11/15/2023

Luyini Uhlelo Lwemalimboleko Yomphakathi ye-QM?Kwa-AAA Lendings, sijabule kakhulu ukwembula umkhankaso wenguquko emkhakheni wokuthuthukiswa komphakathi kanye nokufukulwa kwezimali:I-QM Community LoanUhlelo.Lolu hlelo lungaphezu nje kokunikela ngezimali;iyinsika eyisisekelo emzamweni wethu wokuqhubekisela phambili ukulingana ngokobuhlanga kanye nokugqugquzela ukubandakanywa komnotho.Ngenhloso yokuvala ukuhlukana kwengcebo yezinhlanga, iI-QM Community Loaniklanywe ngokucophelela ukuze iqondise ababoleki emapheshaneni aqokiwe okubala abantu, ngaleyo ndlela inikeze amandla imiphakathi eyayinganakekelwa kahle ngokomlando ngethemba lobunikazi bezindlu.

Izinzuzo Ezibalulekile Zohlelo Lwemalimboleko Yomphakathi ye-QM:

II-QM Community Loanizihlukanisa ngezinzuzo zayo eziyingqayizivele:

• Ukufaneleka kwendawo:I-QM Community Loan igqama ngokufaneleka kwayo kwendawo, futhi Ayikho Imikhawulo Yemali Engenayo, iqinisekisa ukuthi umnotho ohlukahlukene ungazuza.Sinokuhlola ukufaneleka okulula kwalolu hlelo.Inqubo yokufaka isicelo yenziwe lula ukuze kuqinisekiswe ukuzizwisa okungahluphi.Abanikazi bezindlu abanentshisekelo bangavele bahlole ukufaneleka ngokusekelwe kusihloko sekheli lendawo.Kuqondile lokho.Futhi, lo mnikelo ngowezindawo zokuhlala eziyinhloko kuphela, oqinisekisa ukuthi abanikazi bezindlu bangempela bayazuza kulolu hlelo.Kungakhathaliseki ukuthi okokuthenga noma ukuxhasa ngezimali kabusha (okuhlanganisa nezinketho zokukhipha imali), uhlelo lwe-QM Loan Loan lutholakala kuwo wonke umuntu—hhayi nje Abathengi Bekhaya Abaqala ngqa.
• Ukufaneleka kwendawo:Senze uhlelo ngendlela efanele ukuze silwenze lufinyeleleke ngangokunokwenzeka: nge-FICO Ephansi engu-620 ye-ejensi yethu ehambisana nenani eligxilile lemikhiqizo evumelana nebhalansi ephezulu, uhlelo luvula iminyango kubantu okungenzeka babhekane nezinselele zezimali esikhathini esidlule.
• Ukukhuthaza:Sinikeza u-2% onekhephu engu-$4,500 Yekhredithi Yesikhuthazo/Yomboleki, enciphisa kakhulu izindleko zezakhiwo ezifanelekayo.Lesi sikweletu esikhulu siyatholakala ezimpahleni ezifanelekile, sinikeza abangaba abanikazi bezindlu amandla amakhulu ekuvikeleni ikhaya lamaphupho abo.Ngaphezu kwalokho, ukulungiswa okujwayelekile Kwezinga Lentengo Yemalimboleko (LLPA) kuyekwa, okuthuthukisa ukufinyeleleka kuzo zonke izinhlobo zezakhiwo ezahlukahlukene kanye nezimo zomboleki.
• Ayikho Imikhawulo Yemali Engenayo noma Imfundo Yomnikazi Womuzi:I-QM Community Loan iqonda izizinda zezomnotho ezihlukahlukene zabanikazi bezindlu abangaba.Ngakho-ke, Ayikho Imikhawulo Yemali Engenayo, okwenza imalimboleko ifinyeleleke kuhlu olubanzi lwabantu ngabanye.Ukwengeza, kukhona futhi Ayikho Imfundo yomnikazi womuzi edingekayo, asiyigunyazi, futhi senze inqubo yokuthola imali mboleko ibe lula.

Kungani Ukhethe Uhlelo Lwemalimboleko Yomphakathi ye-QM?
Okujabulisayo kweI-QM Community Loanukutholakala kwayo kabanzi.Ukufinyelelwa kwe-QM Community Loan kubanzi, kuhlanganisa inqwaba yezindawo kulo lonke elase-United States.Noma ngabe use-California libalele, imigwaqo ephilayo yaseNew York, indawo ezolile yase-Colorado, noma amadolobha aphithizelayo ase-Texas, lolu hlelo lukusizile.Ukunemba, itholakala e-AZ, CA, CO, DC, FL, GA, HI, IL, IN, MD, MI, MN, NE, NM, NC, NV, OH, OK, NOMA, PA, SC, TN , TX, VA, WA, kanye ne-WV.

Ukukhetha i-I-QM Community Loanuhlelo lusho ukungena kwakho esangweni lethuba elifanelekile.Inqubo yethu yokubhala ngaphansi kwezimo izama ukuthi 'yebo' lapho abanye bengase bangabaze.Ngesikhathi sokuvala esimangalisayo samaviki amathathu, sizibophezele ekukuqhubeleni phambili kusukela ekuqaleni kwesicelo sakho ukuya emgubhweni wobunikazi bezindlu ngesivinini esimangalisayo.Ithimba lethu elizinikele linikeza insizakalo engaphazamiseki, egcwele spectrum esukela ekuthumeleni nasekubuyekezweni kokubhala phansi kuze kufike esigabeni sokugcina soxhaso.

LokhuI-QM Community LoanUhlelo limi njengendawo yokukhanya yalabo abazulazula emanzini akhohlisayo ezinhlelo zokubolekwa kwendabuko.Seqa amazinga ancintisanayo, futhi sitshale imali ekukhuliseni imiphakathi ukuze ikhule, ukuzinza, kanye nempumelelo.Lolu hlelo ludiliza imigoqo evamile futhi lunwebe iphupho lokuba ngumninikhaya kubantu abaningi kulo lonke elase-US.

Uma umbono wekhaya ukubiza elakho uke waba semicabangweni yakho, theI-QM Community LoanUhlelo kungaba ukhiye ekufezeni lelo phupho.Sikumema ukuthi ube yingxenye yalolu shintsho lwemalimboleko—wamukele amandla obunikazi bezindlu namuhla!

Ividiyo:Uhlelo Lokubolekwa Komphakathi lwe-QM – Thuthukisa Imiphakathi Engakhokhelwa Ngalutho

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.