11/15/2023

Ekuhloleni kwethu kwangaphambili okunesihloko esithi “I-QM Community Loan- Thuthukisa Imiphakathi Engasebenzeli Kangakanani,” sahlolisisa izici eziyisisekelo Zohlelo Lwemalimboleko Yomphakathi ye-QM, sikhuluma ngencazelo yalo, izinzuzo ezibalulekile, kanye nezizathu zokuthi kungani luyisinqumo esiphoqelelayo sababolekayo.Ukwakhela kuleso sisekelo, ingxoxo yanamuhla ingena ekuboneni amakhandidethi afaneleka kakhulu nezinhlobo zezakhiwo zalolu hlelo.Umgomo wethu uwukukhomba abasebenzisi abafanelekile balo mkhiqizo oyingqayizivele, ngaleyo ndlela sikhulise izinzuzo zawo ukuze uhlangabezane nezidingo ezithile.

Njengoba siqhubeka nokuhlaziya kwethu okujulile, sizophinda siqhathanise phakathi kweI-QM Community LoanUhlelo nezinye izinketho zemalimboleko emakethe, njengezinhlelo ze-Home Possible kanye ne-Home Ready, kanye nemikhiqizo ye-Down Payment Assistance (DPA) eya ngokuya iduma.Le ndlela yokuqhathanisa ihlose ukunikeza ababoleki umbono ocacile, ubasize benze isinqumo esinolwazi ngokuthi yiluphi uhlelo lwemalimboleko oluqondana kangcono nezimo zabo ngabanye.Hlanganyela nathi njengoba sethula izici ezihlukahlukene zoHlelo Lokubolekwa Komphakathi kwe-QM futhi silubeke endaweni ebanzi yezinketho zokuthola imali ekhaya.

Abazongenela ukhetho lweI-QM Community LoanUhlelo
Lolu hlelo luklanyelwe ngokukhethekile abantu ababhekene nezinselele ngezikolo zezikweletu kanye nezinkokhelo eziphansi.Uma uhlose ukuthenga i-condo enamathiselwe ethengekayo futhi ucabangela imali ebolekiwe enebhalansi ephezulu, ungase ubhekane nezinguquko eziningi eziholela kumanani angesihle.Kodwa-ke, i-QM Community Loan Programme, ikakhulukazi ngenketho ye-LP, ingayeka zonke lezi zinguquko.Lesi sici sishintsha umdlalo kwabaningi, okwenza iphupho lokuba nekhaya lifinyeleleke kakhulu.

Izinzuzo Ngaphezu Kwezinhlelo Ezingenzeka Ekhaya Nezilungele Ekhaya
Ngenkathi ezinye izinhlelo ezifana ne-Home Possible ne-Home Ready nazo zinikeza ukuyekelwa kokulungisa, iI-QM Community LoanUhlelo luhlukile.Ayinayo Imikhawulo Yemali Engenayo futhi ilandela izimfuneko zokubolekwa kwe-ejensi, ezithambile kakhulu uma iqhathaniswa nemibandela ethile yezinye izinhlelo.Lokhu kuvumelana nezimo kuyenza ibe inketho enhle kakhulu ehambisanayo yohlu olubanzi lwababoleki.

Ukuqhathaniswa Nemikhiqizo Yosizo Lwenkokhelo Ephansi
Imikhiqizo ye-Down Payment Assistance(DPA) ibilokhu ithola udumo ngosizo lwayo lwezezimali kubaboleki abafanelekile.Kodwa-ke, bavame ukuza nenqwaba yezidingo, okuhlanganisa imibhalo eqinile, imikhawulo yemali engenayo, namakilasi emfundo yomninikhaya ayimpoqo.Ngokuphambene kakhulu, Uhlelo Lwemalimboleko Yomphakathi ye-QM lulula inqubo ngamaphepha amancane, Azikho izidingo Zemfundo Yomnikazi Wekhaya, Futhi Akukho Imikhawulo Yomholo.Lolu hlelo alusebenzi kuphela ekuthengeni kodwa futhi nasekuxhaseni ngezimali kabusha, lubhekelela uhla olubanzi lwezidingo zomboleki.

Ngale Kwezisekelo: Ukuvula Amandla Aphelele Wohlelo Lwemalimboleko Yomphakathi ye-QM
Ukuhlukahluka kwe-I-QM Community LoanUhlelo lukukwazi kwalo ukuhlalisa amaphrofayili ahlukahlukene aboleki kanye nezinhlobo zezakhiwo.Kungakhathaliseki ukuthi ungumthengi Wokuqala Wasekhaya(FTHB) noma cha, lolu hlelo lunokuguquguquka nokuhlanganisa ukuze luvumelane nezidingo zakho.Ngokuhoxisa ukulungiswa kwe-LLPA, inikeza amanani ancintisanayo angehlisa kakhulu izinkokhelo zanyanga zonke, okwenza ubunikazi bezindlu buthengeke kakhulu futhi buzinze ngokuhamba kwesikhathi.

Indlela Eyenziwe Ngokwakho Nge-AAA Lendings
Ku-AAA Lendings, siyaqonda ukuthi uhambo lomboleki ngamunye luhlukile.Sizinikezele ekuhlinzekeni indlela yomuntu siqu, ebanzi yenqubo yokufaka isicelo semalimboleko.Ithimba lethu lochwepheshe likuhlomele ukukuqondisa kuzo zonke izinyathelo, liqinisekisa ukuthi wenza izinqumo ezinolwazi ezivumelana kangcono nezimo zakho zezezimali nezomuntu siqu.

Thatha Isinyathelo sokuqala Esibhekise Ekhaya Lamaphupho Akho
Sikumema ukuthi uthinte i-AAA Lendings ukuze uhlole ukuthi kanjaniI-QM Community LoanUhlelo lungafanelana nezifiso zakho zobuninikhaya.Ngokuzibophezela kwethu ekunikezeni ababoleki amandla kanye nekhono lethu lokuzulazula enkingeni yokuxhaswa ngezimali kwekhaya, singabalingani bakho abafanelekile kulolu hambo olujabulisayo.Xhumana nathi namuhla, futhi ake singene endleleni yokwenza ikhaya lamaphupho akho libe ngokoqobo.

Esicini sethu esilandelayo, sizokhanyisa iI-QM Community LoanHlela ngochungechunge lwezimo ezihehayo.Le ngxenye ezayo ochungechungeni lwethu ihlose ukubonisa ngokusobala izinzuzo zomhlaba wangempela zohlelo, eziklanyelwe izimo ezihlukahlukene zomboleki.

Ngokubona ukuthi izibonelo ezingokoqobo zithinta ngokujulile, simiselwe ukwethula iqoqo lezimo eziklanywe ngokucophelela.Lokhu kuzofana nezifiso nezithiyo ezahlukahlukene abahlangabezana nazo abafuna ukuba ngabanikazi bezindlu.Sibheke phambili ngokulangazela ukukuthatha kulawa macala anemifanekiso, sikusize ekuboneni ngeso lengqondo ukuthi kanjaniI-QM Community LoanUhlelo lungaba ukhiye wokuvula amaphupho akho obunikazi bekhaya.Hlanganyela nathi kulokhu kuhlola okukhanyisayo futhi uzibonele mathupha umthelela lolu hlelo olungaba nawo ohambweni lwakho lokuthenga ikhaya!

Ividiyo:Imalimboleko Yomphakathi ye-QM - Thola ukuthi Kungani Kuyisinqumo Sakho Esingcono Kakhulu

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.