Izindaba

Ayikho isilinganiso I-DSCR isho ukuthi isilinganiso semali engenayo yenyanga yokuqashisa yerenti enanini lenyanga lemali ekhokhwa nyanga zonke yendlu, intela, umshwalense kanye nemali yokuphatha indawo ilingana no-"0", okungukuthi, ungafaka isiceloDscr Loanimikhiqizo enesilinganiso "zero". Esikhathini esidlule...

Imali mboleko evamile inezidingo ezikhawulelwe zesilinganiso se-DTI/Gcinas/ LTV/ Isimo sesikweletu. Ngokuvamile, iningi lababoleki lingase lifanelekele ukubolekwa imali evamile ngemali engenayo ephezulu kanye namaphuzu esikweletu. Ngenkathi kwabanye ababolekayo, imali yabo engenayo iphansi noma inezinhlobonhlobo...

I-AAA Capital investment yakhele izinhlobo ezahlukene zomkhiqizo wemalimboleko ukuze ikusize uthenge indawo oyifunayo. 1- Imalimboleko engeyona ye-QM- Ingcono kakhulu kuwe ngaphandle kwesikolodo esihle kanye nemali engenayo ezinzile. Asikho isidingo sokukhokha kwakho noma i-W2. Sinenqwaba yemikhiqizo, futhi kukhona al...

Ikhefu lesikhashana ngenxa ye-COVID-19 elivela kumqashi lingase lihlanganise izimo ezihlukahlukene (isb. umndeni nezokwelapha, ukukhubazeka kwesikhashana, ukubeletha, amanye amakhefu esikhashana anenkokhelo noma ngaphandle kwenkokhelo). Ngesikhathi sekhefu lesikhashana, imali engenayo yomboleki ingase yehliswe futhi/noma ...

Amagama angukhiye: Ukubuyiselwa kwentela; Isandiso sokugcwalisa intela ye-IRS; Phesheya kwezilwandle Ingabe uzizwa udidekile lapho ukubuyisela intela kufanele kusetshenziswe nini ukuze ufaneleke ukubolekwa kwakho?imuphi unyaka wefomu lakho lentela okufanele unikezwe? Kunamaphuzu ezikhathi ezine okudingeka ukwazi ngawo: 1. Usuku lokufaka isicelo ngo...

Amagama angukhiye: Fannie Mae; Ngiyazisebenza; Ubunikazi obungaphansi kuka-25% Ngezansi kunezimfuneko zesiqondiso se-ejensi mayelana nobunikazi bomboleki obungaphansi kuka-25% ebhizinisini, sicela ufunde ngokucophelela, ugqanyiswe ikakhulukazi:

Amagama angukhiye: Ayikho i-paystub; Ayikho i-W2; Akukho Ukubuyiswa Kwentela; Cha 4506-T; Azikho izimali mboleko ze-DU/LP ezingezona ze-QM ezingenye yezimalimboleko ezifanelekayo ze-mortgage (QM). Ngokucacile, imalimboleko ye-Non-QM ingeyodwa engadingeki ukuhlangabezana nohulumeni wobumbano kanye ne-Consumer Financial Protectio...

1. Ngemali mboleko engeyona ye-QM, imfuneko yokukhipha imali ilandelayo: ● Isizini yokukhipha imali, i-AAA Capital ichaza isinongo sokukhipha imali njengomehluko phakathi kosuku lokufaka isicelo semalimboleko entsha kanye nosuku lwenothi lokukhokha lwangaphambilini noma usuku lokuthenga. ① Okwezakhiwo eziyishumi...

Lolu hlelo ludizayinelwe ababoleki abanezimpahla ezibalulekile eziqinisekiswa futhi abangazuza kwezinye izindlela zokufaneleka kwemalimboleko. Imfuneko 1- I-DTI enkulu ingu-50% 2- Amadokhumenti-Izitatimende zasebhange zezinyanga ezingu-6 3- Inzuzo Eyinhloko Kuphela 1- No 4506-C/...

Lolu hlelo luklanyelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka zokuboleka imali. Izitatimende zasebhange (zomuntu siqu kanye/noma zebhizinisi) zingasetshenziswa njengenye indlela yentela ukuze kubhalwe imali engenayo yomboleki ozisebenzelayo ...