I-Wholesale - I-AAA Lendings Uhlelo Lomboleki Ongasebenzanga we-QM - P&L(Inzuzo Ezilungiselele Uqobo Nokulahlekelwa Kuphela) - I-AAA Ibolekisa ngemali kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho.Umphakathi Wabathengi,Hlala Loan,I-La Mortgage Broker Noma Umbolekisi, Siyaqonda ukuthi ubunikazi bekhaya wutshalomali olubalulekile, futhi ufuna ukuqiniseka ukuthi wenza ukukhetha okufanele. Yingakho sinikezela ngezinsizakalo zokugunyaza kusengaphambili ezithatha intshisekelo yakho. Inqubo yethu yokugunyaza kusengaphambili iyashesha futhi iqondile, ikunikeza isithombe esicacile samandla akho okuboleka. Ngalolu lwazi esandleni sakho, ungakwazi ukuhlola ngokuzethemba imakethe yezindlu, wazi ukuthi ungumthengi ozimisele futhi oqeqeshiwe.

- I-AAA Lendings Uhlelo Lokuboleka Ongazenzi We-QM - P&L(Inzuzo Ezilungiselele Uqobo Nokulahlekelwa Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-3PL

Uhlolojikelele

Ababolekayo abazisebenzayo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Imininingwane

1) Ayikho isignesha ye-CPA edingekayo;
2) Izwe langaphandle elivunyelwe;
3) Imali ebolekiwe efika ku-$10M;
4) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI(Hhayi i-PITIA edingekayo omunye umbolekisi);
5) Azikho izimbuyiselo zentela ezidingekayo;
6) Izimali zesipho zivunyelwe;
7) Inkokhelo ephansi iphansi njenge-30%;
8) Imizuzu. I-FICO 680.

Luyini lolu hlelo? Ubani ongafaka isicelo salolu hlelo?

• Ingabe ungumuntu obolekayo ozisebenzelayo?
• Ingabe umbolekisi ubezidinga izitatimende zasebhange zebhizinisi lakho ukuze uthole ukufaneleka kokubolekwa? Noma ingabe ababolekisi bakho bezindlu ezibolekiwe babekudinga ukuthi usayine amafomu entela futhi udinga imibhalo?
• Wake wamiswa noma wenqatshwa ababolekisi be-ejensi? Ingabe ababolekisi bake bathi "Ngokwesiqondiso sethu"
• Uyazi ukuthi ungakufanelekela kanjani ukubolekwa imali yendlu ngaphandle kwamaphepha emali engenayo? Noma izintela/izitatimende zasebhange zebhizinisi, njll.

Thina i-AAA Lendings manje sinikeza uhlelo olufanele lwemalimboleko ye-Non-QM olusetshenziswa ezimeni ezingenhla, oluqanjwe nge-P&L (Inzuzo Nokulahlekelwa). Lolu hlelo luklanyelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka zokuboleka imali. Lokho kuyinzuzo engcono kakhulu kwabaziqashayo. I-CPA/CTEC/EA eqediwe futhi yasayinwa i-P&L ingase isetshenziswe njengenye indlela yokubuyisela intela ukuze kubhalwe phansi imali engenayo yomboleki ozisebenzelayo. Kwesinye isikhathi, size samukele i-P&L elungiselelwe umboleki, nayo eyinzuzo enhle kwabanye ababoleki.

Kungani lolu hlelo luklama?

Kubaboleki abazisebenzayo, uhlelo lwesitatimende sasebhange sezinyanga eziyi-12/24 lungcono, njengoba lolu hlelo aludingi ukubuyiselwa kwentela kanye nezitatimende zasebhange zebhizinisi. Kodwa-ke, lapho abanye abafake izicelo benebhizinisi, elinesimo sezimali esinzima ngezitatimende zasebhange eziningi, uhlelo lwe-P&L lungaba yisinqumo esingcono kakhulu kuwe. Njengoba uhlelo lwesitatimende sasebhange lwezinyanga eziyi-12/24 lunomkhawulo mayelana nesidingo sezitatimende zasebhange; mhlawumbe ubuningi. Izitatimende ezintathu zasebhange zenza ibhizinisi elilodwa, okungenzeka kube umkhawulo oholela ohlelweni lwe-P&L.

Yini oyidingayo ukuze ulungiselele ukugunyazwa ngokushesha?

Uma uthumela imali ebolekiwe kubabolekisi, bangase badinge i-YTD(Year-to-Date) P&L (noma kanye ne-P&L yonyaka wangaphambilini ngezinye izikhathi), ilayisense yebhizinisi, incwadi ye-CPA, njll. Ngakho-ke noma iyiphi indlela ILUNGILE kulokho okunikezwayo ekuthumeleni kokuqala noma lapho kugunyazwa imali mboleko.
Ngaphandle kwalokho, udinga ukuthintana nethimba lethu lokuhambisa ukuze ubale imali engenayo kuqala

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzibophezela kwethu ekwenzeni izinto obala kudlulela ngale kwezigaba zokuqala zenqubo yokubolekwa kwezindlu. Siqinisekisa ukuthi unokuqonda okucacile kwemibandela yakho yemali mboleko, okuhlanganisa amanani enzalo, izinkokhelo, nezindleko zokuvala. Azikho izimanga ngosuku lokuvala. Sizinikele ekukunikezeni izincazelo eziqondile, ezingenayo i-jargon, ukuze ukwazi ukuzulazula ngokuzethemba izici zezimali zokuthenga kwakho ikhaya noma ukuxhasa ngezimali kabusha. - I-AAA Lendings Non-QM Uhlelo Lomboleki Ozisebenzelayo - P&L(Inzuzo Ezilungiselele Nokulahlekelwa Kuphela) - I-AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: I-European, Bandung, Bandung, Imikhiqizo yethu idayiswa kabanzi eYurophu, e-USA, eRussia, e-UK, e-France, e-Australia, eMpumalanga Ephakathi naseNingizimu Melika, amakhasimende ethu aseNingizimu Melika, eNingizimu Melika, i-Asia. emhlabeni wonke. Futhi inkampani yethu izibophezele ekuthuthukiseni ukusebenza kahle kohlelo lwethu lokuphatha ukuze kwandiswe ukwaneliseka kwamakhasimende. Sithemba ngobuqotho ukwenza inqubekelaphambili namakhasimende ethu futhi sakhe ikusasa lokuwina ndawonye. Siyakwamukela ukujoyina ibhizinisi lethu!

-AAA Ukuboleka

Umqondisi wenkampani unolwazi olucebile kakhulu lokuphatha kanye nesimo sengqondo esiqinile, abasebenzi bokuthengisa bafudumele futhi bajabule, abasebenzi bezobuchwepheshe baqeqeshiwe futhi banomthwalo wemfanelo, ngakho-ke asinakukhathazeka ngomkhiqizo, umkhiqizi omuhle.
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