Amagama angukhiye: DSCR, Non-QM, Mortgage, Rent, Investment
Wbonke bayayazi i-DSCR, okuwuhlelo olulula futhi oludinga nje ukucabangela ukuhlala.I-DSCR ikhethwa ama-ejenti amaningi, ngakho-ke ake sikhulume nge-DSCR yabokufika.
Nazi izidingo zabokufika be-DSCR.
- ID:
1)Ipasi eliphelelwe yisikhathi,
2) I-visa engaphelior ifomu I-797 elinezinsuku zokunwetshwa ezivumelekile
3)Ukukhishwa kwe-visa
- Ikhredithi:
1)At okungenani incwadi eyodwa yekhredithi noma yasebhange evela ezikhungweni zezimali eziqinisekisiwe ezisezweni lomboleki;
2)Yonke i-docuImibhalo kumele ihunyushelwe esiNgisini ngumhumushi onesitifiketi.
- Husebenzisa umlando:
1)Ubufakazi bomlando wezindlu weminyaka emi-2 no-0*30*12
2) Or imibhalo yobunikazi bezakhiwo obukhululekile futhi obucacilep
- Ifa:
1) Izitatimende zasebhange zezinyanga ezi-2(I-LTV ingaphezu kuka-65%,isimoamafa)
2) Izimali zokuvala kufanele zidluliselwe ku-akhawunti yase-US esegameni lomboleki okungenani izinsuku eziyishumi ngaphambi kokuvalwa.
3)I-Min 12M reserve(PITIA) asikho isidingo sokudlulisela ku-akhawunti yase-US
I-AAA Lendings ingumbolekisi wezindlu oqondile oneminyaka engaphezu kwengu-20 yesipiliyoni sokuboleka.Sineqembu lochwepheshe abanolwazi oluhlinzeka ngezinsizakalo kubathengi bezindlu kanye nabantu abanezidingo zezindlu.Sinikezela ngezinhlelo zokubolekwa ngokwezifiso eziyi-100+ ezijwayelekile, i-FHA, i-VA, i-EZ efanelekayo kanye nemalimboleko yezwe yangaphandle.Sihlala sibeka izidingo zekhasimende kuqala futhi sinikeza isixazululo esingcono kakhulu esenziwe ngokwezifiso kukhasimende ngalinye.
Ababolekisi bezindlu eCalifornia,ababolekisi bezindlu abangcono kakhulu kubathengi bokuqala,Izinkampani Ezingcono Kakhulu ze-Mortgage ozozisebenzela eCalifornia, Izimali mboleko ezingezona ze-QM kubabolekisi baseCalifornia,ababolekisi abangewona be-QM, ababolekisi abahamba phambili be-Jumbo, ababolekisi bemali mboleko yeJumbo, Best Ababolekisi be-Mortgage RefinanceAAA Liziphetho
Isikhathi sokuthumela: Jan-20-2022