11/10/2023

Emkhakheni oguquguqukayo wokuxhaswa ngezimali kwezindlu ezibolekwayo, ukufuna imigomo evumayo nezisombululo ezingabizi kakhulu kuholela ababolekayo ukuthi bahlole ababolekisi abanikeza izaphulelo zesilinganiso somthengisi.Lesi sihloko sidingida ukubaluleka kwezaphulelo zesilinganiso somthengisi, sicacisa izinzuzo zababolekayo, futhi sinikeza imininingwane kulabo abazulazula kuzwelonke lezinketho ze-mortgage.

Ukuqonda Izaphulelo Zesilinganiso Somthengisi

Ukuqopha Izaphulelo Zesilinganiso Somthengisi

Izaphulelo zesilinganiso somthengisi zibhekisela emazingeni enzalo ancishisiwe ababolekisi abadlulisela kubaboleki ngokusebenzisa ama-mortgage broker.Lezi zaphulelo zingaholela ekongeni okubambekayo empilweni yonke yemali mboleko futhi ziwukucatshangelwa okubalulekile kwalabo abafuna i-mortgage eyongayo.

Iqhaza Lama-Mortgage Brokers

Ama-mortgage broker asebenza njengabalamuli phakathi kwababolekayo nababolekisi.Badlala indima ebalulekile ekuxhumaniseni ababolekayo nababolekisi abazimisele ukunikeza imigomo evumayo, okuhlanganisa izaphulelo zesilinganiso somthengisi.Abathengi basebenzisa amanethiwekhi abo nolwazi lwemboni ukuze baxoxisane ngamanani anesaphulelo egameni lamakhasimende abo.

Izinzuzo Zababoleki

1. Ukonga Izindleko Ngokuhamba kwesikhathi

Inzuzo eyinhloko yezaphulelo zesilinganiso somthengiseli amandla okonga okubalulekile.Izinga lenzalo eliphansi kancane, lapho lisetshenziswa phakathi nesikhathi semali ebolekiwe, lingahumusheka ekongeni okukhulu, kwenze ubunikazi bendlu buthengeke kakhulu.

2. Ukufinyelela Okunikezwayo Okukhethekile

Ababolekisi abanikeza izaphulelo zesilinganiso somthengiseli ngokuvamile bahlinzeka ngamadili akhethekile angase angatholakali kalula emphakathini.Lokhu kukhethekile kunganikeza ababoleki ukufinyelela kumazinga ancintisanayo okungenzeka angafinyeleleki ngezingxoxo eziqondile nababolekisi.

3. Ukuthenga Ngokuqhathanisa Okulula

Ukusebenza nama-mortgage broker kuqondisa inqubo yokuthenga yokuqhathanisa.Abadayisi bangakwazi ukwethula ababoleki ngezinhlobonhlobo zemititilizo, okuhlanganisa izaphulelo zesilinganiso somthengisi, okubavumela ukuthi benze izinqumo ezinolwazi ngokusekelwe ekuqondeni okuphelele kwezinketho ezitholakalayo.

4. Ubuchwepheshe bokuxoxisana

Ama-mortgage broker aletha ubuchwepheshe bokuxoxisana etafuleni.Ukuqonda kwabo imakethe yezindlu ezibolekwayo kanye nobudlelwano nababolekisi kubanikeza amandla okuvikela imigomo evumayo, okuhlanganisa nezilinganiso ezincishisiwe, ababoleki abangase bakuthole kuyinselele ukuxoxisana ngokuzimela.

Ababolekisi Abanikeza Izaphulelo Zesilinganiso Somthengisi

Ukucatshangelwa Kwababoleki

1. Izimali Zomthengisi vs. Okonga

Nakuba izaphulelo zesilinganiso somthengisi zinikeza ukonga okungaba khona, ababoleki kufanele bacabangele noma yiziphi izinkokhelo zomthengisi ezihlobene.Kubalulekile ukuhlola ukuthi ingabe ukonga okutholwe ngenani elehlisiwe kuyayidlula yini imali ekhokhiswa umthengisi.

2. Umthelela Wokufaneleka Kwesikweletu

Ababoleki kufanele babone ukuthi ukufaneleka kwezaphulelo zesilinganiso somthengisi kungase kuthonywe ukufaneleka kwekhredithi.Ukugcina amaphuzu esikweletu anempilo kuthuthukisa amathuba okuthola amanani avumayo kakhulu.

3. Idumela Lomthengisi kanye Nokuhlangenwe nakho

Ukukhetha i-mortgage broker ehlonishwayo futhi enolwazi kubalulekile.Isithunzi somdayiseli kanye nerekhodi lokulandelela kunganikeza imininingwane ngekhono labo lokuvikela imigomo enenzuzo kumakhasimende.

Isiphetho

Ababolekisi abanikeza izaphulelo zesilinganiso somthengiseli banikeza ababoleki indlela yokuthuthukisa imigomo yabo yemali mboleko futhi bathole ukonga izindleko zesikhathi eside.Ukuzulazula kulo mkhakha kudinga indlela yesu, ecabangela izici ezifana nezinkokhelo zomdayiseli, ukufaneleka kwekhredithi, kanye nobuchwepheshe babathengi abakhethiwe.Nakuba izaphulelo zesilinganiso somthengisi zivula iminyango ukuze ukwazi ukufinyeleleka, ababoleki kufanele balinganisele phakathi kwezindleko zangaphambili nokonga okungenzeka.Ukusebenzelana nezingcweti zezindlu ezibolekayo kuqinisekisa ukuthi ababoleki benza izinqumo ezinolwazi oluhambisana nemigomo yabo yezezimali.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.