11/09/2023

Esimeni esiguqukayo njalo soxhaso lwemali yezindlu ezibolekwayo, ukufuna ukuguquguquka ezinkethweni zamanani sekuphenduke ukucatshangelwa okubalulekile kubaboleki.Lesi sihloko sidingida ukubaluleka kokuba nababolekisi abanezinketho zentengo eziguquguqukayo, ihlola izinzuzo abakunikezayo, futhi inikeza imininingwane yokukhetha umbolekisi ofanele ukuze afanele izidingo zakho zezezimali ezihlukile.

Ukuqonda Izinketho Zentengo Ezivumelana Nezimo

Yiziphi Izinketho Zentengo Ezivumelanayo?

Izinketho zentengo eziguquguqukayo endaweni yokubolekwa kwempahla zibhekisela ekuzivumelaniseni nezimo nokwenza ngokwezifiso okutholakalayo ekuhleleni imigomo yemalimboleko, amanani enzalo, kanye nezinhlelo zokukhokha zizonke.Ababolekisi abanikeza ukuguquguquka banika ababoleki amandla okwenza izivumelwano zabo zezindlu ezibolekiwe zihambisane kangcono namakhono abo ezezimali kanye nezinhloso zabo.

Ukubaluleka Kokuvumelana nezimo

Ukuvumelana nezimo ezinkethweni zamanani kubalulekile njengoba kuvumelana nezimo ezihlukahlukene zezezimali kanye nokuthandwa kwababolekayo.Ivumela izixazululo eziqondene nawe ezinganciphisa umthwalo wezinkokhelo zezindlu ezibolekiwe futhi zithuthukise inhlalakahle yezezimali iyonke.

Izinzuzo Zababolekisi Ngezinketho Zentengo Ezivumelanayo

1. Ukwenza ngokwezifiso Izidingo Zomuntu Ngamunye

Ababolekisi abanezinketho zentengo eziguquguqukayo bayaqaphela ukuthi usayizi owodwa awulingani wonke.Ababoleki bangaxoxisana ngemibandela evumelana nezimo zabo zezimali ezihlukile, noma ngabe ukulungisa ubude besikhathi semalimboleko noma ukuhlola izinhlaka zesilinganiso senzalo ezihlukene.

2. Ukuzivumelanisa nezimo Ezinguqukweni Zemakethe

Emakethe yezezimali eguquguqukayo, ukuba nomabolekisi onezinketho zentengo eziguquguqukayo kunikeza isivikelo ekuguquguqukeni kwezinga lenzalo.Ababoleki bangahlola izinketho ukuze bashintshe phakathi kwezilinganiso ezigxilile nezilungisekayo ngokusekelwe ezimeni zemakethe.

3. Ukufinyeleleka Okuthuthukisiwe

Izinketho zentengo eziguquguqukayo zifaka isandla ekuthengeni okuthuthukisiwe.Ababolekayo bangasebenza nababolekisi ukuhlela izinkokhelo ngendlela ehambisana namaphethini abo emali engenayo, baqinisekise ukuthi ubunikazi bezindlu buhlala bufinyeleleka.

4. Ukwesekwa Kokuhlelwa Kwezimali

Ababolekisi abanikeza ukuguquguquka bavame ukunikeza ukwesekwa okuhlela kwezezimali okubalulekile.Lokhu kungase kuhlanganise amathuluzi nezinsiza zokusiza ababolekayo benze izinqumo ezinolwazi mayelana nesakhiwo sabo semali mboleko kanye nezinhlelo zokukhokha.

Ukukhetha Umbolekisi Ofanele

1. Ucwaningo Iminikelo Yokubolekisa

Yenza ucwaningo olunzulu ngababolekisi kanye nokuguquguquka kwabo ezinkethweni zamanani.Bheka ulwazi olusobala mayelana nokuthi imigomo yabo ingalungiseka kanjani nokuthi ingabe ihlangabezana nezidingo ezahlukene zomboleki.

2. Funda Ukubuyekezwa Kwekhasimende

Izibuyekezo zekhasimende zinganikeza imininingwane kulwazi lwangempela lwababolekayo nomabolekisi othile.Naka ukuphawula mayelana nokuguquguquka kwezinketho zentengo nokuthi umebolekisi usabela kanjani ezidingweni zomuntu ngamunye.

3. Xhumana Nochwepheshe Bezezindlu

Funa iseluleko kochwepheshe bezezindlu noma abeluleki bezezimali.Banganikeza isiqondiso kubabolekisi abaziwa ngokuvumelana nezimo futhi basize ukuhlola ukuthi yiziphi izinketho eziqondana kangcono nemigomo yakho yezezimali.

4. Linganisa Izinzuzo Zesikhathi Eside

Ungabheki kuphela ukufinyeleleka okusheshayo kodwa futhi nezinzuzo zesikhathi eside zezinketho zamanani.Linganisa ukuthi ukuguquguquka komboleki kuvumelana kanjani nezinhlelo zakho zezimali zesikhathi esizayo kanye nezinguquko ezingaba khona zempilo.

Isiphetho

Emkhakheni woxhaso lwezimali ezibolekwayo, ukubaluleka kokuba nababolekisi abanezinketho eziguquguqukayo zamanani angeke kweqiswe.Amandla okwenza imigomo yakho yemali mboleko ihambisane nezidingo zakho ezithile kuletha izinga lokwenza kube ngokwakho kanye nokuthengeka okuthuthukisa umuzwa usuwonke wokuboleka.Njengoba uqala uhambo lwakho lobunikazi bendlu, cabangela ukuguquguquka okunikezwa ababolekisi njengento ebalulekile ekutholeni imali mboleko ehambisana kalula nemigomo yakho yezezimali kanye nezifiso zakho.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.