11/21/2023

Ukonga imali yokukhokha kancane kuyisinyathelo esibalulekile ekufezeni iphupho lakho lokuba ngumninikhaya.Kungakhathaliseki ukuthi uhlose ukuthenga ikhaya lakho lokuqala noma ubheke ukuthuthukela endaweni enkudlwana, ukuba nenkokhelo eqinile kungase kube nomthelela omkhulu kumibandela yakho yemali mboleko kanye nokuzinza kwezezimali kukonke.Kulo mhlahlandlela, sizohlola amasu asebenzayo okuthi ungonga kanjani imali yokukhokha kancane, okukunika amandla okwenza izinqumo zezimali unolwazi.

Setha Umgomo Ocacile Wokonga

Isinyathelo sokuqala ohambweni lwakho lokukhokha kancane ukusungula umgomo ocacile wokonga.Nquma inani eliqondiwe olidingayo enkokhelweni yakho ephansi, ucabangela izici ezifana nenani lendlu, izimfuneko ze-mortgage, namandla akho ezezimali.Ukuba nomgomo othile kuzokusiza ukuthi uhlale ugxilile futhi ugqugquzelekile kuyo yonke inqubo yokonga.

Dala Isabelomali

Ukwakha isabelomali esiphelele kubalulekile ukuze uqonde iholo lakho, izindleko, kanye nezindawo ezingaba khona zokonga.Landelela imikhuba yakho yokuchitha nyanga zonke, uhlukanise izindleko, futhi uhlonze izindawo lapho unganciphisa khona noma uqedele izindleko ezingabalulekile.Ukwaba ingxenye ethile yeholo lakho ekongeni njalo ngenyanga kufanele kube yinto ehamba phambili phakathi kwesabelomali sakho.

Vula i-Akhawunti Yokulondoloza Ezinikezelwe

Hlukanisa imali oyilondolozile kuma-akhawunti akho avamile ngokuvula i-akhawunti yokulondoloza ezinikele.Lokhu kunikeza umehluko ocacile phakathi kwezimali zakho ezijwayelekile kanye nesikhwama sakho sokukhokha kancane, okwenza kube lula ukulandelela ukuqhubeka kwakho.Bheka ama-akhawunti anamazinga enzalo ancintisanayo ukuze ukwandise ukonga kwakho ngokuhamba kwesikhathi.

Hlola Izinhlelo Zokusiza Ngenkokhelo Ephansi

Cwaninga izinhlelo ezingaba khona zokusiza ukukhokha kancane ezitholakala endaweni yangakini.Ezinye izinhlangano zikahulumeni nezingenzi-nzuzo zinikeza usizo kulabo abaqalayo ukuthenga izindlu, zibasize banqobe isithiyo sokuqala sezezimali sokukhokha kancane.Qonda inqubo yokufaneleka kanye nenqubo yokufaka isicelo yalezi zinhlelo.

Khulisa Iholo Lakho

Cabangela ukuhlola amathuba okukhulisa iholo lakho.Lokhu kungase kuhlanganise ukuthatha itoho, umsebenzi ozimele, noma ukuphishekela amakhono engeziwe angaholela esikhundleni esikhokha kakhulu.Ukwaba imali engenayo eyengeziwe ngokuqondile esikhwameni sakho sokukhokha kancane kusheshisa inqubo yokonga.

Nciphisa Izindleko Ezingadingekile

Linganisa indlela yakho yokuphila yamanje futhi ubone izindawo lapho unganciphisa khona izindleko ezingadingekile.Lokhu kungase kuhlanganise ukudla okungavamile, ukukhansela okubhaliselwe okungasetshenzisiwe, noma ukuthola ezinye izindlela ezingabizi kakhulu zokusebenzisa kwakho imali evamile.Qondisa kabusha imali elondolozwe kulokhu kuncipha iye emalini yakho yokukhokha kancane.

Yenza ngokuzenzakalelayo ukonga kwakho

Misa ukudluliselwa okuzenzakalelayo kusuka ku-akhawunti yakho eyinhloko kuya ku-akhawunti yakho yokulondoloza izinkokhelo ezizinikezele.Ukwenza ukonga kwakho ngokuzenzekelayo kuqinisekisa indlela engaguquguquki nenesizotha, okunciphisa isilingo sokusebenzisa imali ngaphambi kokuba ifinyelele umgomo wakho wokulondoloza.

Cabanga nge-Windfalls

Sebenzisa izaphulelo ezingalindelekile, njengezimbuyiselo zentela, amabhonasi omsebenzi, noma izipho zemali, ukuze uthuthukise isikhwama sakho sokukhokha kancane.Esikhundleni sokwabela lezi zimali ekusetshenzisweni kokuzikhethela, ziqondise ngokuqondile ku-akhawunti yakho yokulondoloza ukuze usheshise ukuqhubeka kwakho.

Gada Isikolo Sakho Sesikweletu

Amaphuzu esikweletu aphezulu angaholela emigomeni engcono yemali mboleko kanye namazinga enzalo aphansi.Gada njalo isikolo sakho sesikweletu futhi uthathe izinyathelo zokusithuthukisa uma kunesidingo.Umphumela omuhle wesikweletu ekugcineni ungakongela imali empilweni yakho yonke yempahla oyiboshiwe.

Isiphetho

Ukonga imali yokukhokha kancane kudinga ukuzibophezela, ukuziphatha kahle, nokuhlela amasu.Ngokubeka imigomo ecacile, ukwakha ibhajethi, ukuhlola izinhlelo zokusiza, kanye nokukhetha ngamabomu indlela yokuphila, ungenza amagxathu abalulekile ekuqongeleleni izimali ezidingekayo ukuze uthenge ikhaya lakho.Khumbula ukuthi uhambo oluya ekubeni umninikhaya luwumjaho webanga elide, hhayi owokugijima, ngakho-ke hlala ugxile emigomweni yakho futhi ugubhe inqubekelaphambili oyenzayo endleleni.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.