Isiphetho sonyaka se-Federal Reserve - izinkomba ezinhlanu ezibalulekile!
12/26/2022
Ngesonto eledlule, amehlo ezimakethe zomhlaba aphinde aphendukela ku-Federal Reserve - ekupheleni komhlangano wamanani wezinsuku ezimbili, i-Fed izomemezela izinqumo zayo zenqubomgomo yezimali ngoDisemba, kanye nesifinyezo sakamuva sekota sokuqagela kwezomnotho (SEP). ) nesakhiwo samachashazi.
Ngokungamangalisi, i-Federal Reserve yehlise izinga layo lokukhuphuka ngoLwesithathu njengoba bekulindelekile, ikhuphule izinga lezimali zombuso ngamaphuzu angama-50 kuya ku-4.25% -4.5%.
Kusukela ngoMashi walo nyaka, i-Federal Reserve inyuse amanani ngenani eliphelele lamaphoyinti angu-425, futhi lokhu kunyuka kwezinga langoDisemba kuvale unyaka wokuqiniswa futhi ngokungangabazeki kwaba inguquko ebaluleke kakhulu emjikelezweni wamanje wokwenyuka kwezinga.
Futhi yiziphi izimpawu ezibalulekile i-Fed eyanikeza kulo mbukiso wokuphela konyaka wamazinga enzalo?
Azonyuswa kanjani ama-rates ngoFebhuwari ozayo?
Ngokunyuka kwezinga lehle ukuya kumaphuzu ayisisekelo angama-50 kule nyanga, sekuqubuke ukungezwani okusha: Ngabe i-Fed "izophinda ibambe amabhuleki" futhi?
Emhlanganweni wezinga lenzalo ekuqaleni kukaFebhuwari ngonyaka ozayo, iFederal Reserve izonyusa amanani ngamalini?U-Powell uphendule lo mbuzo.
Okokuqala, u-Powell wavuma ukuthi imiphumela yokukhuphuka kwezinga elibukhali langaphambilini "isaqhubeka" futhi waphinda wathi indlela efanelekile manje ukunciphisa izinga lokukhuphuka;nokho, ukunyuka kwezinga elilandelayo kuzonqunywa ngokusekelwe kudatha entsha nezimo zezimali nezomnotho ngaleso sikhathi.
Njengoba ubona, i-Fed ingene ngokusemthethweni esigabeni sesibili sokunyuka kwezinga elihamba kancane, kodwa ukunyuka kwamanani okulandelanayo kusazonqunywa ngokuqapha ngokucophelela idatha yokwehla kwamandla emali.
Ikhredithi yesithombe: Ithuluzi lokubuka le-CME FED
Uma kubhekwa ukwehla okungalindelekile kusuka ku-CPI ngoNovemba, okulindelwe yimakethe kokukhuphuka kwamaphuzu angama-25 okulandelayo manje sekukhuphuke kwafinyelela ku-75%.
Ingakanani inzalo ephezulu yomjikelezo wamanje wokwenyuka kwezinga?
Ijubane lokukhuphuka kwezinga okwamanje akuseyona indaba ebaluleke kakhulu ezingxoxweni ze-Fed;okubalulekile ukuthi izinga lenzalo yokugcina kufanele libe phezulu kangakanani.
Impendulo yalo mbuzo siyithola esakhiweni samachashazi saleli nothi.
Isiqephu sechashazi sishicilelwa emhlanganweni wesilinganiso senzalo ekupheleni kwekota ngayinye.Uma kuqhathaniswa noSepthemba, kulokhu i-Fed iphakamise lokho okulindelwe ngenani lenqubomgomo yonyaka ozayo.
Indawo enomngcele obomvu eshadini elingezansi iwuhlu olubanzi kakhulu lokulindelwe abenzi bomgomo be-Fed ngenani lenqubomgomo yonyaka ozayo.
Ikhredithi yesithombe: Federal Reserve
Kwabakhi benqubomgomo abayi-19, abayi-10 bakholelwa ukuthi amanani kufanele anyuswe abe phakathi kuka-5% no-5.25% ngonyaka ozayo.
Lokhu kusho futhi ukuthi izilinganiso zokukhuphuka kwamazinga angu-75 ziyadingeka emihlanganweni elandelayo ngaphambi kokuba ama-rates amiswe noma ehliswe.
I-Fed icabanga ukuthi ukwehla kwamandla emali kuzokhuphuka kanjani?
UMnyango Wezabasebenzi ubike ngoLwesibili olwedlule ukuthi i-CPI ikhuphuke ngo-7.1% ngoNovemba kusukela ngonyaka odlule, okuphansi okusha konyaka, okwenza izinyanga ezinhlanu zilandelana ze-CPI zonyaka zehle.
Ngokuphathelene nalokho, uPowell wathi: Kube khona "ukwehla okumukelwayo" emalini emali ezinyangeni ezimbili ezedlule, kodwa i-Fed idinga ukubona ubufakazi obengeziwe bokuthi ukwehla kwamandla emali kwehla;Nokho, i-Fed iphinde ilindele ukuthi ukwehla kwamandla emali kwehle kakhulu ngonyaka ozayo.
Umthombo wesithombe: Carson
Ngokomlando, ukuqiniswa komjikelezo we-Fed kujwayele ukuma lapho amanani enyuswa ngaphezu kwe-CPI - i-Fed manje iyasondela kulowo mgomo.
Izoshintshela nini ekuncishisweni kwezinga?
Mayelana nokuthuthela ekuncishisweni kwezinga ngo-2023, i-Fed ayizange ilucacise lolo hlelo.
U-Powell uthe, "Kulapho ukwehla kwamandla emali kwehle kakhulu kuye ku-2% lapho sizocubungula ukwehliswa kwezinga."
NgokukaPowell, into ebaluleke kakhulu kulesi siphepho samanje sokwehla kwamandla emali ukukhuphuka kwamandla emali okuyisisekelo.
Le datha ithonywa kakhulu imakethe yezemisebenzi eqinile yamanje kanye nokukhula kwamaholo okuphezulu okuqhubekayo, okuyisizathu esiyinhloko sokwenyuka kokwehla kwamandla emali ezinsizeni.
Uma imakethe yezabasebenzi iphola futhi ukukhula kwamaholo kusondela kancane kancane ekuhlosweni kokwehla kwamandla emali, khona-ke ukwehla kwamandla emali okuyisihloko kuzokwehla ngokushesha.
Ngabe sizobona ukwehla komnotho ngonyaka ozayo?
Esifingqweni sakamuva sesibikezelo sezomnotho sekota, izikhulu zeFederal Reserve ziphinde zaphakamisa lokho ezikulindele ngezinga lokuntuleka kwemisebenzi ngo-2023 - izinga lokungasebenzi elimaphakathi kulindeleke ukuthi lenyuke liye kumaphesenti angama-4.6 ngonyaka ozayo lisuka kumaphesenti angama-3.7 amanje.
Umthombo wesithombe: Federal Reserve
Ngokomlando, uma ukuntuleka kwemisebenzi kukhuphuka kanje, umnotho wase-US uwela ekuwohlokeni.
Ngaphezu kwalokho, iFederal Reserve yehlise isibikezelo sayo sokukhula komnotho ngo-2023.
Imakethe ikholelwa ukuthi lokhu kuwuphawu oluqinile lokuwohloka komnotho, ukuthi umnotho usengozini yokuwa ngonyaka ozayo, nokuthi iFederal Reserve ingaphoqeleka ukuthi yehlise inzalo ngo-2023.
Isifinyezo
Sekukonke, i-Federal Reserve iye yanciphisa ijubane lokunyuka kwezinga okokuqala, ivula ngokusemthethweni indlela yokwenyuka kwezinga elincane;kanye nokwehla kancane kancane kwedatha evela ku-CPI kuqinisa okulindelekile kokuthi ukwehla kwamandla emali kufinyelele phezulu.
Njengoba ukwehla kwamandla emali kuqhubeka nokuba buthakathaka, i-Fed cishe izoyeka ukukhulisa amanani engxenyeni yokuqala yonyaka ozayo;ingase icabangele ukwehlisa amanani ngekota yesine ngenxa yokukhathazeka okukhulayo kokuwohloka komnotho.
Ikhredithi yesithombe: Freddie Mac
Izinga lemali ebolekiwe lizinzile endaweni ephansi ezinyangeni ezintathu ezedlule, futhi kunzima ukubona ukukhuphuka okuphawulekayo futhi, futhi cishe kuzokwehla kancane kancane.
Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.
Isikhathi sokuthumela: Dec-26-2022