Idatha Yemakethe Yezindlu Ibuyela Kongokoqobo - Ukuhlaziywa Kwemakethe Yezindlu Kwengxenye Yokuqala Ka-2022
08/26/2022
"Ngokusobala, ngibona ukuthi zonke izindlu ezingomakhelwane ziyehla amanani futhi zifakwe ohlwini izinsuku eziningi zingadayisi, pho kungani ngibona idatha yokuthi amanani aqhubeka nokushaya phezulu futhi izikhathi zokufakwa ohlwini zifinyeziwe?"
Kusukela engxenyeni yokuqala yonyaka, naphezu kokwehla okuqhubekayo kokuthengiselana emakethe yezindlu, kodwa intengo irekhodi eliphezulu, iqiniso lemakethe yezindlu libonakala lisesimweni sokuhlukana nedatha, abantu abaningi. uyazibuza: ekugcineni, ubani okufanele akholelwe kuye?
Ngo-Agasti 18, umbiko wakamuva wemakethe yezindlu ovela ku-National Association of Realtors ubonise ukuthi idatha ekugcineni ibuyele eqinisweni.
Namuhla sizokunikeza ukuhlaziya okusekelwe embikweni wakamuva wemakethe yezindlu yase-US kaJulayi ovela ku-NAR.
Umehluko phakathi kwenani lezindlu ezingadayiswanga namanani entengo uyanyamalala
Inani lezindlu ezithengiswayo (ngonyaka)
Umthombo ovela ku-National Association of Realtor
Intengo yokuthengisa emaphakathi yezindlu ezikhona
Umthombo ovela ku-National Association of Realtor
Kuyacaca kulokhu kuqhathaniswa kwedatha ukuthi imakethe yezindlu yase-US ibisesimweni sokuncipha kwenani kanye nezintengo ezikhuphukayo phakathi nengxenye yokuqala yonyaka.
Inqubomgomo yokwenyuka kwezinga lenzalo eyaqalwa yi-Federal Reserve ekuqaleni konyaka ibonakale ibhidliza imakethe yezindlu ngokushesha, kodwa intengo yezindlu ehambisanayo ekhona yephule amanani amasha, afinyelela phezulu njengo-$416,000 ngoJuni - inani eliphakeme kunawo wonke elikhona lasekhaya kusukela kumarekhodi. waqala ngo-1954.
Kunezizathu ezimbili zalesi simo: Okokuqala, okuyisisekelo kwesakhiwo sokuhlinzeka kanye nesidingo asikashintshi, futhi imakethe yezindlu ibisesimweni sokuhlinzekwa ngokungalingani kanye nesidingo ngenxa yokushoda kwezindlu.
Isizathu sesibili ukushoda kwesikhathi kwedatha, okungukuthi umthelela wokwenyuka kwamazinga emali ebolekwayo ngenxa yokwenyuka kwezinga lenzalo awukakaboniswa ngokugcwele kudatha.
Intengo emaphakathi yendlu ekhona yehle yaya ku-$403,800 ngoJulayi, ukwehla kokuqala kusukela engxenyeni yokuqala yonyaka, okubonisa ukuthi ukwehla kwentengo akusatholakali - i-inventory yezindlu ikhula kancane kancane, kanye nokuguguleka kokukwazi ukuthenga ikhaya ngenxa yokukhuphuka kwenzalo. amanani aqala ukubonakala kudatha.
Ukutshalwa kwezimali kwezindlu zisadingeka
Embikweni kaJulayi ngemakethe yezindlu, siphawule into ethokozisayo.
Ukushintsha konyaka nonyaka ekuthengisweni kwezindlu ezigabeni zamanani ahlukahlukene
Umthombo ovela ku-National Association of Realtor
Njengoba kungabonakala ezinguqukweni zonyaka nonyaka ekuthengisweni kwezindlu ezinhlotsheni zamanani ezehlukene, inani lezindlu ezithengiswa e-US ngaphansi kuka-$500,000 lehle kakhulu, kuyilapho ukuthengiswa kwezindlu ezingaphezu kuka-$500,000 kukhuphuke ngo-2% kuya ku-6.3% uma kuqhathaniswa okufanayo. isikhathi ngonyaka odlule.
Le datha ibonisa ngokuqondile ukuthi inani labatshalizimali bezindlu ezithengiswayo liyakhula.
Lokhu kungenxa yokuthi izintengo zezindlu ezithengiswayo seziphinde zathola inani.Uma amanani enzalo ephansi, akulungile kuwo wonke umuntu futhi wonke umuntu angafeza iphupho lobunikazi bendlu, kodwa uma inzalo iphezulu, labo abangakwazi ukukhokhela izinkokhelo eziphakeme zenyanga kanye nezinkokhelo eziphansi balahlekelwa.
Ngenxa yokuhlukaniswa, abathengi abacebile baphethe amandla emakethe, bethenga amakhaya abizayo futhi abizayo, kuyilapho amakhaya ashibhile umphakathi ongakwazi ukuwathenga ahlala emile endaweni enenzalo ephezulu.
Ngenxa yalesi sizathu, intengo emaphakathi yezindlu ezithengiswayo inyuke engxenyeni yokuqala yonyaka, naphezu kokukhuphuka kwamazinga enzalo.
Ucwaningo lwe-Realtors Confidence Index
Umthombo ovela ku-National Association of Realtor
Esinye isenzakalo: isikhathi sokufakwa ohlwini sibe sifushane nakakhulu!Njengoba wazi, unyaka odlule bekungunyaka oshisa kakhulu emakethe yezindlu, futhi isikhathi sokunikezwa kwakuyizinsuku eziyi-17 kuphela ngoJulayi, kuyilapho isibalo samanje siyizinsuku eziyi-14.
Lapho izakhiwo ezingabizi kakhulu zivela emakethe evele ingahlinzeki kangako, impi yabatshalizimali ishesha, futhi abatshalizimali asebekhulile bahileleke kakhulu ekuthengeni nasekudayiseni izakhiwo, ngakho izikhathi zokunikezwayo ziyafinyela.
Intshiseko yabatshalizimali bakwamanye amazwe iyawuqeda lo mkhuba
Njengoba imakethe yezindlu zase-US iqala ukuphola, abathengi bakwamanye amazwe bawushaya indiva umkhuba womdlandla.
Lo mbiko ukhombisa ukuthi inani eliphelele lezindawo zokuhlala ezithengwe abantu bakwamanye amazwe e-US lifinyelele ku- $ 59 billion kusukela ngo-Ephreli 2021 kuya kuMashi 2022, lenyuka ngamaphesenti angama-8.5 ukusuka onyakeni owedlule futhi lephula umkhuba weminyaka emithathu wokwehla.
Kubathengi bezindlu bakwamanye amazwe, imakethe isiyinhle kakhulu manje, ngemva kwakho konke, kunabathengi basekhaya abambalwa e-US kanye nokuncintisana okuncane kokuthenga ikhaya, okuyinto enhle ngempela kubathengi abangakwazi ukuyikhokhela.
Uma usuyitholile kakade indawo efanelekile yokutshala imali, ungaphuthelwa wuhlelo oluthi "Akukho Dokotela, Akukho Kwesikweletu" - inqubo yokubolekwa imali ayikaze ibe lula futhi ayinazo izintambo ezinamathiselwe, okukusiza ukuthi ufeze iphupho lakho lokutshala imali ngokushesha!
Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.
Isikhathi sokuthumela: Aug-27-2022