I-Wholesale - Uhlelo olunentshisekelo lwe-AAA yokubolekisa olungeyona ye-QM – Idokhumenti Egcwele – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni okuhle nokuzinikela kumakhasimende ethu kusishukumisele ukuba sandise ukusebenza kwethu kuzo zonke izifundazwe ezingama-45, okuhlanganisa i-Arizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwezinye. Nokho, impumelelo yethu ayichazwa ngezinombolo kuphela. Ukubuyekezwa okuhle okungenakubalwa kanye nesithunzi esinamandla sokukhuluma ngomlomo esikuzuzile kusebenza njengobufakazi bokwethemba nokuqiniseka imakethe esibeke khona.Imibuzo Yokuhlola I-Mortgage Broker,Umphakathi Wabathengi,Ingabe Ababolekisi Bezindlu Basebenza Ngezimpelasonto, Imigomo yakho yezezimali ihlukile, futhi sikholelwa ukuthi imali ebolekiwe yakho kufanele ibonise lokho. Kwa-AAA LENDINGS, sinikeza izinhlobonhlobo zezinketho zokubolekwa kwemali, ngayinye ehambisana nezimo ezihlukene zezimali. Kungakhathaliseki ukuthi uchwepheshe osemusha ofuna ikhaya lakho lokuqala, umndeni okhulayo odinga indawo eyengeziwe, noma umtshali-zimali ohlakaniphile owandisa iphothifoliyo yakho yezindlu ezithengiswayo, sinezinhlelo zokubolekwa imali eziklanyelwe ukuhlangabezana nezidingo zakho ezithile. Siyaqonda ukuthi uhambo lwakho lwezezimali luhlukile, futhi izixazululo zethu zezindlu ezibolekiwe zenzelwe ukukugcina umatasa futhi ujabule ngekusasa lakho.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho. – I-AAA Lendings Non-QM Interested Programme – Full Doc – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: Oman, European, Kazakhstan, Njengamanje inethiwekhi yethu yokuthengisa ikhula ngokuqhubekayo, ithuthukisa ikhwalithi yesevisi ukuze ihlangabezane nesidingo samakhasimende. Uma unentshisekelo kunoma yimiphi imikhiqizo, sicela usithinte nganoma yisiphi isikhathi. Sibheke ngabomvu ukwakha ubudlelwano bebhizinisi obuyimpumelelo nawe maduze nje.

-AAA Ukuboleka

Kuyinhlanhla ngempela ukuhlangana nomphakeli omuhle kangaka, lokhu ukubambisana kwethu okwaneliseke kakhulu, ngicabanga ukuthi sizosebenza futhi!
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E-China, sinabalingani abaningi, le nkampani iyona esanelisa kakhulu, ikhwalithi ethembekile kanye nekhredithi enhle, kufanelekile ukubonga.
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