10/18/2023

Kusukela maphakathi noJulayi, ngemva kokwabelana ngezindaba zakamuva mayelana nohlelo losizo lokukhokha u-20% lwe-Dream for All Programme e-California, besilokhu sithola imibuzo ephuma kumakhasimende amaningi.Bakhathazekile ngokuthi lolu hlelo luzoqala kabusha yini ekwindla yalo nyaka, uma kube nezinguquko ezibalulekile, kanye nokuthi bangafaka yini isicelo sezikhala zokugunyazwa kuqala.Amanye amakhasimende aze athi, "Ngifuna nje ukulinda ukuthi lo mkhiqizo uphume ngaphambi kokuthenga indlu."

Eqinisweni, ngesikhathi kumenyezelwa izindaba, sachazela amakhasimende anentshisekelo ukuthi lo mkhiqizo okwamanje kulindeleke ukuthi umemezele uhlelo lwezikhathi ekwindla, akusho ukuthi iphrojekthi isivele iqalile noma izoqala kabusha ekwindla.Ngesikhathi esifanayo, siphinde sathintana nezisebenzi ze-California Housing Finance Agency (CalHFA) ngesikhathi sokuqala sokuqinisekisa, futhi ngempela, akubanga khona isaziso sokuqalwa kabusha komsebenzi.

Kodwa-ke, selokhu kwakhishwa lezi zindaba, abathengi abaningi baye benza amanye ama-ejenti wezindlu namabhange ezindlu ezibolekisayo angakwazi ukuzibamba.Basho ezinkundleni zokuxhumana ukuthi iphrojekthi isivele iqalile, banabanye abathintwayo bangaphakathi okufanele bamise ulayini futhi bavikele izikhala kusenesikhathi, futhi banganikeza nemvume yangaphambili yemali mboleko, okuholela ekubuzeni kwamakhasimende.Lesi simo siye sashuba ngokufika kwekwindla.

Ekugcineni, lolu daba lwadlondlobala kwaze kwaba yilapho i-CalHFA ingakwazi ukukuziba.

Muva nje, i-CalHFA ikhiphe ividiyo mayelana nohlelo losizo lwe-“Dream for All”.Bacacise amanye amahlebezi angamanga akamuva futhi bamemezela izici ezintsha zohlelo losizo lwe-“Dream for All”.Njengoba kushiwo ngaphambili, uhlelo lwezikhathi lokuwa kulindeleke ukuthi lukhishwe ngasekupheleni kwale nyanga, kodwa lolu wuhlelo lwezikhathi kuphela, akulona uhlelo oluphelele lwephrojekthi.

Izindaba ezinhle ukuthi uhlelo losizo lwe-“Dream for All” kulindeleke ukuthi lwethulwe ngokusemthethweni ngonyaka ozayo, futhi uhlelo lokufaka izicelo luzohluka ngokuphelele kulo luka-April kulo nyaka.Manje, ake sibheke amaphuzu avelele amasha alolu hlelo!

Ukubuyekezwa Kwezinqubo: Nakuba kungaqinisekisiwe ngo-100%, i-CalHFA ihlela ukukhipha uhlelo oluhlukile lokubhalisa ngaphambilini lapho iphrojekthi iqala.Izinhlelo ezinemininingwane zizotholakala kusenesikhathi ukuze amakhasimende alayishe amadokhumenti adingekayo kuwebhusayithi.Isizindalwazi sizovulelwa ukubhaliswa ngesikhathi esibekiwe bese siyavalwa.

Ukuthola Ukufaneleka: Ngenxa yokuthi uxhaso lwalolu hlelo lulinganiselwe, ngenxa yobulungisa, le phrojekthi izohlolwa kusengaphambili bese isabalalisa amakhuphoni kumakhasimende afanelekayo ngokungahleliwe, okufana nelotho, ngokusekelwe endaweni yawo.Ngisho noma amakhasimende athola ngempumelelo amakhuphoni alolu hlelo, azoba nesikhathi esishiwo sokuthenga ikhaya elisha, ngakho akudingeki akhathazeke uma engakayitholi indawo efanelekayo.

Kuhle ukusho ukuthi uma amakhasimende engakwazi ukulinda ukuthi uhlelo losizo lwe-“Dream for All” luqale kabusha, angaphinde acabangele uhlelo lwe-MyHome Assistance lwe-CalHFA.Lolu hlelo futhi luwumxhaso kulabo abathenga izindlu okokuqala ngqa, futhi amakhasimende angagcina lonke inani elinconywayo lesakhiwo ngaphandle kokwabelana ngaso.Uma unentshisekelo kulolu hlelo, sicela ungangabazi ukusithinta!

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.