I-AUS Jumbo Loan & Ukubhala Ngaphansi Okuzenzakalelayo Kwemali Ebolekiwe Enziwe Lula

Emakethe yanamuhla encintisanayo yezindlu, ukuthola imali yokuthenga indlu kungase kuzwakale kuwumsebenzi onzima. Nokho, ukwethulwa kwe-AUSjumboImalimboleko ihlele kahle kakhulu inqubo yabafake izicelo zemali mboleko enenani eliphezulu. Ngokuhambisana Nemvume Yokubhala Ngaphansi Okuzenzakalelayo, ababoleki manje banenzuzo yokugunyazwa kwemali mboleko esheshayo nesebenza kahle kakhudlwana.

I-AUS Jumbo Loan iyimalimboleko eyenzelwe labo abathenga amakhaya ngaphezu kwemikhawulo evamile yemalimboleko. Inqubo yokugunyazwa kwalezi zimali mboleko ibilokhu iyinkimbinkimbi, idinga ukubuyekezwa mathupha kwephrofayela yezimali yomboleki. Kodwa-ke, ngokuhlanganiswa Kwemvume Yokubhala Ngaphansi Okuzenzakalelayo, ababolekisi bangahlola ngokushesha ukufaneleka komboleki ngesistimu ezenzakalelayo, okwenza inqubo isebenze kahle kakhulu futhi ingathambekeli ephutheni lomuntu.

Inzuzo yokusebenzisa Imvume Yokubhala Ngaphansi Okuzenzakalelayo Yemalimboleko Ye-AUS Jumbo iwukuthi ivumela ababolekisi ukuthi benze izinqumo ezinembe kakhulu mayelana nokuthi umboleki ufanelekile yini. Uhlelo luhlaziya isikolo somboleki, isilinganiso sesikweletu nemali engenayo, umlando wokuqashwa, kanye nenye idatha yezezimali, inikeze isincomo esisheshayo sokugunyazwa kwemali mboleko noma ukwenqatshwa. Lokhu kusho ukuthi ababoleki bangathola isinqumo ngengxenye yesikhathi esingasithatha ngokubhala ngaphansi mathupha.

Ukwengeza, i-AUS Jumbo Loans inikezela ngemikhawulo ephezulu yokuboleka, elungele labo abathenga izakhiwo zikanokusho noma amakhaya ezindaweni ezibiza kakhulu. Ngokulandela imihlahlandlela yokubhala ngaphansi okuzenzakalelayo, ababoleki maningi amathuba okuthi bathole ukugunyazwa, futhi ingcuphe yababolekisi iyancipha kakhulu.

Sengiphetha, uma ucabanga ukuthenga ikhaya lenani eliphezulu futhi ufake isicelo se-AUS Jumbo Loan, inqubo manje isibonga ngokushesha futhi inembe kakhulu Ngokuvunyelwa Okuzenzakalelayo Kokubhala Ngaphansi Kwangaphansi. Lobu buchwepheshe abusheshisi izikhathi zokugunyazwa kuphela kodwa futhi buyasiza ekuqinisekiseni ukuthi imali ebolekiwe ibafanele bobabili umeboleki kanye nomabolekisi. Qiniseka ukuthi uhlola le nketho entsha uma ucabanga ukuthenga kwakho okulandelayo kwekhaya.