I-Wholesale - I-AAA Lendings Non-QM Non-DTI ratio Programme – Ukuqedwa Kwempahla (Impahla Kuphela) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

I-AAA LENDINGS iyaziqhenya ngokubandakanyeka kwethu komphakathi nokuzibophezela komphakathi. Sikholelwa ukuthi ukuba umabolekisi oqotho kusho ukubuyisela emiphakathini esiyisebenzelayo. Ithimba lethu libamba iqhaza ngenkuthalo ezinhlelweni zokupha, lisekela izizathu zasendaweni, kanye nokuthuthukisa ulwazi lwezezimali. Asikho nje ebhizinisini lokuhlinzeka ngemalimboleko; sitshalwe ekwenzeni umthelela omuhle ezimpilweni zamakhasimende ethu kanye nemiphakathi ayibiza ngokuthi ikhaya.I-Mortgage Lender Tennessee,Umbolekisi Wezindlu Ngenani Elingcono Kakhulu,I-Credit Union Vs I-Mortgage Broker, Uma kuziwa emazingeni, i-AAA LENDINGS izibophezele ekunikezeni izinketho ezincintisanayo nezithengekayo. Siyazi ukuthi ukuthola imali ebolekiwe akubandakanyi nje ukuthola ikhaya lamaphupho akho kodwa futhi nokuqinisekisa ukuthi lihlala liwutshalomali oluthengekayo. Ukuzinikela kwethu ekunikezeni amanani ancintisanayo kusho ukuthi ungakwazi ukuqalisa ngokuzethemba ohambweni lwakho lokuba umninikhaya, wazi ukuthi uthole imali ebolekiwe evumelana nesabelomali sakho.

- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukuqedwa Kwempahla (Impahla Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-2

Uhlolojikelele

Akubona bonke ababoleki abangena kahle emabhokisini adingwa ababolekisi bendabuko. Abanye ababoleki ngabatshalizimali, abazisebenzayo, osomabhizinisi, asebethathe umhlalaphansi, noma baphila ngokutshalwa kwezimali kwabo. Bangabantu abanomthwalo wemfanelo kwezezimali, kodwa bangase bangabi nayo imithombo yemali engenayo ekwazi ukulinganiswa kalula.

I-AAA LENDIS Izinhlelo zokuqedwa kwempahla ye-Mortgage zivumela lezi zinhlobo zababoleki ukuthi zisebenzise izimpahla zabo zomuntu siqu nezebhizinisi njengendlela yokufanelekela ukubolekwa kwendlu.

Amaphuzu avelele ohlelo

1) Isamba semalimboleko esingafika ku-$2.5M;
2) Kufika ku-80% LTV;
3) Isilinganiso se-DTI singama-50%;
4) Imali ephumayo iyamukeleka;
5) Ulwazi lokuqashwa aludingeki ekufakeni isicelo semalimboleko;

Kuyini Ukuqedwa Kwempahla?

• Ingabe umsebenzi wakho noma iholo lakho lehlulekile ukuze ufanelekele ukubolekwa indlu?
• Ingabe unempahla eyanele ku-akhawunti yakho?
• Ingabe usanda kuthengisa indawo eyodwa futhi ufuna ukuthenga enye indlu?
• Awufuni ukuhlinzeka ngezinhlobo zemibhalo yemali engenayo?
• Uyazibuza ukuthi ababolekisi bayigunyaza kanjani imalimboleko yakho ngaphandle kokucabangela isilinganiso se-DTI?

Ukwehliswa Kwempahla/ Ukusetshenziswa kusiza laba bafake izicelo uma ukulezi zimo. Uhlelo olujwayelekile lwe-Non-QM, oluphinde luqanjwe ngokuthi “impahla kuphela”. Ababoleki akudingeki banikeze noma yiluphi ulwazi lomsebenzi noma imibhalo yemali engenayo lapho befaka isicelo Sokuqedwa Kwempahla.
Ingase isetshenziswe njengowodwa umthombo wemali engenayo ukuze uthole ukufaneleka kwemalimboleko noma ukwengeza eminye imithombo yemali engenayo. Izidingo ezincane zempahla ngaphansi kwendlela yokufaneleka ziyayekwa lapho zisetshenziselwa ukwengeza eminye imithombo yemali engenayo, .

Izinzuzo Zokuqedwa Kwempahla

1) Asikho isidingo sokuhlinzeka nganoma yimiphi imibhalo yemali engenayo;
2) Okuyinhloko Kuphela;
3) Amadokhumenti amancane;
4) Kulula ukufaneleka.

Izidingo Zefa

Izimpahla kufanele zibe uketshezi futhi zitholakale ngaphandle kwenhlawulo; amadokhumenti engeziwe angase acelwe ukuze kuqinisekiswe umsuka wezimali:
• U-100% wama-Akhawunti Okuhlola, Okonga, kanye ne-Money Market;
• U-70% Wamasheya, Amabhondi, Nezikhwama Zokusebenzisana;
• U-70% Wezimpahla Zokuthatha Umhlalaphansi: Ufaneleka uma umboleki eneminyaka yobudala yokuthatha umhlalaphansi (okungenani ama-59 ½);
• U-60% Wezimpahla Zokuthatha Umhlalaphansi: Kuyafaneleka uma umboleki engekho eminyakeni yokuthatha umhlalaphansi.

Izimpahla Ezingafanelekile

Kulolu hlelo, ababoleki bangase banakekele imikhawulo engezansi. Izinhlobo ezimbalwa zezimpahla azikwazi ukusetshenziswa:

• Ukulingana Emizini Ethengiswayo;
• Amasheya athengiswa ngasese noma anemikhawulo/angasenayo;
• Noma yiziphi izimpahla ezikhiqiza imali engenayo esezifakiwe ekubalweni kwemali engenayo:
• Noma iyiphi impahla ephethwe egameni lebhizinisi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Iphupho lokuba nekhaya aligcini nje kulabo abathenga izindlu ngokwesiko. Kwa-AAA LENDINGS, sinezinhlelo ezikhethekile zokubhekelela ababoleki okungebona bendabuko. Uma uzisebenza, uneholo elishintshayo, noma ubhekene nezimo zezimali ezihlukile, izinketho zethu zemalimboleko zingabamba inzalo yakho. Samukela ukuhlukahluka kubaboleki futhi sifuna ngenkuthalo izixazululo zokuboleka imali, siqinisekisa ukuthi uhambo lwakho lokuba ngumninikhaya luhlala luheha, kungakhathaliseki ukuthi isimo sakho sezezimali sinjani. – AAA Lendings Non-QM Non-DTI ratio ratio Programme – Asset Depletion (Asset Only) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Bulgaria, Philippines, Puerto Rico, Kuze kube namuhla, sinamakhasimende avela emhlabeni wonke, okuhlanganisa i-USA, Russia, Spain, Italy, Singapore, Malaysia, Thailand, Poland, Iran ne-Iraq. Umgomo wenkampani yethu ukuhlinzeka ngemikhiqizo yekhwalithi ephezulu kakhulu ngentengo engcono kakhulu. Sibheke ngabomvu ukwenza ibhizinisi nawe!

-AAA Ukuboleka

Lokhu abakhiqizi abagcinanga ngokuhlonipha ukukhetha kwethu kanye nezidingo zethu, kodwa futhi basinike iziphakamiso eziningi ezinhle, ekugcineni, saqeda ngempumelelo imisebenzi yokuthenga.
5 Izinkanyezi

Ngu-Michelle wase-San Diego - 2017.05.21 12:31

Izinga lemikhiqizo lihle kakhulu, ikakhulukazi emininingwaneni, kuyabonakala ukuthi inkampani isebenza ngokuzimisela ukwanelisa intshisekelo yekhasimende, umphakeli omuhle.
5 Izinkanyezi

Ngu-Jamie wase-Oman - 2017.03.07 13:42