11/28/2023

Esimeni esiguquguqukayo sezezimali zomuntu siqu, abantu abanamaphuzu esikweletu angaphansi kokufanele bavame ukuzithola befuna izinketho ezisebenzayo zokubolekwa imali.Lo mhlahlandlela unikezelwe kulabo abazulazula emkhakheni wemali mboleko engalungile, enikeza imininingwane ngamanuances ale mikhiqizo yezezimali, ukubaluleka kokuqhathanisa, nokucatshangelwa kokwenza izinqumo ezinolwazi.

Ukuqonda Ukubolekwa Kwezikweletu Okubi

1. Incazelo Yezikweletu Ezibi:

• Izimali mboleko ezimbi ziyimikhiqizo yezezimali eklanyelwe ngokuqondile abantu abanamaphuzu aphansi esikweletu noma umlando wezinselele zezikweletu.
• Lezi zimali mboleko zibhekelela ababoleki abangase babhekane nobunzima bokufanelekela ukubolekwa ngokwesiko ngenxa yomlando wabo wesikweletu.

2. Izinhlobo Zezikweletu Ezingalungile:

• Izimalimboleko Zomuntu Siqu: Izimalimboleko ezingavikelekile ezingasetshenziselwa izinjongo ezahlukahlukene, ngokuvamile ngamanani enzalo angashintshi.
• Izimalimboleko zosuku lokukhokha: Izimalimboleko zesikhathi esifushane ezinamanani enzalo ephezulu, ngokuvamile ezikhokhwa ngosuku lokukhokha olulandelayo lomboleki.
• Izimalimboleko Ezivikelekile: Imalimboleko esekelwa yisibambiso, ihlinzeka ababolekisi ngesivikelo esengeziwe.

Ukubaluleka Kokuqhathanisa Izikweletu Ezingalungile

1. Amanani enzalo:

• Izinga lenzalo emalini ebolekiwe engalungile lingahluka kakhulu.Ukuqhathanisa amanani kusiza ukukhomba izinketho ezithengekayo kakhulu futhi kunciphise izindleko zizonke zokuboleka.

2. Imigomo Yokukhokha:

• Ababolekisi abahlukene bangase banikeze imibandela yokukhokha ehlukahlukene.Kubalulekile ukuhlola ubude besikhathi semali mboleko bese ukhetha isikhathi esihambisana namandla akho ezezimali.

3. Izimali Nezinkokhiso:

• Ngale kwezilinganiso zenzalo, hlola izinkokhelo ezengeziwe nezinkokhiso ezihlobene nemalimboleko.Lokhu kuhlanganisa izimali ezikhokhwayo, izimali zokukhokha sekwephuzile, kanye nezinhlawulo zokukhokha kusengaphambili.

4. Ukwethembeka kombolekisi:

• Hlola ukwethembeka kwababolekisi abanikeza izikweletu ezingezinhle.Bheka izibuyekezo, ubufakazi, futhi uqinisekise ukunamathela kwazo ezinkambisweni zokuziphatha zokuboleka.

5. Amanani emalimboleko:

• Ababolekisi abahlukene bangase babe nemikhawulo ehlukahlukene emalini ebolekiwe abawanikezayo.Qhathanisa le mikhawulo ukuze uqinisekise ukuthi imalimboleko oyicabangayo ihlangabezana nezidingo zakho zezezimali.

6. Amathuluzi aku-inthanethi Nezinsiza:

• Sebenzisa amathuluzi okuqhathanisa aku-inthanethi nezinsiza ezihlanganisa ulwazi oluvela kubabolekisi abaningi.Lawa mathuluzi angakwazi ukwenza lula inqubo yokuqhathanisa futhi anikeze imininingwane ephelele.

Okucatshangelwayo Ngaphambi Kokukhetha Imali Ebolekiwe Yesikweletu Ebi

1. Ukufinyeleleka:

• Hlola isimo sakho sezezimali ukuze uthole ukufinyeleleka kwemali mboleko.Cabangela ibhajethi yakho yanyanga zonke futhi uqinisekise ukuthi izinkokhelo zemalimboleko ziyalawuleka.

2. Umthelela Kumphumela Wesikweletu:

• Qonda umthelela ongaba khona wemalimboleko kumphumela wakho wesikweletu.Ezinye izimali mboleko ezimbi zingase zinikeze amathuba okuthuthukisa izikweletu uma ziphathwa ngendlela efanele.

3. Kuvikelwe uma kuqhathaniswa nokungavikelekile:

• Linganisa okuhle nokubi kwezikweletu ezivikelekile nezingavikelekile zezikweletu.Izimali mboleko ezivikelwe zingase zinikeze amanani enzalo aphansi kodwa zibandakanye ingcuphe yokubuyisela isibambiso.

4. Ukuthobela Umthetho:

• Qinisekisa ukuthi ababolekisi bathobela izindinganiso zokulawula.Qinisekisa ukuthi banelayisense futhi bagunyaziwe ukuhlinzeka ngezinsizakalo zezezimali.

5. Phuma Amasu:

• Cabangela ukuguquguquka kwemali mboleko mayelana nokukhokha ngaphambi kwesikhathi.Ezinye izikweletu zingase zibe nezinhlawulo zokukhokha kusengaphambili, kuyilapho ezinye zinikeza inkululeko yokukhokha isikweletu ngaphambi kwesikhathi esimisiwe.

Ukwenza Izinqumo Ezinolwazi

Ekuphishekeleni izikweletu ezingezinhle, ukwenza izinqumo ezinolwazi kubalulekile.Ngokuqhathanisa ngenkuthalo izici ezihlukahlukene zale mikhiqizo yezezimali, ababoleki bangakwazi ukuhlonza izinketho ezifanele kakhulu ezimweni zabo ezihlukile.Kusukela kuzilinganiso zenzalo nemibandela yokukhokha kuya ekukholweni komboleki kanye nokuhambisana nomthetho, isici ngasinye sidlala indima ebalulekile ekunqumeni ukusebenza kukonke kwesikweletu.Yamukela ithuba lokuthuthukisa isimo sakho sezezimali ngenkathi uzulazula endaweni ehlukahlukene yezikweletu ezingezinhle ngokuzethemba nangokucacile.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.