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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Iphupho lokuba nekhaya aligcini nje kulabo abathenga izindlu ngokwesiko. Kwa-AAA LENDINGS, sinezinhlelo ezikhethekile zokubhekelela ababoleki okungebona bendabuko. Uma uzisebenza, uneholo elishintshayo, noma ubhekene nezimo zezimali ezihlukile, izinketho zethu zemalimboleko zingabamba inzalo yakho. Samukela ukuhlukahluka kubaboleki futhi sifuna ngenkuthalo izixazululo zokuboleka imali, siqinisekisa ukuthi uhambo lwakho lokuba ngumninikhaya luhlala luheha, kungakhathaliseki ukuthi isimo sakho sezezimali sinjani.I-Mortgage Broker Zillow,I-Mortgage Broker Zillow,I-Mortgage Lender yaseTexas, Kwa-AAA LENDINGS, singazakwethu isikhathi eside. Izinsizakalo zethu zangemuva kokuvalwa zenzelwe ukukugcina umatasa ngisho nangemva kokuba imali yakho yendlu isiqinisekisiwe. Sinikeza izinsiza eziqhubekayo, njengamathiphu okunakekela ikhaya, isiqondiso sokutshalwa kwezimali, kanye nokuhlolwa kwempahla yezindlu ngezikhathi ezithile ukuze siqinisekise ukuthi imigomo yakho yezezimali isendleleni efanele. Ubudlelwano bethu nawe abupheli ekuvaleni; kuwukuzibophezela okuhlala njalo enhlalakahleni yakho yezezimali.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-8

Uhlolojikelele

I-Diamond Jumbo, yababoleki abangakwazi ukwenza i-Non-agency Jumbo. Inani lemalimboleko eyengeziwe/ I-DTI Ephakeme/ I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubuningi be-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-90% LTV;
4) Ayikho i-MI(I-Mortgage Insurance);
5) 660 noma ngaphezulu amaphuzu esikweletu;
6) izinyanga eziyisi-6 noma ngaphezulu ezibekiwe;
7) Imbuyiselo yentela yonyaka ongu-1 iyatholakala.

Luyini lolu hlelo?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu?
• Awukwazi ukufika ku-LTV ephezulu oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinakekela yilokhu: Ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Uyini umehluko walolu hlelo lwe-Non-QM Full Document nohlelo oluphelele lwe-ejensi yokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo oluvamile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo we-Non-QM kuphela, ukwanelisa inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ Imali ephumayo/ LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Yiziphi izinzuzo?

Ngemva kokufunda amagama angenhla, nasi isifinyezo sezinzuzo zolwazi lwakho:

Inani lemalimboleko ephezulu, engaphezulu kakhulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (I-Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu, ephakeme kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

- Uhlelo olunentshisekelo lwe-AAA yokubolekwa kwe-Non-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Izithombe zemininingwane ye-AAA yokubolekwa kwemali

Umhlahlandlela Womkhiqizo Ohlobene:
Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi. – AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Efana Nemali Ebolekiwe Evamile) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njenge: Saudi Arabia, Las Vegas, Slovak Republic, Inkampani yethu izoqhubeka nokuhlinzeka amakhasimende ngekhwalithi engcono kakhulu, intengo yokuncintisana nokulethwa ngesikhathi kanye nesikhathi sokukhokha esingcono kakhulu! Samukela ngobuqotho abangane abavela kuwo wonke umhlaba ukuthi basivakashele futhi basebenzisane nathi futhi bandise ibhizinisi lethu. Uma unentshisekelo ngemikhiqizo yethu, sicela ungangabazi ukuxhumana nathi, sizokujabulela ukukunikeza imininingwane eyengeziwe!
    • Abasebenzi benkonzo yamakhasimende banesineke kakhulu futhi banesimo sengqondo esihle nesinenqubekela phambili esithakaselelweni sethu, ukuze sibe nokuqonda okuphelele komkhiqizo futhi ekugcineni sifinyelele isivumelwano, ngiyabonga!
    5 IzinkanyeziNgu-Dorothy waseSwazini - 2017.06.25 12:48
    Ngombono omuhle mayelana nemakethe, bheka isiko, bheka isayensi, inkampani isebenza ngenkuthalo ukwenza ucwaningo nentuthuko. Ngethemba ukuthi sinobudlelwano bebhizinisi besikhathi esizayo futhi sithola impumelelo efanayo.
    5 IzinkanyeziNgu-Gill waseVietnam - 2018.12.10 19:03

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