11/11/2023

Esimeni esiguqukayo njalo soxhaso lwezindlu, ababolekayo abanolwazi bafuna ababolekisi abahlinzeka ngezaphulelo zesilinganiso somthengisi njengendlela yamasu yokuvikela imigomo evumayo.Lo mhlahlandlela udingida ingqikithi yezaphulelo zesilinganiso somthengisi, ugqamisa ukubaluleka kwazo, izinzuzo zababolekayo, kanye nokucatshangelwa okubalulekile kwalabo abahlola izinketho ze-mortgage.

Ukuqopha Izaphulelo Zesilinganiso Somthengisi

Embula Umqondo

Izaphulelo zesilinganiso somthengisi zisho isilinganiso senzalo esincishisiwe esigqugquzelwa ababolekisi ngokusebenzisa ama-mortgage broker.Lokhu kwehliswa kwezilinganiso kusebenza njengento eyinhloko kubaboleki abahlose ukuvikela imali ebolekiwe engabizi kakhulu.

Iqhaza Elibalulekile Lama-Mortgage Brokers

Ama-mortgage broker asebenza njengabalamuli, axhuma ababolekayo nababolekisi abazimisele ukunikeza imigomo enenzuzo, okuhlanganisa izaphulelo zesilinganiso somthengisi.Ngokusebenzisa ubuchwepheshe bemboni yabo namanethiwekhi, abathengisi baxoxisana egameni lababolekayo ukuze bavikele lezi zaphulelo.

Izinzuzo Zababoleki Savvy

1. Ukonga Izindleko Zesikhathi Eside

Ukuheha okuyinhloko kwezaphulelo zesilinganiso somthengiseli kusethubeni lokonga izindleko ezinkulu phakathi nempilo ende yemalimboleko.Ngisho nokwehliswa okuncane kwezilinganiso zenzalo kungahumushela ezinzuzweni ezinkulu zezezimali, okuthuthukisa ukufinyeleleka kukonke kobunikazi bekhaya.

2. Ukufinyelela Okunikezwayo Okukhethekile

Ababolekisi abahlinzeka ngezaphulelo zesilinganiso somthengisi ngokuvamile banweba amadili akhethekile angase angatholakali kalula emphakathini.Lokhu kukhethekile kunikeza ababoleki ukufinyelela kumazinga ancintisanayo okungenzeka kube inselele ukuxoxisana ngokuqondile nababolekisi.

3. Ukuthenga Ukuqhathanisa Okwenziwa Lula

Ukusebenzisana nama-mortgage broker kuqondisa inqubo yokuthenga yokuqhathanisa.Abadayisi bethula ababoleki ngezinhlobonhlobo zemititilizo, okuhlanganisa izaphulelo zesilinganiso somthengisi, okubavumela ukuthi benze izinqumo ezinolwazi olususelwe ekuqondeni okuphelele kwezinketho ezitholakalayo.

4. Amakhono Okuxoxisana Ochwepheshe

Ama-mortgage broker aletha amakhono abalulekile okuxoxisana etafuleni.Ukuqonda kwabo imakethe yezindlu ezibolekwayo kanye nobudlelwano nababolekisi kubanikeza amandla okuvikela imibandela evumayo, okuhlanganisa amanani ancishisiwe, ababoleki abangase bakuthole kuyinselele ukuxoxisana ngokuzimela.

Ukucatshangelwa Okubalulekile Kwababoleki

1. Ukulinganisa Izimali Zomthengisi kanye Nokulondoloza

Nakuba izaphulelo zesilinganiso somthengisi zinikeza ukonga okungaba khona, ababoleki kufanele balinganise ngokucophelela noma yiziphi izinkokhelo zomthengisi ezihlobene.Kubalulekile ukuhlola ukuthi ingabe ukonga okutholwe ngenani elehlisiwe kuyayidlula yini imali ekhokhiswa umdayisi.

2. Umthelela Wokufaneleka Kwesikweletu

Ababoleki kufanele baqaphele ukuthi ukufaneleka kwezaphulelo zesilinganiso somthengisi kungase kuthonywe ukufaneleka kwekhredithi.Ukugcina amaphuzu esikweletu anempilo kuthuthukisa amathuba okuthola amanani avumayo kakhulu.

3. Ukukhetha Abathengi Abahlonishwayo

Ukukhetha ama-mortgage brokers ahloniphekile futhi anolwazi kubalulekile.Isithunzi kanye nerekhodi lomdayisi kunikeza imininingwane ngekhono labo lokuvikela imigomo enenzuzo kumakhasimende.

Ekuphetheni

Ababolekisi abanikeza izaphulelo zesilinganiso somthengisi banikeza ababoleki indlela yokuthuthukisa imigomo yabo yemali mboleko futhi bathole ukonga izindleko zesikhathi eside.Ukuzulazula kule ndawo kudinga indlela ecatshangelwayo, ecabangela izici ezifana nezinkokhelo zomdayiseli, ukufaneleka kwekhredithi, kanye nobuchwepheshe babathengi abakhethiwe.Nakuba izaphulelo zesilinganiso somthengisi zivula iminyango ukuze ukwazi ukufinyeleleka, ababoleki kufanele balinganisele phakathi kwezindleko zangaphambili nokonga okungenzeka.Ukusebenzelana nezingcweti zezindlu ezibolekayo kuqinisekisa ukuthi ababoleki benza izinqumo ezinolwazi oluhambisana nemigomo yabo yezezimali.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.