kuqinisekisa ukuthi ababolekayo maningi amathuba okuba bahlangabezane nezibopho zabo zokubolekwa kwezindlu. Lokhu, nakho, kunciphisa ubungozi kubo bobabili obolekayo kanye nomboleki.

Uma ubheke ukuthola imali ebolekwayo futhi ukhungathekiswe imikhawulo yokuqinisekiswa kwemali engenayo okungokwesiko, cabangela Ukuqinisekiswa Kwemali Ehlukile Nge-WVOE evela ku-Wholesale AAA Lendings. Ithimba lethu lochwepheshe likulungele ukukuqondisa kunqubo, liphendule imibuzo yakho, futhi likusize ukuthi uthathe isinyathelo sokuqala esibheke ekubeni umninikhaya. Ungavumeli iholo lakho elingelona elivamile likuvimbele ekufezeni iphupho lakho lokuba nomuzi e-US.