12/04/2023

Ukuqala uhambo lobunikazi bezindlu e-San Diego kusanda kuba lula, ngenxa yezinhlobonhloboUsizo Lokukhokha Okuphansi (DPA)izinhlelo eziklanyelwe ukuguqula izifiso zakho zokuthenga ikhaya zibe ngokoqobo.Ilungiselela abaqalayo ukuthenga izindlu, lezi zinhlelo zinikeza usizo lwezezimali olungaba yisici esinqumayo ekuthengeni ikhaya lakho elisha.

I-SDHC - Idolobha laseSan Diego Imali Engenayo Ephansi < 80% Uhlelo lwe-AMI

Kubantu abahola kancane abaphupha ngokuba nekhaya ngaphakathi kweDolobha laseSan Diego elinempilo, uhlelo lwe-SDHC lunikeza ukukhanya kwethemba.Ngosizo lokukhokha kancane okungu-25% kanye nezibonelelo ezengeziwe zokuvala izindleko ezifika ku-$10,000, lolu hlelo ludizayinelwe ukwenza uguquko lwakho lokuba ngumninikhaya lube bushelelezi ngangokunokwenzeka.Kungakhathaliseki ukuthi ubheka iyunithi enamathiselwe noma ikhaya elihlukanisiwe lomndeni owodwa, imikhawulo yentengo yokuthengisa iqinisekisa ukuthi unezinketho eziningi zokuthola ikhaya lakho eliphelele.Vikela ikusasa lakho ngohlelo lokukhokha oluhlehlisiwe lweminyaka engu-30 ngenzalo engu-0% futhi uthathe isinyathelo sakho sokuqala sokuzethemba sokuthola ucezu lwe-San Diego.

Uhlelo lwe-BIPOC 80% - 150% AMI
Uhlelo lwe-BIPOC eDolobheni laseSan Diego lugqama ngokunikeza ithuba eliyingqayizivele kubathengi abavela ezizindeni ezihlukene.Ngokunikeza imali ebolekiwe noma isibonelelo sikahulumeni sokukhokha kancane kanye nezindleko zokuvala, lesi sinyathelo sidiliza izithiyo zobunikazi bezindlu.Uhlelo lusekela amazinga amaningi emali engenayo futhi lubeka umkhawulo wentengo yokuthengisa ephezulu, okuqinisekisa ukuzibophezela kwalo emathubeni ezindlu ezibandakanya wonke umuntu.Izwa izinzuzo zemali mboleko ehlehlisiwe enenzalo encane futhi ugxile ekulinganeni nokufinyeleleka kwawo wonke umuntu.

Isifunda SaseSan Diego Imali Ephansi Engenayo < 80% Uhlelo lwe-AMI
Inwebela ngale kwemingcele yedolobha, uhlelo lwe-DPA Yemali Engenayo Ye-San Diego County luhlinzeka ngosizo lwenkokhelo ephansi ngo-17% kulabo abahola ngaphansi kuka-80% we-AMI.Ngosizo lwezindleko zokuvala ezingafika ku-$10,000, lolu hlelo luqinisekisa ukuthi izindawo ezingaphansi kwedolobha zingakwazi ukufinyelela kuzo.Noma ngabe yikhaya elinamathiselwe noma elihlukanisiwe olifunayo, ukuguquguquka kohlelo kanye nemikhawulo yentengo yokuthengisa efakiwe ibhekelela izinhlobonhlobo zezintandokazi nezidingo.Ngohlelo lokukhokha oluhlehlisiwe lweminyaka engu-30, ikhaya lamaphupho akho esifundeni liseduze kunangaphambili.

Isifunda SaseSan Diego-Imali Engenayo Emaphakathi 80% - 120% Uhlelo lwe-AMI
Ivuma izifiso zabahola kancane, iSan Diego County inikeza uhlelo lwe-DPA oluklanyelwe labo abahola phakathi kuka-80% no-120% we-AMI.Ngosizo olufanayo lwenkokhelo engu-17%, lolu hlelo lwandisa izinketho zakho.Lolu hlelo luhlonipha ukuhlukahluka kwezidingo zezindlu, lunikeza indlela engaguquguquki kuzo zombili izindlu ezixhumene nezihlukene.Hlela ikusasa lakho ngokuzethemba ngohlelo lokukhokha oluhlehlisiwe lweminyaka engu-30, oluqinisekisa ukuzinza kwesikhathi eside njengoba ugxilisa izimpande e-San Diego County.

Idolobha laseChula Vista Imali Engenayo Ephansi < 80% Uhlelo lwe-AMI
Kulabo ababheke ukuthandeka kogu lweChula Vista, uhlelo lwedolobha lwe-DPA lunikeza abahola kancane (<80% AMI) ithuba lokuba nomuzi ngosizo luka-22% olufika ku-$120,000, lezi zimali zingasetshenziswa ukwehlisa izindleko zokukhokha nezokuvala. .Ngemikhawulo yentengo yokuthengisa evunyelaniswa nemakethe yendawo, iChula Vista izibophezele ekuqinisekiseni ukuthi uthola ikhaya elifanelana kokubili amaphupho akho kanye nesabelomali sakho.Jabulela ubuhle bokuphila ogwini ngokuthuthuka ngokwezimali okuvela edolobheni ozolibiza ngokuthi ikhaya maduze.

Idolobha lase-El Cajon Imali Engenayo Ephansi < 80% Uhlelo lwe-AMI
Uhlelo lwe-DPA luka-El Cajon lunikeza ithuba elihle kubathengi abahola kancane ukuba babe nekhaya kulesi sifunda esimemayo.Ihlinzeka ngo-22% kuze kufike ku-$150,000 ngosizo lokukhokha phansi ezinhlobonhlobo zezindlu, okuhlanganisa izindawo zokuhlala zomndeni owodwa, izindlu zasemadolobheni, namakhaya akhiqiziwe, i-El Cajon iqinisekisa ukuthi unezinketho ezivumelana nendlela yakho yokuphila.Ngena endaweni yokunethezeka yekhaya lakho e-El Cajon ngohlelo olusekela uhambo lwakho lobunikazi bendlu ngaso sonke isikhathi.

Thatha Isinyathelo Esilandelayo Esibhekise Kubanikazi Bekhaya
Uyemukelwa ekusaseni lapho ikhaya lakho e-San Diego lingelona nje iphupho kodwa liyindawo ebonakalayo.Xhumana nochwepheshe bethu bezindlu namuhla ukuze uthole ukuthi yiluphi uhlelo lwe-DPA oluwukhiye olungile wokuvula ikhaya lakho elisha!

Ividiyo:I-San Diego Umthengi Wasekhaya Okokuqala Izinhlelo-Vula Umnyango Wekhaya Lakho Lamaphupho

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.