Ayikho Imali Ebolekiwe Yokuqinisekisa Ukuqashwa: Isango Lakho Lenkululeko Yezezimali

Ukuthola imali ebolekiwe e-US bekuhlale kuyinselele, ikakhulukazi lapho ababolekisi befuna ukuqinisekiswa okubanzi komsebenzi. Kodwa kuthiwani uma bekunendlela yokuthola imali ebolekiwe ngaphandle kokubhekana nobunzima bokufakazela umsebenzi wakho? Faka i-AAA Lendings, ehamba phambiliI-Mortgage Lenderehlinzeka ngezinhlelo zokubolekwa imali ngaphandle kokuqinisekiswa kokuqashwa okudingekayo ukuze kuvunywe.

I-AAA Lendings ibe yigama elithembekile embonini iminyaka engaphezu kwe-15. Isamba sabo sokukhokha semalimboleko sidlule amaRandi ayizigidi eziyizinkulungwane ezingama-20, futhi sebesekele imindeni engaphezu kuka-60,000. Ukuzinikela kwabo ekusunguleni izinto ezintsha kanye nokwaneliseka kwamakhasimende kubonakala ezinhlobonhlobo zemikhiqizo yabo ebolekiwe.

Imali mboleko ye-Self Prepared P&L ehlinzekwa yi-AAA Lendings iyinketho enhle kulabo abangakwazi ukunikeza ukuqinisekiswa kokuqashwa okujwayelekile. Esikhundleni sokuthembela ezimbuyiselweni zentela kanye nokukhokha izikweleti, ababoleki bangasebenzisa izitatimende zabo ezizilungiselele bona Zenzuzo Nokulahlekelwa. Lokhu kuvumela abantu abanjengama-freelancers, abasebenzi be-gig, nabanikazi bamabhizinisi amancane ukuthi bafanelekele ukubolekwa. Ilinganisa inkundla yalabo abanemali engenayo emuncu okungeyona yendabukoLEZI.

Kubathandi bezindlu ezithengiswayo, imalimboleko ye-DSCR ingumnikelo omangalisayo. Ngale mali mboleko, imali yokuqasha isetshenziselwa ukufaneleka kwababoleki. Noma ngabe ungumnikazi wendawo eyodwa eqashisayo noma iphothifoliyo yazo, ungafaka isicelo semali mboleko ngaphandle kokuthi unikeze ukuqinisekiswa kokuqashwa. Lokhu kunikeza abatshalizimali amandla okwandisa izindawo zabo zokuhlala futhi bakhe ingcebo.

Imalimboleko Yesitatimende Sebhange ingenye indlela enhle kakhulu. Ngokusebenzisa izitatimende zasebhange ukuze babonise impilo yabo yezezimali, ababoleki bangasidlula isidingo sokuqinisekisa ukuqashwa. Lokhu kulungele abantu abanemali engena njalo kodwa abangenawo amaphepha ajwayelekile okuqashwa.

Ngaphandle kwemikhiqizo emisha yemalimboleko, i-AAA Lendings inikeza izinzuzo ezimbalwa. Ukubhala kwabo ngaphansi okuguquguqukayo kusho ukuthi bavuleleke kakhulu ekugunyazeni imalimboleko kubaboleki abanezimo zezimali ezihlukile. Isikhathi sokuvala esisheshayo, esimaphakathi phakathi kwamaviki angu-3, ​​siqinisekisa ukuthi ungaqhubekela phambili nezinhlelo zakho ngokushesha. Amanani ancintisanayo nesevisi yomuntu siqu yenza okuhlangenwe nakho kokuboleka kube bushelelezi futhi kungabi nengcindezi.
Amakhasimende amaningi abe nokuzizwisa okuhle nge-AAA Lendings. Bancome ukusebenza kahle kweqembu, ukuzinikela, nekhono lokuvala imali ebolekiswayo kusenesikhathi. Kungakhathaliseki ukuthi ukuxhasa ngezimali kabusha noma ukuthola imali mboleko entsha, i-AAA Lendings ibonakale inguzakwethu onokwethenjelwa.
Kafushane, uma ufuna imali ebolekiwe ngaphandle komthwalo wokuqinisekisa umsebenzi, i-AAA Lendings iyimpendulo. Izinhlelo zabo ezihlukene zokubolekwa kwemali, ezihlanganiswe nesevisi evelele, zingakusiza ukufeza izinhloso zakho zezezimali. Ungavumeli izimfuneko zokuqinisekisa umsebenzi zikuvimbele. Hlola izinketho zemalimboleko ku-AAA Lendings futhi ulawule ikusasa lakho lezezimali.