Ukunika amandla abathengi bomhlaba wonke nge-No Job No Income Loan

Kubathengi bamazwe ngamazwe kanye nababoleki okungebona bendabuko, imakethe yezindlu yase-US ingazizwa njenge-red tape. I-No Job No Income Loan inqamula kulobo bunzima, inikeze Imali Ebolekiwe Esekelwe Kumpahla engadingi Ukuqinisekiswa Kokuqashwa noma Akukho Ulwazi Lokuqashwa Oludingekayo. Ngokufaneleka Okutholakala Kuzwelonke Kuzwelonke, le mali ebolekiwe yamukela abathengi bomhlaba wonke ukuthi bathenge izakhiwo ezifanelekayo Zekhaya Eziyisisekelo/Ezokutshalwa Kwezimali/2, kusukela ezindaweni zokuhlala ezithokomele kuya ku-lu.I-CRAeziqashisayo. Ukusekela izikweletu ezifika ku-$3.5 million futhi kudinga amaphuzu esikweletu angama-680 kuphela, kuyisixazululo esisebenza ngezindlela eziningi.

Okwenza i-No Job No Income Loan ihluke ukugxila kwayo ezimpahleni ngaphezu kwemali engenayo. Ababoleki akudingeki ukuthi banikeze izigaxa zokukhokha noma izimbuyiselo zentela— esikhundleni salokho, babonisa ukuzinza kwezezimali ngokulondoloza, ukutshalwa kwezimali, noma ukubamba impahla. Lena indlela yokuphila yabathengi Abatholakala Kuzwelonke Bangaphandle okungenzeka bengenawo amarekhodi okuqashwa ase-US kodwa abanempahla yomhlaba wonke. IisiphoIsici esitholakalayo sengeza ukuguquguquka, okuvumela iminikelo yomndeni ukuthi ihlanganise izinkokhelo eziphansi, okwenza kubelula Kakhudlwana Ukufanelekela izakhiwo zenani eliphezulu.

Inqubo Yokuqinisekisa Ukungaqashwa iwukudonsa okukhulu. Ababolekisi bendabuko bavame ukufuna ubufakazi obuningi bemali engenayo, obungafaka ngaphandle asebethathe umhlalaphansi, abatshalizimali, noma abathengi bamazwe ngamazwe. I-No Job No Income Loan ishiya lezi zithiyo, ithuthukisa ukugunyazwa kokuthenga Okufanelekayo Kwekhaya Eliyisisekelo/Ukutshalwa Kwezimali/Kwesibili. Kungakhathaliseki ukuthi ungumthengi Otholakala Kuzwelonke Wangaphandle ofuna Ikhaya Lesibili e-Miami noma umtshali-zimali oqondise Indawo Yokuhlala Eyisisekelo Ngaphandle Komsebenzi, le malimboleko ivumelana nezidingo zakho.

Cabanga ngomuntu wangaphandle othuthela e-US ngebhizinisi. Ngaphandle komsebenzi wase-US, ukufaneleka ukuthola imali ye-mortgage kubonakala kunzima, kodwa ukutshalwa kwezimali kwabo phesheya kubalulekile. I-No Job No Income Loan ibavumela ukuthi basebenzise lezo zimpahla ukuze bavikele Indawo Yokuhlala Eyisisekelo Ngaphandle Komsebenzi, Okungenalo Ulwazi Lokuqashwa Oludingekayo. Umnikelo otholakalayo wesipho somndeni uhlanganisa inkokhelo ephansi, futhi inqubo Yokuqinisekisa Ukungabikho Kokuqashwa iqinisekisa ukuvala okungenazinkinga, konke okungaphakathi kwesilinganiso semalimboleko engu-$3.5 wezigidi.

Ukufakwa kwale malimboleko akufani. Ibhekelela labo abangafaneleki iphrofayela evamile yomboleki, enikeza izinketho ezifanelekayo Zekhaya Eliyisisekelo/lokutshalwa kwezimali/lesibili emigomweni eyahlukene. Kubathengi Abatholakala Kuzwelonke Bangaphandle, i-No Job No Income Loan isango lokungena ezindaweni ezithengiswayo zase-US, elisekelwa imodeli Yemalimboleko Esekelwe Kumpahla ebeka ingcebo kuqala ngaphezu kwamaholo. Njengoba Akukho Ukuqinisekiswa Kokuqashwa kanye Nokwesekwa Okutholakalayo Kwesipho, yimalimboleko enika amandla amaphupho omhlaba ngaphandle kwezithiyo ezingadingekile.