Khulisa Amathuba Akho Okuthenga Izindlu Ngemalimboleko engu-5/6 ye-ARM evela ku-AAA Lendings

Ukuzulazula endaweni ye-mortgage yase-US kungase kube nzima, kodwa i-AAA Lendings yenza inqubo ibe lula5/6 IngaloImalimboleko ye-Flexible Rate Mortgages. Ngomlando ohlanganisa iminyaka engu-15 kanye nedumela lokwethembeka, i-AAA Lendings ibe nguzakwethu othembekile wemindeni eminingi.

I-5/6 ARM Loan inikeza ibhalansi yamasu phakathi kokuzinza nokuvumelana nezimo. Isikhathi sokuqala sesilinganiso esinqunyiwe seminyaka emi-5 sivumela ababoleki ukuthi bahlele izimali zabo ngokuqiniseka. Lokhu kuwusizo ikakhulukazi kulabo abafuna ukusungula isimiso sokukhokha esingaguquki eminyakeni yokuqala yokuba ngabaninikhaya. Ngemuva kwesikhathi esinqunyiwe, ukulungiswa kwesilinganiso sonyaka kunikeza ababoleki ithuba lokuzuza ekuncipheni kwesilinganiso semakethe esingaba khona.

Ukuzibophezela kwe-AAA Lendings kusevisi yomuntu siqu kuyakhanya uma kukhulunywa ngeMalimboleko ye-5/6 ye-ARM. Umbolekisi uyaqonda ukuthi isimo somboleki ngamunye sihlukile. Kungakhathaliseki ukuthi ungumuntu ozisebenzelayo one-P&L ezilungiselela wena noma umtshali-zimali othembele emalini yokuqasha, ukubhala phansi okuguquguqukayo kwe-AAA Lendings kungazanelisa izidingo zakho.

Inqubo yokuvala ngokushesha iyinzuzo ephawulekayo. Emakethe yokuncintisana yezindawo ezithengiswayo, ukukwazi ukuvala imali ebolekiwe phakathi kwamaviki ama-3, noma ngisho ngokushesha okungamaviki ama-2 kwezinye izimo, kungakunikeza umkhawulo. Ababoleki babelane ngolwazi lwabo oluhle, begqamisa ubungcweti nokuzinikela kwethimba le-AAA Lendings.

Inketho yemalimboleko yesitatimende sasebhange, esusa isidingo se-Ukubuyiswa Kwentela, inikeza isendlalelo esengeziwe sokusebenziseka kalula. Ngokuhambisana nekhredithi eyengeziwe engu-$4,500 etholakala nge-QM Community Loan, ababoleki bangajabulela inkululeko eyengeziwe yezezimali.

Empeleni, imalimboleko engu-5/6 ye-ARM evela ku-AAA Lendings ikunika amandla okusebenzisa ngokugcwele uhambo lwakho lokubolekwa kwezindlu. Izici zayo eziyingqayizivele, kuhlanganiswe nobuchwepheshe be-AAA Lendings nokuzibophezela ekwanelisekeni kwamakhasimende, kuyenza ibe inketho ephezulu kulabo abafuna i-mortgement yesilinganiso esivumelana nezimo e-US. Ungaphuthelwa yithuba lokuqinisekisa i-mortgage ehambisana nemigomo yakho yezezimali.