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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu.Isibikezelo Sesilinganiso Sokuthenga Izindlu,Izidingo Zombolekisi Wezindlu,Uhlu lwe-Mortgage Broker, Kwa-AAA LENDINGS, sigqama esixukwini sababolekisi bezindlu ngokubeka phambili ukuguquguquka nokuvumelana nezimo endleleni yethu. Siyaqonda ukuthi isimo sezimali somboleki sihlukile, futhi sikuhlomele ngokugcwele ukwenza izixazululo ezifanelana nezidingo zakho ezithile. Kungakhathaliseki ukuthi ungumthengi wezindlu okokuqala ngqa, umtshali-zimali wezindlu ezithengiswayo, noma ufuna ukuxhasa ngezimali kabusha, ithimba lethu lochwepheshe likhona ukuze likuqondise kubunkimbinkimbi benqubo yokuboleka imali. Sikholelwa ukuthi ukubolekwa kwezindlu akufanele kube umzamo olinganayo, futhi yilokho okusehlukanisayo.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

- Uhlelo Olunentshisekelo Yokubolekwa kwe-AAA Non-QM - Idokhumenti Egcwele - izithombe zemininingwane yokubolekwa kwe-AAA

Umhlahlandlela Womkhiqizo Ohlobene:
Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho. – I-AAA Lendings Non-QM Interested Programme – Idokhumenti Egcwele – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Birmingham, Sri Lanka, London, Ngenxa yezimpahla zethu ezinhle namasevisi, sithole idumela elihle nokwethembeka kumakhasimende endawo nawamazwe ngamazwe. Uma uzodinga ulwazi olwengeziwe futhi unentshisekelo kunoma yiziphi izixazululo zethu, qiniseka ukuthi uzizwa ukhululekile ukusithinta. Sibheke ngabomvu ekubeni umphakeli wakho esikhathini esizayo esiseduze.
    • Umphathi wezokuthengisa unomdlandla kakhulu futhi uchwepheshe, usinike imvume enhle futhi izinga lomkhiqizo lihle kakhulu, siyabonga kakhulu!
    5 IzinkanyeziNgu-Joanne wase-Puerto Rico - 2017.05.02 11:33
    Abasebenzi basefekthri banolwazi olucebile lwemboni kanye nesipiliyoni sokusebenza, sifunde okuningi ekusebenzeni nabo, sibonga kakhulu ngokuthi singakwazi ukubala inkampani enhle enabasebenzi abahle kakhulu.
    5 IzinkanyeziNgu-Moira wasePanama - 2018.12.28 15:18

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