Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo.I-Mortgage Broker,I-Mortgage Lender Dallas Tx,Imalimboleko Yengalo, Sikholelwa ekunikezeni amandla amaklayenti ethu ngolwazi. Kwa-AAA LENDINGS, sinikezela ngengcebo yezinsiza nezinto zokufundisa ukuze kucekelwe phansi umhlaba wezikweletu. Kusukela ezihlokweni neziqondiso kuwebhusayithi yethu kuya kumawebinars afundisayo, siyaqinisekisa ukuthi uyafinyelela olwazini oludingayo ukuze wenze izinqumo ezinolwazi mayelana noxhaso lwendlu yakho. Uhambo lwakho lokuba umninikhaya kufanele lube olokwethembayo, futhi silapha ukuze sikunikeze ulwazi lokwenza lokho kwenzeke.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-8

Uhlolojikelele

I-Diamond Jumbo, yababoleki abangakwazi ukwenza i-Non-agency Jumbo. Inani lemalimboleko eyengeziwe/ I-DTI Ephakeme/ I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubuningi be-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-90% LTV;
4) Ayikho i-MI(I-Mortgage Insurance);
5) 660 noma ngaphezulu amaphuzu esikweletu;
6) izinyanga eziyisi-6 noma ngaphezulu ezibekiwe;
7) Imbuyiselo yentela yonyaka ongu-1 iyatholakala.

Luyini lolu hlelo?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu?
• Awukwazi ukufika ku-LTV ephezulu oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinakekela yilokhu: Ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Uyini umehluko walolu hlelo lwe-Non-QM Full Document nohlelo oluphelele lwe-ejensi yokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo oluvamile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo we-Non-QM kuphela, ukwanelisa inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ Imali ephumayo/ LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Yiziphi izinzuzo?

Ngemva kokufunda amagama angenhla, nasi isifinyezo sezinzuzo zolwazi lwakho:

Inani lemalimboleko ephezulu, engaphezulu kakhulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (I-Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu, ephakeme kunemalimboleko ye-ejensi.


Izithombe zemininingwane yomkhiqizo:

- Uhlelo olunentshisekelo lwe-AAA yokubolekwa kwe-Non-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Izithombe zemininingwane ye-AAA yokubolekwa kwemali


Umhlahlandlela Womkhiqizo Ohlobene:

Isikhathi sakho siyigugu, futhi siyakuhlonipha lokho. Kwa-AAA LENDINGS, sizibophezele ekwenzeni lula inqubo ye-mortgage ukuze wonge isikhathi nomzamo. Uhlelo lwethu lokusebenza oluku-inthanethi lusebenziseka kalula futhi luklanywe ngokunethezeka kwakho engqondweni. Ungakwazi ukuqedela isicelo ngejubane lakho, kusukela ukunethezeka kwekhaya lakho noma ihhovisi. Siyazi ukuthi unempilo ematasa, futhi sihlose ukwenza inqubo ye-mortgage ihehe, isebenze kahle, futhi yonge isikhathi. – I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Efana Nemali Ebolekiwe Evamile) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: I-Slovakia, i-Muscat, i-Cancun, Abasebenzi bethu bacebile ngolwazi futhi baqeqeshwe ngokuqinile, banolwazi olufanele, olunamandla futhi bahlale behlonipha amakhasimende abo njenge-No. Inkampani inaka ukugcina nokuthuthukisa ubudlelwano bokubambisana besikhathi eside namakhasimende. Siyathembisa, njengozakwethu okahle, sizoba nekusasa eliqhakazile futhi sijabulele isithelo esanelisayo kanye nawe, ngentshiseko eqhubekayo, amandla angapheli nomoya wokuqhubekela phambili.
  • Izinsizakalo eziphelele, imikhiqizo yekhwalithi kanye namanani ancintisanayo, sinomsebenzi kaningi, ngaso sonke isikhathi sijabule, sifisa ukuqhubeka nokugcina!
    5 IzinkanyeziNguChristine waseKyrgyzstan - 2017.12.19 11:10
    Imikhiqizo yenkampani kahle kakhulu, sithenge futhi sibambisane izikhathi eziningi, intengo efanelekile kanye nekhwalithi eqinisekisiwe, ngamafuphi, lena yinkampani ethembekile!
    5 IzinkanyeziNguSharon waseRwanda - 2017.08.18 11:04