I-Wholesale - Uhlelo lwe-AAA Lendings Non-QM 12 noma 24-yezinyanga Zomuntu Siqu/Ibhizinisi Lezitatimende Zebhange Lebhizinisi – AAA Umbolekisi obolekisayo nomtshali-zimali

Imininingwane Yomkhiqizo

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho.Amadokhumenti Aphelele,Imalimboleko Evamile 80 Ltv,Imfundo Ye-Mortgage Broker, Enye yeminikelo yethu ephambili imikhiqizo yethu yokubolekwa 'Non-QM', futhi siyaziqhenya ngokuhola indlela kulesi sigaba sokubolekisa. Sikhethekile kakhulu kulesi sizinda, sinolwazi olunzulu kanye nokungena ngaphambi kwesikhathi emakethe, okusenza sibe nekhono lokuqonda nokubhekana nezidingo zakho zezezimali. Ukuzulazula ezinhlosweni zakho zezezimali kuba uhambo olulula, olufinyeleleka kakhudlwana nge-AAA LENDINGS eceleni kwakho. Izwa amandla okuboleka okwenziwe ngendlela oyifisayo nathi namuhla, futhi usivumele sikusize ufeze izifiso zakho zezezimali.

– I-AAA Lendings Non-QM 12 noma 24-Izinyanga Zomuntu Siqu/Izitatimende Zebhange Lebhizinisi – AAA Imininingwane Yokubolekwa:

Ayinasihloko-5

Uhlolojikelele

Umboleki ozisebenzelayo onesikweletu esihle kakhulu umholo wakhe oshiwo embusweni wakhe wentela ngeke ubenze bafanelekele ikhaya eliwubukhazikhazi abangalikhokhela. Ufaneleka ngo-100% Kumali Ediphozithi Ye-akhawunti Yomuntu Siqu kanye no-50% Kudiphozithi Ye-akhawunti Yebhizinisi (izinyanga eziyi-12 zilandelana).

Amaphuzu avelele ohlelo

1) Kufika ku-$4M Inani Lemalimboleko;
2) Kufika ku-80% LTV;
3) Abazisebenzayo kanye nababolekayo abayi-1099;
4) 660 noma ngaphezulu Credit Score;
5) Azikho izimali ezibekiwe ezidingekayo ze-LTV ku-75% noma ngaphansi;
6) Ayikho i-4506T / Ayikho i-K1 / Ayikho i-P&L edingekayo;
7) Ayikho i-MI (I-Mortgage Insurance).

Kungani sikhetha Izitatimende Zebhange?

Ngisho noma iningi labantu baseMelika lingakwazi ukufaneleka kalula ngemibhalo egcwele yemali mboleko yendlu evamile, abaningi abakahambisani nemihlahlandlela ka-Fannie noFreddie uma kukhulunywa ngezidingo zokuboleka. Ngenhlanhla, imali ebolekiwe okungeyona eye-QM kanye nemibhalo yemali engenayo yezitatimende zasebhange yizixazululo ezinhle zalaba baboleki abangajwayelekile.

Ikakhulukazi, abaholayo abazisebenzelayo banokunethezeka kokusula izindleko zebhizinisi eziningi ngaphansi kweKhodi Yentela ye-IRS. Ukususa izindleko zebhizinisi emalini yawo yonke kuzuzisa abazisebenzelayo ngokukhokha intela encane yemali engenayo.

Abantu abaningi abazisebenzayo abanama-accountant ahlakaniphile ngokuvamile abayikhokhi intela ngenxa yokusebenzisa amakhodi entela. Abaningi baneholo elibi. Ngeshwa, ukucishwa okuningi kusho ukuthi abaholayo abazisebenzelayo banesikhathi esinzima ukuze bafanelekele ukubolekwa imali. Ababolekisi bendabuko bazosebenzisa isamba semali engenayo elungisiwe lapho bebala imali engenayo efanelekayo, okuyizindaba Ezinhle kubathengi bezindlu abazisebenzelayo abanemali ebolekiwe engeyona eye-QM. Sinezindlu ezibolekiwe ezingezona ze-QM zababoleki abazisebenzelayo ngaphandle kokubuyiselwa kwentela yemali engenayo okudingekayo.

Lolu hlelo luklanyelwe bani?

Lolu hlelo luklanyelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka zokuboleka imali. Izitatimende zasebhange zingasetshenziswa njengenye indlela yentela ukuze kubhalwe imali engenayo yomboleki ozisebenzelayo. Ngaphandle kwalokho, izitatimende zasebhange zomuntu siqu kanye/noma zebhizinisi zonke zivunyelwe.

Okungenani oyedwa wababoleki kufanele azisebenzele okungenani iminyaka emi-2 (25% noma ubunikazi obukhulu) ukuze afanelekele lolu hlelo. Lena imfuneko evamile yokunquma ukuthi umboleki ungumboleki ozisebenzelayo yini. Kwesinye isikhathi, umboleki angaba ngumnikazi webhizinisi, nokho, sibala njengababoleki abazisebenzelayo kuphela uma lingaphezu kwama-25%. Ezikweletini ze-ejensi, sihlala sibhekisela ku-K-1 noma kuShejuli G; kuyilapho ezikweletini ezingezona ze-QM, sihlala sidinga incwadi ye-CPA ukuze siqinisekise ubunikazi bangempela.

Ngokuvamile, umbolekisi uzobala imali engenayo efanelekayo ngokuthatha inani elimaphakathi lediphozithi yesitatimende sasebhange ezinyangeni ezingu-12 noma ezingu-24, bese ephinda inani lezindleko ezijwayelekile. Lokho kufanele kube yimali engenayo efanelekile yomboleki yalolu hlelo.

Ngokuqondene nesici sezindleko, abatshalizimali abaningi abangewona ama-QM bangase babe nesilinganiso esijwayelekile esifana no-50%. Nathi sinale mfuneko. Nokho, uma i-CPA yakho ingakunikeza incwadi enezizathu ezifanele, singase sicabangele isici sezindleko esivumelana nezimo. Ungeqi ubuncane bemikhawulo~

Uma unezidingo, xhumana nathi kuqala, singakunikeza ukubala kwamahhala kwemali engenayo yangaphambi kokuhlaziya. Lokho kufanele kube usizo kakhulu kinina nonke ikakhulukazi Izikhulu Zokubolekwa Kwezindlu, ukuze nisize amakhasimende enu kangcono.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzulazula endaweni ye-mortgage kungaba nzima, kodwa i-AAA LENDINGS yenza inqubo ibe lula, iyenze ihehe futhi ingabi nengcindezi. Sinikeza uhlelo lokuqoqa amadokhumenti olucacile nolufushane, olukuvumela ukuthi ulayishe kalula amaphepha adingekayo ku-inthanethi. Sazi kahle ukuthi isikhathi sakho sibalulekile, futhi ngokwenza inqubo ibe bushelelezi, sikugcina umatasa futhi ulawula uhambo lwakho lokuboleka imali. – I-AAA Lendings Non-QM 12 noma 24-yezinyanga Zomuntu Siqu/Izitatimende Zebhange Lebhizinisi – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalezi: Madras, Haiti, Sweden, Sicela uzizwe ukhululekile ukusithumela imininingwane yakho futhi sizokuphendula ngokushesha. Sineqembu lonjiniyela elizosebenzela zonke izidingo ezinemininingwane ngayinye. Amasampula wamahhala angase athunyelwe wena mathupha ukuze wazi amaqiniso amaningi kakhulu. Ukuze ukwazi ukuhlangabezana nezifiso zakho, sicela uzizwe ukhululekile ukuxhumana nathi. Ungasithumelela ama-imeyili futhi usishayele ngokuqondile. Ukwengeza, siyakwamukela ukuvakashelwa efekthri yethu evela emhlabeni wonke ukuze sibone kangcono inkampani yethu. nezimpahla. Ekuhwebeni kwethu nabathengisi bamazwe amaningana, sivame ukunamathela kumgomo wokulingana nokuhlomula. Kuyithemba lethu lokumaketha, ngemizamo ehlanganyelwe, kokubili ukuhwebelana nobungane ukuze kusizakale sonke. Sibheke ngabomvu ukuthola imibuzo yakho.

-AAA Ukuboleka

Siyajabula ngempela ukuthola umkhiqizi onjalo oqinisekisa ikhwalithi yomkhiqizo ngesikhathi esifanayo intengo ishibhile kakhulu.
5 Izinkanyezi

Ngu-Stephen wase-Hongkong - 2017.04.18 16:45

Izinga lemikhiqizo lihle kakhulu, ikakhulukazi emininingwaneni, kuyabonakala ukuthi inkampani isebenza ngokuzimisela ukwanelisa intshisekelo yekhasimende, umphakeli omuhle.
5 Izinkanyezi

NguPearl waseMakedoniya - 2018.12.11 14:13