Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka.I-Conventional Loan Vs I-Jumbo Loan,Indawo Eqashisayo,Igebe Elivamile Lokubolekwa Emsebenzini, Yasungulwa ngo-2007, i-AAA LENDINGS ingumbolekisi wezindlu odumile onomlando ocebile ohlanganisa iminyaka engu-15. Sizuze udumo ngokuzibophezela kwethu okungantengantengi ekunikezeni isevisi eyingqayizivele nokwethembeka emhlabeni wokubolekwa kwezindlu. Iphothifoliyo yethu emangalisayo yokuboleka iwubufakazi bokuhlangenwe nakho kwethu namandla ethu, nesamba semali mboleko esimangalisayo esingaphezu kwezigidigidi ezingama-20 zamaRandi. Eminyakeni edlule, lobu buchule bezezimali busenze sakwazi ukusiza imindeni ecishe ibe ngu-50,000 ekufinyeleleni izinhloso zayo zokuboleka, nokwenza amaphupho obunikazi bezindlu abe ngokoqobo.
– AAA Lendings Jumbo Loan – AAA Lendings Imininingwane:

JL0815

Uhlolojikelele

Inani lemalimboleko lidlula imikhawulo yemalimboleko evumelanayo evamile.

Amaphuzu avelele ohlelo

Iminyaka engu-30 imisiwe

1) Imali yokuqasha ingasetshenziswa nomlando weminyaka emi-2 wesipiliyoni somnikazi wendawo;
2) Awukho Umshwalense Wezindlu Odingekayo;
3) Ubukhulu. I-DTI 45%;
4) Ubukhulu. I-LTV 85% yokuthenga & R/T; Ubukhulu. I-LTV 75% ye-C/O;
5) Inombolo enkulu yezakhiwo ezixhaswe ngezimali: ① Okuyisisekelo – Akunamkhawulo, ② Okwesibili & Nendawo Yokutshalwa Kwezimali – Ubukhulu. 20;
6) Ubukhulu. Imali Ebolekiwe $3.0M;
7) Ubukhulu. imali yokukhipha imali engu-$500,000;
8) Imizuzu. Izinyanga eziyi-12 ezigciniwe ku-PITIA;
9) Imizuzu. I-FICO 680.

7/6 ARM

1) Imizuzu. I-FICO 700;
2) Imizuzu. Izinyanga eziyisi-6 ezigciniwe ku-PITIA;
3) Ubukhulu. I-LTV 89.99%;
4) Ubukhulu. Imali Ebolekiwe $2.5M;
5) Ubukhulu. Cash Out $750,000;
6) 1 Iyunithi & 2 Amayunithi;
7) Impahla eyisisekelo neyesibili yasekhaya;
8) Thenga & R/T Refi & C/O Refi.

* Min. Inani lemalimboleko:UbukhuluU-Fannie Mae General Loan Limit +$1
* Okungenani umlando wokuphatha ukuqasha wonyaka owodwa wemali engenayo yokuqasha.

Iyini i-Jumbo Loan?

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kumele babhekane nezidingo zezikweletu eziqinile kunalezo ezifaka isicelo semalimboleko evamile. I-Jumbo loans ikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Ngo-2022, i-FHFA ithuthukisa imikhawulo yemalimboleko yazo zonke izinhlobo zezinhlobo zemalimboleko, ikakhulukazi i-Jumbo Loans. Sicela ubheke ngezansi kwemikhawulo yemalimboleko ka-2022 e-California, uma inani lemalimboleko yakho lidlula u-$970,800, ufanelekile ukubolekwa imali ye-Jumbo.

 

2022 Imikhawulo Yemalimboleko Ezifundeni zaseCalifornia

COUNTY

1-UMNDENI

2-UMNDENI

3-UMNDENI

4-UMNDENI

I-ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

I-CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

I-COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

PHAMBILI OGWENI

$970,800

$1,243,050

$1,502,475

$1,867,275

Enyakatho

$647,200

$828,700

$1,001,650

$1,244,850

I-DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

I-KERN

$647,200

$828,700

$1,001,650

$1,244,850

AMAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

AKE

$647,200

$828,700

$1,001,650

$1,244,850

E-LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

UMARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

I-MERCED

$647,200

$828,700

$1,001,650

$1,244,850

I-MODOC

$647,200

$828,700

$1,001,650

$1,244,850

I-MONO

$647,200

$828,700

$1,001,650

$1,244,850

I-MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

IWOLINTSHI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IZIMPABA

$647,200

$828,700

$1,001,650

$1,244,850

I-RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

I-SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

I-SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE MATHEWU

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE ISIPHAMBANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850


Izithombe zemininingwane yomkhiqizo:

- AAA Lendings Jumbo Loan - AAA Lendings izithombe zemininingwane


Umhlahlandlela Womkhiqizo Ohlobene:

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke. - AAA Lendings Jumbo Loan - AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Australia, Puerto Rico, Saudi Arabia, Samukela ngemfudumalo uxhaso lwakho futhi sizosebenzela amaklayenti ethu ekhaya naphesheya ngemikhiqizo nezisombululo zekhwalithi ephezulu kanye nenkonzo enhle kakhulu ehloselwe ukuthuthuka okuqhubekayo njengokuhlala njalo. Sikholelwa ukuthi uzozuza kubuchwepheshe bethu maduze.
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