11/08/2023

Impilo ingasiphonsela izinselele ezingalindelekile kithi, futhi ngezinye izikhathi, ukushiyeka kwezezimali kungaholela kumphumela ongaphansi ophelele wekhredithi.Lapho ababolekisi bendabuko bekwenqaba ngenxa yesikolodo esiphansi sekhredithi, ababolekisi bezitolo ezinkulu zezikweletu ezingezinhle bangase babe umusa wakho wokonga.Kulo mhlahlandlela obanzi, sizohlola ukuthi bayini ababolekisi bezitolo ezinkulu zezikweletu ezingezinhle, bangakusiza kanjani, nokuthi yini okufanele uyicabangele lapho ukhetha okulungile ukuze ubuyisele izimali zakho esimweni esifanele.

Ukuqonda Ukubolekwa Kwezikweletu Okubi

Yiziphi Izikweletu Ezingalungile Zezikweletu?

Izimali mboleko ezingezinhle, njengoba negama liphakamisa, ziyimalimboleko eklanyelwe abantu abanamaphuzu esikweletu angaphansi kokufanele.Lezi zimali mboleko ngokuvamile zinezidingo zekhredithi ezikhululekile, ezizenza zifinyeleleke kubantu abangase banqatshwe ababolekisi abavamile.

Izinhlobo Zezikweletu Ezingalungile

1. Izikweletu Zomuntu Siqu: Izimalimboleko zomuntu siqu zesikweletu esibi ziyimalimboleko engavikelekile engasetshenziswa ngezinjongo ezihlukahlukene, njengokuqinisa izikweletu, izindleko zokwelashwa, noma izikweletu ezingalindelekile.
2. Izikweletu Ezivikelekile: Izikweletu ezivikelekile ezingezinhle zidinga isibambiso, njengemoto noma impahla ebalulekile, ukuze kuvikelwe imali ebolekiwe.Lesi sibambiso sinciphisa ubungozi bomboleki futhi singaholela emigomeni evumayo yemalimboleko.
3. Imali mboleko yosuku lokukhokha: Imali mboleko yosuku lwe-Payday iyimali mboleko yesikhashana ngokuvamile ehloselwe ukumboza izindleko kuze kube isheke elilandelayo.Bavame ukuza namazinga enzalo ephezulu.
4. Imali mboleko yesitolimende: Imali mboleko yesitolimende yesikweletu esibi ihlanganisa ukuboleka inani elingaguquki bese ulibuyisela ngezitolimende ezivamile esikhathini esimisiwe.

Iqhaza Lababolekisi Bezitolo Ezithengisa Izimpahla Ezibolekiwe Ezibolekiwe

Ababolekisi bezitolo ezinkulu zezikweletu ezingezinhle basebenza njengabalamuli phakathi kwababoleki nezikhungo zezezimali ezizimisele ukwelula isikweletu kubantu abanemilando yezikweletu engaphelele.Nakhu ukuthi bangasiza kanjani:

• Ukufinyelela Kubabolekisi Abaningi: Ababolekisi bezitolo ezinkulu banokuxhumana nezikhungo zezezimali ezehlukene ezisebenza ngokubolekwa imali engalungile.Lokhu kuvumela ababoleki ukuthi bahlole izinketho eziningi.
• Uchwepheshe: Baziqonda izidingo nemihlahlandlela yezinhlobo ezahlukene zezikweletu ezimbi, okuqinisekisa inqubo yokufaka isicelo ebushelelezi.
• Amanani Ancintisanayo: Ababolekisi bezitolo ezinkulu ngokuvamile bangakwazi ukuxoxisana ngamanani enzalo ancintisanayo nemibandela egameni lomboleki.
• Okulula: Benza lula inqubo yokufaka isicelo semalimboleko, behlise amaphepha kanye nokuhlupheka kwababolekayo.

Ukukhetha I-Wholesale Eyebolekwa Imali Yezikweletu Ezingalungile

Ukukhetha i-wholesale ebolekisayo efanele kubalulekile ohambweni oluyimpumelelo lokubuyisela imali.Cabangela lezi zinyathelo ezilandelayo:

1. Cwaninga bese uqhathanisa: Cwaninga ababolekisi bezitolo abakhulu abahlukene ukuze bathole izikweletu ezingezinhle.Qhathanisa imikhiqizo yabo yemalimboleko, amanani enzalo, nezinkokhelo.
2. Hlola Ukugunyazwa: Qinisekisa ukuthi umbolekisi ugunyaziwe futhi usebenza ngaphakathi kohlaka lomthetho.
3. Funda Izibuyekezo: Bheka ukubuyekezwa kwamakhasimende kanye nobufakazi ukuze ulinganise isithunzi somboleki nokwaneliseka kwekhasimende.
4. Ukungafihli: Khetha umbolekisi obeka obala mayelana nezimali zakhe nemigomo futhi ozimisele ukuchaza imigomo yemalimboleko ngolimi olulula.
5. Izeluleko Zochwepheshe: Xhumana nabeluleki bezezimali noma ochwepheshe abanolwazi lwezikweletu ezingezinhle zezikweletu ukuze uthole isiqondiso ekukhetheni umbolekisi wesitolo esikhulu onedumela elihle.

Isiphetho

Ababolekisi bezitolo ezinkulu zezikweletu ezingezinhle bangaba usizo kubantu ababhekene nezinselele zezimali kanye nezinkinga zamaphuzu esikweletu.Laba babolekisi banikeza ukufinyelela kusikweletu uma izinketho zendabuko zikhawulelwe.Lapho ukhetha umbolekisi wesitolo esikhulu, ucwaningo olunzulu, ukubeka izinto obala, nezeluleko zochwepheshe kubalulekile.Ngokusebenzisa umbolekisi we-wholesale olungile eceleni kwakho, ungathatha izinyathelo ezibalulekile ekubuyiseleni imali kanye nekusasa lezezimali eliqhakazile.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.