Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Isikhathi sakho siyigugu, futhi siyakuhlonipha lokho. Kwa-AAA LENDINGS, sizibophezele ekwenzeni lula inqubo ye-mortgage ukuze wonge isikhathi nomzamo. Uhlelo lwethu lokusebenza oluku-inthanethi lusebenziseka kalula futhi luklanywe ngokunethezeka kwakho engqondweni. Ungakwazi ukuqedela isicelo ngejubane lakho, kusukela ukunethezeka kwekhaya lakho noma ihhovisi. Siyazi ukuthi unempilo ematasa, futhi sihlose ukwenza inqubo ye-mortgage ihehe, isebenze kahle, futhi yonge isikhathi.Uhlu lwababolekisi,Igebe Elivamile Lokubolekwa Emsebenzini,Umshwalense Wezikhukhula, Kwa-AAA LENDINGS, ukuzibophezela kwethu ekwenzeni okuhle kudlulela ethimbeni lethu. Siyaziqhenya ngokuba neqembu elizinikele lochwepheshe abangochwepheshe embonini yezezindlu. Abasebenzi bethu ababoleka imali ababona nje ochwepheshe; bangabangane bakho. Bakhona ukuze bakuqondise kuyo yonke inqubo yokuboleka, kusukela ekufakeni isicelo kuye ekuvala. Siyaziqhenya ngobungcweti bethimba lethu, siqinisekisa ukuthi uthola izinga eliphezulu lesevisi nokusekelwa.
- Uhlelo lwe-AAA Lendings Non-QM DSCR (Isilinganiso Sesevisi Yezikweletu) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-6

Uhlolojikelele

Uhlelo lwe-DSCR (Debt Service Coverage Ratio) Uhlelo.

Lolu wuhlelo olulula phakathi kwazo zonke izinhlelo ezingezona ze-QM.

Iholo/Isimo Sokuqashwa/Imbuyiselo Yentela ayidingeki.

Amaphuzu avelele ohlelo

1) Kufika ku-$2M Inani Lemalimboleko;
2) Kufika ku-75% LTV;
3) 660 noma ngaphezulu Credit Score;
4) Ingavala kumabhizinisi;
5) Akukho mkhawulo enanini lezakhiwo ezixhaswe ngemali;
6) Ama-SFR, 2-4 Units, Condos, Townhomes, Condotels, kanye nama-Non-Warrantable Condos ayatholakala.

Iyini i-DSCR?

Uyazi ukuthi ungayifanelekela kanjani imali mboleko yendlu ngaphandle kolwazi lomsebenzi kanye neholo?
Awufaneleki yini ngezimali mboleko ezijwayelekile ze-mortgage?
Uyazi ukuthi yiluphi uhlelo lwemalimboleko oluwumkhiqizo olula?
Uyafuna ukwazi ukuthi ungawasebenzisa kanjani amadokhumenti ancishisiwe ukuze ufanelekele ukubolekwa imali?
Ingabe kunzima kakhulu kuwe ukuthola imali mboleko yezindlu embonini yakho?

Sinikeza ngohlelo oluphelele lwemalimboleko ukuze sanelise izici ezibalulekile ezingenhla - uhlelo lwe-DSCR. Ingumkhiqizo odume kakhulu we-Non-QM emalini ebolekiwe yezindlu.

I-DSCR (Debt Service Coverage Ratio) yakhelwe abatshalizimali abanolwazi lwezindlu ezithengiswayo futhi ifanelekela ababolekayo ngokusekelwe ekugelezeni kwemali kuphela okuvela endaweni okuxoxwa ngayo ukuze kuhlaziywe izinga lengozi yokutshalwa kwezimali. Namuhla, sigxile ekuqondeni incazelo ye-DSCR kanye nokwembula impicabadala yohlelo lwe-DSCR ngokombono wokutshalwa kwezimali kwezindlu.

Ungabala kanjani i-DSCR?

Ngemali ebolekiwe yezindlu, i-DSCR ibhekisela esilinganisweni semali engenayo yenyanga yokuqasha yendlu yokutshalwa kwezimali kuzo zonke izindleko zezindlu (ezifana nothishanhloko, inzalo, intela yomhlaba, umshwalense kanye nemali yokuphatha (uma ezinye izindleko zingenziwanga ngempela, izorekhodwa ngokuthi 0)). Uma isilinganiso siphansi, ingozi enkulu yemali mboleko. Ingavezwa kulokhu okulandelayo:

imininingwane

Sihlinzeka ngokuthi “Ayikho isilinganiso se-DSCR” kumakhasimende ethu, okusho ukuthi isilinganiso singafinyelela ku-“0″. Emikhiqizweni yethu evamile yemalimboleko, sidinga ukuqhathanisa imali engenayo ne-PITIA yanyanga zonke (Isimiso/ Inzalo/ Intela/ Umshwalense/ HOA) nezinye izikweletu zendlu ebolekiwe ukuze sinqume ukuthi imalimboleko ingafaneleka yini.

I-DSCR

Izinzuzo ze-DSCR

Ayikho isilinganiso I-DSCR, umkhiqizo wemalimboleko ongayiqinisekisi imali engenayo, ayinazo izidingo zeholo lomboleki ngoba akubandakanyi ukubalwa kwe-DTI. Futhi isilinganiso esincane se-DSCR singaba phansi sibe ngu-0. Ngisho noma imali yokuqasha iphansi, sisengakwenza! Lokhu ukukhetha okuhle kubaboleki abanemali engenayo ephansi noma izikweletu eziningi.

Ngaphandle kwalokho, aboHlanga bakwamanye amazwe bayamukeleka kulolu hlelo futhi, ikakhulukazi nge-visa ye-F1. Uma ungowokufika, futhi ungakwazi ukuthola imali ebolekiwe yemali mboleko, xhumana nathi futhi uthole isimo sakho semalimboleko.


Izithombe zemininingwane yomkhiqizo:

- Uhlelo lwe-AAA Lendings Non-QM DSCR (Isilinganiso Sesevisi Yesikweletu) - Izithombe zemininingwane yokubolekwa kwe-AAA


Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzulazula endaweni ye-mortgage kungaba nzima, kodwa i-AAA LENDINGS yenza inqubo ibe lula, iyenze ihehe futhi ingabi nengcindezi. Sinikeza uhlelo lokuqoqa amadokhumenti olucacile nolufushane, olukuvumela ukuthi ulayishe kalula amaphepha adingekayo ku-inthanethi. Sazi kahle ukuthi isikhathi sakho sibalulekile, futhi ngokwenza inqubo ibe bushelelezi, sikugcina umatasa futhi ulawula uhambo lwakho lokuboleka imali. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: Indonesia, San Diego, Serbia, Ngaphandle kwalokho kukhona ukukhiqiza nokuphatha okuphrofeshinali , imishini yokukhiqiza ethuthukisiwe yokuqinisekisa ikhwalithi yethu nesikhathi sokulethwa , inkampani yethu iphishekela isimiso sokholo oluhle, ukufaneleka okuphezulu kanye nobuchwepheshe obuphezulu. Siyaqinisekisa ukuthi inkampani yethu izozama konke okusemandleni ethu ukunciphisa izindleko zokuthenga kwamakhasimende, ukunciphisa isikhathi sokuthenga, ikhwalithi yemikhiqizo ezinzile, ikhulise ukwaneliseka kwamakhasimende futhi ifinyelele isimo sokuwina-win .
  • Izimpahla esizitholile kanye nesampula yezisebenzi ezithengisayo eziboniswa kithi zinekhwalithi efanayo, ingumkhiqizi onekhredithi.
    5 IzinkanyeziNgu-Faithé wase-Bulgaria - 2017.06.29 18:55
    Le nkampani ihambisana nemfuneko yemakethe futhi ijoyina umncintiswano wemakethe ngomkhiqizo wayo wekhwalithi ephezulu, leli yibhizinisi elinomoya wamaShayina.
    5 IzinkanyeziNgu-Alice waseThekwini - 2018.09.19 18:37