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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukuqamba kabusha kuyingxenye ye-DNA yethu. Sihlala sifuna izindlela zokuthuthukisa ulwazi lwemali mboleko kumakhasimende ethu. Inqubo yethu yesimanje yesicelo se-inthanethi, ukuphathwa kwemibhalo evikelekile, nezinketho zokuxhumana kwedijithali kunikeza uhambo olungenamthungo, olungenaphepha lwemali yendlu. Nge-AAA LENDINGS, ungalindela ulwazi lwesimanjemanje, olusebenzayo, noluvikelekile lwemalimboleko yezindlu ehambisana nomhlaba wobuchwepheshe ohamba ngokushesha. Ukunethezeka kwakho nokuvikeleka kubaluleke kakhulu kithi.Izidingo ze-Mortgage Broker,Imalimboleko Evamile 5 Phansi Akukho Pmi,Ingabe Ababolekisi Bezindlu Basebenza Ngezimpelasonto, Okusehlukanisayo yindlela yethu yokuboleka umuntu siqu, ngokuphambene nezindlela zokulinganisa zonke ezisetshenziswa abanye abaningi. Sihlinzeka ngezixazululo ezihambisanayo zezidingo eziyingqayizivele zeklayenti ngalinye, sikholelwa ngokuqinile ekutheni yonke imali ebolekiwe ingenzeka. Nge-AAA LENDINGS, imigomo yakho yezezimali iba eyethu, futhi ngokubambisana, siyenza yenzeke.
- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukuqedwa Kwempahla(Impahla Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-2

Uhlolojikelele

Umuntu obolekayo uthengise ibhizinisi lakhe lezigidi zamadola wabe esethola ikhaya lamaphupho abo kodwa engenawo umthombo wemali yokubhala.

Imininingwane

1) Isamba semalimboleko esingafika ku-$2.5M;
2) Kufika ku-80% LTV;
3) Isilinganiso se-DTI singama-50%;
4) Imali ephumayo iyamukelwa;
5) Asikho isidingo solwazi lomsebenzi ekufakeni isicelo semalimboleko;
6) Impahla ihlukanisa amatemu angama-84 noma imibandela yemalimboleko engaguquki ukuze uthole umholo ofanelekayo obolekayo.

Luyini uhlelo?

• Ingabe umsebenzi wakho noma iholo lakho lehlulekile ukuze ufanelekele ukubolekwa indlu?
• Ingabe unempahla eyanele ku-akhawunti yakho?
• Ingabe usanda kuthengisa indawo eyodwa futhi ufuna ukuthenga enye indlu?
• Awufuni ukuhlinzeka ngezinhlobo zemibhalo yemali engenayo?
• Uyazibuza ukuthi ababolekisi bayigunyaza kanjani imalimboleko yakho ngaphandle kokucabangela isilinganiso se-DTI?

Ukwehliswa Kwempahla/ Ukusetshenziswa kusiza laba bafake izicelo uma ukulesi simo. Uhlelo olujwayelekile lwe-Non-QM, oluphinde luqanjwe ngokuthi “impahla kuphela”. Awudingi ukuhlinzeka ngolwazi lomsebenzi namadokhumenti emali engenayo uma ufaka isicelo salolu hlelo.
Ingase isetshenziswe njengowodwa umthombo wemali engenayo ukuze uthole ukufaneleka kwemalimboleko noma ukwengeza eminye imithombo yemali engenayo. Uma isetshenziselwa ukwengeza eminye imithombo yemali engenayo, izimfuneko zempahla ezincane ngaphansi kwendlela yokufaneleka ziyayekwa.

Iyini inzuzo?

1) Asikho isidingo sokuhlinzeka nganoma yimiphi imibhalo yemali engenayo;
2) Indlu eyisisekelo kuphela;
3) Amadokhumenti ancishisiwe
4) Kulula ukufaneleka

Yiziphi izimpahla ezingasetshenziswa kulolu hlelo?

Izimpahla kufanele zibe uketshezi futhi zitholakale ngaphandle kwenhlawulo; amadokhumenti engeziwe angase acelwe ukuze kuqinisekiswe umsuka wezimali:
• U-100% wama-Akhawunti Okuhlola, Okonga, kanye ne-Money Market;
• U-70% Wamasheya, Amabhondi, Nezikhwama Zokusebenzisana;
• U-70% Wezimpahla Zokuthatha Umhlalaphansi: Ufaneleka uma umboleki eneminyaka yobudala yokuthatha umhlalaphansi (okungenani ama-59 ½);
• U-60% Wezimpahla Zokuthatha Umhlalaphansi: Kuyafaneleka uma umboleki engekho eminyakeni yokuthatha umhlalaphansi.

Izimpahla ezingafanelekile ukuqedwa

Kulolu hlelo, ungase unakekele imikhawulo engezansi. Izinhlobo ezimbalwa zezinhlobo azikwazi ukusetshenziswa nakuba ungasebenzisa lezi zimpahla uwedwa:

• Ukulingana Emizini Ethengiswayo;
• Amasheya athengiswa ngasese noma anemikhawulo/angasenayo;
• Noma iyiphi impahla ekhiqiza imali engenayo isivele ifakiwe ekubalweni kwemali engenayo:
• Noma iyiphi impahla ephethwe egameni lebhizinisi.

Izithombe zemininingwane yomkhiqizo:

- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio - Ukuqedwa Kwempahla(Impahla Kuphela) - Izithombe zemininingwane yokubolekwa kwe-AAA

Umhlahlandlela Womkhiqizo Ohlobene:
Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho. – AAA Lendings Non-QM Non-DTI ratio Programme – Asset Depletion(Asset Only) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Finland, Austria, Brunei, Ngenxa yekhwalithi enhle namanani aphusile, imikhiqizo yethu ithunyelwe emazweni nasezifundeni ezingaphezu kweziyi-10. Sibheke ngabomvu ukubambisana nawo wonke amakhasimende asekhaya nakwamanye amazwe. Ngaphezu kwalokho, ukwaneliseka kwamakhasimende kuwumsebenzi wethu waphakade.
    • Izinkinga zingaxazululwa ngokushesha nangempumelelo, kufanelekile ukwethembana nokusebenzisana.
    5 IzinkanyeziNgu-mary rash wase-Tunisia - 2017.06.16 18:23
    Le nkampani inezinketho eziningi esenziwe ngomumo ongakhetha kuzo futhi ingenza ngokwezifiso uhlelo olusha ngokwesidingo sethu, okuyinto enhle kakhulu ukufeza izidingo zethu.
    5 IzinkanyeziNgu-Adelaide waseKarachi - 2017.09.09 10:18

    OkuhlobeneIMIKHIQIZO

    Chofoza u-enter ukuze useshe noma u-ESC ukuze uvale