Amagama angukhiye: DTI;Isilinganiso
Isilinganiso sesikweletu semali engenayo (i-DTI) isilinganiso sezimali somuntu siqu esiqhathanisa inkokhelo yenyanga yomuntu yesikweletu nesamba semali engenayo yanyanga zonke.Isamba sakho semali engenayo siwumholo wakho ngaphambi kokuthi kukhishwe izintela nokunye okubanjwayo.Isilinganiso sesikweletu nemali engenayo siyiphesenti lesamba semali engenayo yanyanga zonke eya ekukhokheleni izinkokhelo zakho zenyanga zonke zezikweletu.
DTI=Isamba Sezinkokhelo Zezikweletu Zanyanga Zonke/Isamba Semali Engenayo Yanyanga Zonke
Uma ufuna ukufaka isicelo semali mboleko yezindlu, i-DTI yakho kufanele ibe ngaphansi kwama-50% noma ngaphansi.Nasi isibonelo esibonisa indlela yokubala i-DTI yakho:
Izindleko zenyanga kanye neholo likaJohn zimi kanje futhi singabala i-DTI -40%.
| Izikweletu nemali engenayo | Inani | Isamba | I-DTI |
| I-Mortgage | $1500 | $2720 | 2720/6800=40% |
| Intela Yezakhiwo | $480 | ||
| Umshwalense womnikazi womuzi | $80 | ||
| Ukuqashisa imoto | $340 | ||
| Ikhadi lesikweletu | $320 | ||
| Iholo Eliphelele | $6800 | $6800 |
Isikhathi sokuthumela: Jan-20-2022