11/15/2023

Emkhakheni oguqukayo njalo wokubolekwa kwezindlu, abadayisi bafuna ababolekisi abanganikeli nje amanani ancintisanayo kuphela kodwa futhi nezinkokhelo eziphansi, okuthuthukisa isimo sezezimali sisonke sababolekayo.Lo mhlahlandlela obanzi uhlola ukubaluleka kwababolekisi abanezinkokhelo eziphansi zabathengi, umthelela kubaboleki, namasu abalulekile ukuze abathengisi bazulazule kulo mkhakha ngempumelelo.

Ukuqonda Okubalulekile

Iqhaza Lezimali Ezinkokhelweni Zempahla Yezindlu

Izimali ezihlotshaniswa nemisebenzi yezindlu ezibolekwayo zingaba nomthelela omkhulu ezindlekweni eziphelele zababoleki.Kubathengi, ukusebenzisana nababolekisi abagcina izinkokhelo eziphansi kubalulekile ekunikezeni ababoleki izinketho zezimali ezingabizi kakhulu.Izinkokhelo eziphansi zifaka isandla ekufinyeleleni okuthuthukisiwe, okwenza ubunikazi bezindlu bufinyeleleke kalula kuhlu olubanzi lwabantu ngabanye.

I-Edge Yokuncintisana Yabathengi

Abathengi abasebenza emakethe eqhudelanayo bangathola inzuzo ehlukile ngokuhambisana nababolekisi abanikeza izinkokhelo eziphansi.Lokhu akudonseli ababoleki kuphela abafuna izixazululo ezonga imali kodwa futhi kubeka abathengisi njengabakhulumeli benhlalakahle yezezimali yamakhasimende abo.

Izici zababolekisi abanezinkokhelo eziphansi

Izakhiwo Zenkokhelo Esobala

Ababolekisi abanezimali eziphansi babeka phambili ukubonakala obala ezinhlakeni zabo zezindleko.Bahlinzeka abathengisi ngemininingwane ecacile nephelele mayelana nezimali ezihlotshaniswa nokuthengiselana kwezindlu ezibolekiwe.Lokhu kubeka izinto obala kwenza abathengisi bakwazi ukudlulisa ulwazi olunembile nolusengaphambili kumakhasimende abo.

Izilinganiso Zenkokhelo Yokuncintisana

Ababolekisi abanikeza izimali eziphansi bayakuqonda ukubaluleka kokuhlala bencintisana emakethe.Babeka amazinga emali ekhokhwayo ahambisana namazinga emboni ngenkathi belwela ukunikeza inani elengeziwe ngokulondoloza izindleko zabo bobabili abadayisi nababoleki.

I-Flexible Fee Negotiation

Abanye ababolekisi abanezimali eziphansi bavulekele ukuxoxisana ngezimali nabathengi.Lokhu kuvumelana nezimo kuvumela ama-brokers ukuthi ahlanganise izinhlelo zenkokhelo ngokusekelwe kulokho okwenziwayo ngakunye, kugqugquzelwe ubudlelwano bokusebenzisana nobuzuzisa ngokulinganayo.

Amasu Abathengi

1. Ucwaningo Nokukhuthala Okufanelekile

Abathengi kufanele benze ucwaningo olunzulu ukuze bakhombe ababolekisi abanedumela lokugcina izimali ezishibhile.Lokhu kubandakanya ukufundwa kwezinhlaka zemali, ukufunda ukubuyekezwa, kanye nokufuna izincomo kontanga bemboni.

2. Amakhono Okuxoxisana

Ukuthuthukisa amakhono okuxoxisana asebenzayo kubalulekile kubathengi abahlose ukuthola izinhlelo zokukhokhwa ezivumayo nababolekisi.Ukuqonda umbono wombolekisi nokuveza inani umthengisi alilethayo kubambiswano kungenza kube lula izingxoxo ezikhiqizayo.

3. Ukwakha Ubudlelwano Besikhathi Eside

Ukusungula ubudlelwano besikhathi eside nababolekisi kuyindlela yesu.Ababolekisi abazisa ubambiswano oluqhubekayo kungenzeka banikele ngezinhlaka zezindleko ezivumayo kubathengi abahlale bebalethela ibhizinisi.

4. Ukufundisa Ababoleki

Abadayisi badlala indima ebalulekile ekufundiseni ababolekayo mayelana nezimali ezihlotshaniswa nemisebenzi yezindlu ezibolekwayo.Ukuxhumana okusobala mayelana nezinkokhelo kwakha ukwethembana futhi kuvumela ababoleki ukuthi benze izinqumo ezinolwazi.

Umthelela Kubaboleki

Ukufinyeleleka Okuthuthukisiwe

Ababolekisi abanezimali eziphansi banikela ekufinyeleleni okuthuthukisiwe kwababolekayo.Izinkokhelo eziphansi ziholela ezindlekweni zokuvala ezincishisiwe, okwenza ubunikazi bezindlu kube umgomo ofinyeleleka kakhudlwana engxenyeni ebanzi yabantu.

Amaphakheji Emalimboleko Encintisanayo

Abathengi abasebenza nababolekisi abahlinzeka ngezimali eziphansi banganikeza ababoleki amaphakheji emalimboleko ancintisanayo.Lokhu kubeka ama-broker njengabagqugquzeli bezixazululo ezivumayo zezezimali, okuqinisa ubudlelwano babo namakhasimende.

Umuzwa Omuhle Womboleki

Okuhlangenwe nakho okuhle komboleki kuhlobene eduze nokufinyeleleka kwenqubo ye-mortgage.Abathengi abasebenzisana nababolekisi abanezinkokhelo eziphansi banikela ekwenzeni okushelelayo nokwanelisayo kwababolekayo.

Isiphetho

Esimeni sokuncintisana sokubolekwa kwezindlu, abathengisi abafuna ababolekisi abanezimali eziphansi baqala uhambo lokuhlinzeka ngezixazululo ezingabizi kumakhasimende abo.Ubudlelwano be-symbiotic phakathi kwabathengi nababolekisi abanezinkokhelo eziphansi abuzuzisi nje isimo sezezimali sababoleki kuphela kodwa futhi busungula ama-broker njengabameleli bokuthi bakwazi ukuthengeka nokuba sobala.Njengoba imboni yezindlu ezibolekiwe iqhubeka nokuthuthuka, ukufuna kwababolekisi abanezimali eziphansi kusalokhu kuyisu elibalulekile kubathengi abazinikezele ekukhuthazeni inhlalakahle yezezimali kumakhasimende abo.

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.