Isikhungo Somkhiqizo

Uhlolojikelele

Imalimboleko Yesibili Kuphela yamukelekile.

* Impahla yesifundo kufanele ibe nendlu yokuthenga indlu yokuqala.
* Lolu hlelo lungatholakala ku-AZ,CA,CO,FL,GA,IL,MD,MI,MN,OH,OR,PA,SC,VA,WA.

Imininingwane

1) Asikho Isijeziso Sokukhokha Ngaphambili;
2) Iyunithi engu-1 & Kufika ku-90% CLTV;
3) Ubuncane be-FICO 680;
4) Isamba semalimboleko enkulu $250,000;
5) Ikhaya eliyisisekelo nelesibili liyafaneleka.

Umhlahlandlela Wezikweletu

(1)Uma kunezintela zentela ye-Federal ezingakhokhiwe ezidlule okufanele zikhokhelwe, hlinzeka ngesivumelwano sesitolimende ne-IRS, umlando wokukhokha obonisa okungenani inkokhelo engu-1 eyenziwayo nokuthi umboleki ungowamanje, futhi ufake inkokhelo yanyanga zonke ezibophweni zesikweletu somboleki. Ubufakazi benkokhelo yentela yemali engenayo bungadingeka ukuze kuqinisekiswe ukuthi azikho izintela okufanele zidlule.
(2) Izibopho zentela kufanele zikhokhelwe ngaphambi noma ngaphambi kokuvalwa
(3)Abukho ubugebenga bemali ebolekiwe (0×30) ezinyangeni ezingama-24 ezedlule
4
(5)Umboleki kumele abe khona ngaso sonke isikhathi isikweletu sendlu
(6) Azikho izahlulelo, ukuphucwa noma ukukhokhiswa imali kulezi zinyanga ezingama-60 ezedlule
(7) Okulandelayo kuthathwa njengobuhlongandlebe obukhulu, kungakhathaliseki impendulo ye-AUS; Ababoleki abanalawa maphrofayili abafanelekile kuze kube yilapho sekudlule isikhathi seminyaka engu-7 senzeka futhi isikweletu siphinde samiswa.
①Ukuqothuka ②Ukuvalwa / Itayitela Esikhundleni Sokudlulwa ③Ukuthengisa Okufushane noma Inkokhelo Efushane ④Ukulungiswa kwempahla yendlu, ukubekezela noma ukuhlehliswa (ngaphandle kokuhlobene ne-COVID-19)

Isiqondiso Esijwayelekile

(1) Ubukhulu be-DTI 43,000%
(2) Izinga lokufaneleka lifanelekile ngezinga lenothi lokuqala.
(3)Izimpahla/Izimali Okuzovala/Okugciniwe kulandela izimfuneko zokuqala zemalimboleko
(4) Isihloko akumele sigcinwe egameni lesikhwama.
(5) Ama-POA avunyelwe kuzo zonke izinhlobo zentengiselwano kodwa kufanele amboze inkokhelo yesi-2 uma isetshenziswa.
(6) Ukubanjwa akufanelekile
(7)Asikho Isijeziso Sokukhokha Ngaphambili kodwa sidinga ukuthi noma iyiphi imali ebolekiwe ikhokhwe noma yenze ukuncishiswa okuyinhloko okungaphezu kuka-20% wemali esele ngemuva kwezinsuku eziyi-180 zosuku lokuxhaswa ngezimali.
(8) I-AAA LENDINGS ngeke yenze i-HPML Ballons (APR > 15 Year Fixed APOR +3.5%)