- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Uhlolojikelele
Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.
Amaphuzu avelele ohlelo
1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.
Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?
Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.
Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.
Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.
Izinzuzo ze-Full Doc
1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.
Izithombe zemininingwane yomkhiqizo:
Umhlahlandlela Womkhiqizo Ohlobene:
Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka. – I-AAA Lendings Non-QM Interested Programme – I-Full Doc – AAA Lendings , Umkhiqizo uzophakela umhlaba wonke, njengalokhu: St. Petersburg, Hyderabad, Stuttgart, Sibambelele kukhwalithi ephezulu kakhulu, amanani ancintisanayo kanye nokulethwa kwesikhathi kanye nesevisi engcono, futhi sithemba ngobuqotho ukusungula ubudlelwano obuhle besikhathi eside nozakwethu bebhizinisi kusukela emhlabeni wonke omusha nakudala. Siyakwamukela ngokuzithoba ukuthi uhlanganyele nathi.
Ngu-Erin wase-America - 2018.12.05 13:53 Ikhwalithi enhle nokulethwa okusheshayo, kuhle kakhulu. Eminye imikhiqizo inenkinga encane, kodwa umphakeli ushintshile ngesikhathi, sekukonke, sanelisekile.
Ngu-John biddlestone wase-Haiti - 2018.05.15 10:52 






