LA usizo lokukhokha oluphansi lwama-$85,000
06/06/2023
Idolobha lase-Los Angeles njengamanje lishintsha izimfuneko zemali engenayo yoHlelo Lobunikazi Bekhaya, uhlelo losizo lokukhokha kancane oluqondise abantu abahola kancane nabahola kancane.Izimfuneko ezintsha zizoqala ukusebenza ngoJuni 15. Ake sihlole ukuze sibone ukuthi uyafaneleka yini!
Uhlelo Lobunikazi Bekhaya:
I-Los Angeles County Development Authority (LACDA) idale uhlelo lobunikazi bekhaya.Lolu hlelo lwesibonelelo lusekelwa uMnyango Wezezindlu Nokuthuthukiswa Kwezindawo Zasemadolobheni wase-US (HUD) futhi luqondiswe ngqo imindeni ehola kancane kanye nalabo abafuna ukuba ngabanikazi bezindlu okokuqala ngqa.
Ngaphansi kohlelo, inani eliphakeme lika-$85,000 noma u-20% wentengo yekhaya (noma iluphi oluncane) linganikezwa njengesibonelelo sokukhokha kancane esinenzalo engu-0% kanye nezinkokhelo zanyanga zonke ezingu-0!Kufanele ukhokhe kuphela isibonelelo uma uthengisa umuzi noma uma isakhiwo sishintsha izandla.
Uma uthengisa indlu phakathi neminyaka emi-5, kufanele futhi ukhokhe u-20% wemali ekhuphukayo enanini lendlu ku-LACDA.Uma uthengisa ngemva kweminyaka emi-5, kufanele ukhokhe kuphela inani le-subsidy.
Bathengi bezindlu abanentshisekelo, hlolani ukuze nibone ukuthi niyafaneleka yini!
Izidingo zomfakisicelo:
·Abafake izicelo kumele kube abathenga izindlu okokuqala ngqa: akukho nzalo yobunikazi ngendawo noma nini eminyakeni emithathu edlule.
·Abathengi bezindlu kumele bahlale ekhaya njengendawo yabo yokuhlala eyinhloko.
·Abafakizicelo kumele batshale okungenani u-1% wenkokhelo ephansi, okungafaki izindleko zokuvala zezimali zabo, nenkokhelo ephansi engu-$150,000, futhi izimali zezipho azikwazi ukusetshenziswa.
·Bonke abafake izicelo kufanele baqedele isemina yemfundo yomthengi wekhaya yamahora ayisishiyagalombili evela esikhungweni sokwelulekwa soMnyango Wezezindlu Nokuthuthukiswa Kwamadolobha wase-US (HUD).Ungabheka i-ejensi kokuthi:https://hudgov-answers.force.com/housingcounseling/s/?language=en_US
·Impahla ayikwazi ukuhlalwa abaqashi, ngaphandle uma i-Tenant-Purchaser
Eminye Imikhawulo:
·Iholo eliphelele lomndeni akumele lidlule u-80% we-Los Angeles Median Income (AMI).
Isibonelo, uma umndeni uqukethe umbhangqwana oshadile, imali engenayo ayikwazi ukudlula u-$80,750, kucatshangelwa imali engenayo yawo wonke amalungu omndeni aneminyaka engu-18 nangaphezulu.
Uma kuqhathaniswa nomkhawulo wangaphambilini wemali engenayo engu-$66,750 kumuntu oyedwa, izidingo zeholo, eziqala ukusebenza ngomhlaka-15 Juni, zikhululeke kakhulu.
·Amadolobha alandelayo e-Los Angeles County afanelekile ukufaka isicelo.
·Izinhlobo zezindlu ezingathengwa: Umndeni Owodwa, I-PUD, Ama-Condominiums.
·Inani eliphakeme lokuthenga elivunyelwe ezindlini ezikhona noma ezintsha ngu-$700,000.
·I-Refinance iyamukelwa.
·Izakhamizi zase-US kanye nabanikazi bamakhadi aluhlaza bangafaka isicelo.
Usifaka kanjani isicelo?
Isinyathelo 1: Qinisekisa ukuthi imali engenayo yendlu yakho iyawufinyelela yini umkhawulo.
Isinyathelo sesi-2: Thola ikhaya endaweni efanelekile.
Isinyathelo sesi-3: Xhumana nombolekisi obambe iqhaza ukuze uthole incwadi yokugunyaza kusengaphambili.
Isinyathelo sesi-4: Qedela isifundo se-inthanethi samahora angu-8.
Khumbula, abathengi kufanele bafake izicelo esikhungweni sokuboleka esigunyazwe uhulumeni uma befuna ukufaneleka.
Izindaba ezinhle ukuthi i-AAA LENDINGS isiphenduke umbolekisi obambisanayo walolu hlelo!
Khumbula, amaphrojekthi axhaswe nguhulumeni asezingeni lokuthi ofike kuqala futhi ayayeka uma izimali ziphela!
Ngakho uma ufaneleka, ungaphuthelwa yileli thuba.Shesha usithinte ukuze uthole imvume yangaphambili!
Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.
Isikhathi sokuthumela: Jun-07-2023