11/27/2023

Ukuvula Iminyango Yekhaya Lakho Lamaphupho

Kwabaningi, iphupho lokuba nekhaya e-Los Angeles County libonakala liyinto engokoqobo ekude, ikakhulukazi kubathengi bokuqala ababhekene nezithiyo zezezimali.Faka Uhlelo Lobunikazi Bekhaya (HOP) Imalimboleko - hhayi nje isixazululo sezezimali, kodwa ithuba lokuguqula labo abafisa ukuba ngabanikazi bezindlu.Lolu hlelo oluyingqayizivele lwenzelwe ukuguqula ithemba elisabekayo lokuthenga ikhaya libe yiphupho elingafezeka.

I-HOP Loan Advantage

IHOPImali mboleko ayisona isikweletu sakho esivamile, inikeza inkokhelo ephansi kanye/noma usizo lokuvala.Iwuhlelo lwesibili lwe-mortgage oluklanyelwe ukuhlinzeka ukwesekwa okubalulekile kubathengi bezindlu, ukunciphisa ubunzima bezezimali bokuqala obuza nokuthenga ikhaya.Cabanga nje uthola kufika ku-$85,000 noma u-20% yenani lokuthenga lomuzi wakho (noma yikuphi okuphansi).Lokhu akulona nje usizo;kuyisinyathelo esikhulu sokunciphisa imithwalo yemali yokuthenga ikhaya.

Isici esiphawuleka kakhulu?Imali mboleko inenani lenzalo elingu-0% futhi inikeza inkokhelo ehlehlisiwe.Udinga kuphela ukuyikhokha lapho uthengisa indlu, udlulisela itayitela layo, noma uma indawo ingaseyona indawo yakho yokuhlala eyinhloko.Le ndlela yenza i-HOPBoleka inketho ekhanga ngendlela emangalisayo kulabo abadinga usizo lwezezimali ngaphandle komthwalo osheshayo wokukhokha.

Ukufaneleka: Ingabe Imalimboleko Ye-HOP Ikulungele?

IHOPImalimboleko ihloselwe ukusiza abantu abathile ukuthi baqinisekise ukuthi usizo lufinyelela kulabo abaludinga ngempela.Ukuze bafaneleke, abafakizicelo kumele bahlangabezane nalezi zindlela ezilandelayo:

1)I-First Time Homebuyers(FTHB): Iqondiswe ngokukhethekile kulabo abangenazo izindlu eminyakeni emithathu edlule, i-HOP Loan iyisibane sethemba nesiqalo esisha ohambweni lwabanikazi bezindlu.

2) Isidingo Sokuhlala Uthishanhloko: Ukuze uzuze Emalinimboleko ye-HOP, kufanele uhlale ekhaya elithengiwe njengendawo yakho yokuhlala eyinhloko.Lokhu kuqinisekisa ukuthi uhlelo lusekela abanikazi bezindlu bangempela, hhayi abatshalizimali.

3)Ukufaneleka Okususelwe Emalini: Uhlelo lwe-HOP luqondise abantu ngabanye abanemali engenayo engeqi umkhawulo omkhulu obekwe yimali engenayo yesifunda engu-80%.Le ndlela ecatshangelwayo iqinisekisa ukuthi labo abanenselelo yezomnotho bathola ukwesekwa okudingekayo.

*Imali engenayo ingeqi inani eliphakeme ngosayizi womndeni ngamunye.Kuqala ukusebenza ngomhla ka-15 Juni 2023

Inani Labantu Emndenini	Umkhawulo Wemali Engenayo
1	$70,650
2	$80,750
3	$90,850
4	$100,900
5	$100,900
6	$117,050
7	$125,150
8	$133,200

 

I-AAA LENDINGS: Ubambiswano Lwempumelelo Yakho

I-AAA LENDINGS ngumbolekisi obambe iqhaza weHOPuhlelo.Ukukhetha i-HOP Loan ngokusebenzisa ababolekisi ababambe iqhaza njengathi kusho okungaphezu nje kokufinyelela izimali.Ubambiswano nochwepheshe abanolwazi abazinikele ekukuqondiseni kuzo zonke izinyathelo zohambo lwakho lokuthenga ikhaya.Umgomo wethu uwukwenza ukushintshela kwakho ekubeni umninikhaya kube ngaphandle komthungo futhi kungabi nengcindezi ngangokunokwenzeka.

Ngaphandle Kosizo Lwezezimali
IHOPImalimboleko iwukuzibophezela ekwakhiweni komphakathi kanye nokweseka izifiso zabathenga izindlu okokuqala ngqa (FTHB).Iwuhlelo oludlulela ngale kokunikeza isikweletu sendlu;imayelana nokukhulisa amaphupho kanye nokunikeza isisekelo esiqinile ukuze imindeni ikhule futhi ichume.

Indlela Eya Ekhaya Lamaphupho Akho
Izindawo zokuhlala e- LA CountyHOPImalimboleko iwucingo oluya kubo bonke abathenga izindlu okokuqala ngqa (FTHB) abaphupha ngokuba nomuzi kodwa babanjwe yizinkinga zezimali.Kuyithuba lokwenza ubunikazi bekhaya bube yinto engokoqobo, ithuba lokwakha ikusasa ekhaya lakho.Ngemalimboleko ye-HOP, umnyango wekhaya lakho lamaphupho awukhiyiwe nje;ivuleke kakhulu.

Usulungele Ukuhamba?
Uhambo lwakho lokuba nekhaya e-LA County luqala lapha.Yamukela leli thuba elihle nge-HOPBoleka futhi usivumele sikusize ungene esahlukweni esisha sempilo yakho.Ikhaya lamaphupho akho lilindile, futhi silapha ukuze sikusize ngazo zonke izinyathelo zakho.Siyakwamukela ekuqaleni kwakho okusha.Wamukelekile ekhaya!

Ividiyo:I-LA County's HOP Loan-Ithikithi Legolide Lokuthola Ubunikazi Bekhaya

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.