- Uhlelo Lwe-AAA Lokuboleka Umholo Ongewona we-QM - WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) - Imininingwane Yokubolekwa Kwe-AAA:

Uhlolojikelele
Ababoleka iholo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.
Imininingwane
1) Izwe langaphandle elivunyelwe;
2) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI (Hhayi i-PITIA edingekayo omunye umbolekisi);
3) Ayikho i-paystub / W-2 / imbuyiselo yentela edingekayo;
4) Izimali zesipho zivunyelwe;
5) Imali ebolekiwe efika ku-$2.5M;
6) Inkokhelo ephansi iphansi njenge-30%;
7) Imizuzu. I-FICO 680.
Yini i-WVOE?
Wake walubona lolu hlobo lwecala?
Ingabe isimo somboleki sibuyekezwe ama-paystubs kaninginingi?
Ingabe umbolekisi ubale iholo lakho futhi wakutshela ukuthi awufaneleki ukuthola imali ebolekiwe yendlu?
Ingabe unzima ukuthola amakhophi akho e-W2s noma ama-paystub?
I-AAA Lendings ikunikeza uhlelo oluphelele lwe-Non-QM - i-WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa). Uma ababolekayo abaholayo bethola iholo elingaguquki noma iholo elivela kumqashi njengembuyiselo yesevisi abayinikeziwe futhi bengenabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini.
Ababolekayo abaholayo bathola iholo elingashintshi noma iholo elivela kumqashi njengembuyiselo yesevisi abayihlinzekiwe futhi abanabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini. Isinxephezelo singase sisekelwe kusisekelo sehora, isonto ngalinye, kabili ngeviki, nyanga zonke, noma ingxenye yenyanga. Uma ngehora, inani lamahora ahleliwe kufanele libhekwe. Imali engenayo eqinisekisiwe kufanele iguqulwe ibe inani ledola lanyanga zonke ukuze lisetshenziswe esicelweni esisemthethweni (FNMA Form 1003). Ngokubona kombhali wangaphansi, imibhalo eyengeziwe yemali engenayo ingacelwa.
Yiziphi izinzuzo?
Kulolu hlelo, umbolekisi udinga kuphela ifomu le-WVOE ukuze abale imali engenayo efanelekayo, awekho amanye amadokhumenti emali engenayo adingekayo. Lokhu kufanele kube iphuzu elibalulekile elikhanga kakhulu lalolu hlelo. Azikho izimali mboleko ze-ejensi ezingenza uhlelo olunjalo. Ngaphandle kwalokho, ngokuhlukile kwezinye izinhlelo, ababoleki akudingeki ukuthi banikeze imibhalo yempahla eminingi kakhulu yalolu hlelo. Ngokuvamile, lolu wuhlelo oluhle lwababolekayo abaholayo abangafaneleki ukubolekwa yi-ejensi.
Indlela yokubala iholo?
- Sebenzisa iholo eliyisisekelo (isilinganiso senyanga, kabili ngesonto, noma isilinganiso sehora njengoba sisekelwa i-YTD) esivela ku-WVOE.
Izibonelo:
- Ingxenye yenyanga: Umholo wenyanga ngayinye ophindwe ngo-2 ulingana nemali engenayo yanyanga zonke.
- Mabili ngeviki: Iholo lamasonto amabili liphindwe ngo-26 lihlukaniswa ngo-12 lilingana nemali engenayo yanyanga zonke.
- Uthisha okhokhelwe izinyanga eziyi-9: Iholo lenyanga liphindwe ngezinyanga eziyi-9 lihlukaniswa ngezinyanga eziyi-12 lilingana nemali engenayo yanyanga zonke.
Khumbuza umqashi ukuthi agcwalise ifomu le-WVOE, bese umbolekisi ezoqhubeka nemali mboleko ngokushesha.
Izithombe zemininingwane yomkhiqizo:
Umhlahlandlela Womkhiqizo Ohlobene:
Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho. - Uhlelo lwe-AAA Lendings Salary Borrower Non-QM - WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) - I-AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Bogota, Amman, Uruguay, Imikhiqizo yethu idayiswa kabanzi eYurophu, e-USA, e-Russia, e-UK, e-France, e-Australia, eMpumalanga Ephakathi, eNingizimu Melika, e-Afrika, naseNingizimu-mpumalanga ye-Asia yonke imikhiqizo yethu evela emhlabeni jikelele, njll. Futhi inkampani yethu izibophezele ekuthuthukiseni ukusebenza kahle kohlelo lwethu lokuphatha ukuze kwandiswe ukwaneliseka kwamakhasimende. Sithemba ngobuqotho ukwenza inqubekelaphambili namakhasimende ethu futhi sakhe ikusasa lokuwina ndawonye. Siyakwamukela ukujoyina ibhizinisi lethu!
NguDinah waseSheffield - 2017.12.19 11:10 Ikhwalithi enhle, amanani anengqondo, ukuhlukahluka okucebile kanye nesevisi ephelele yangemva kokuthengisa, kuhle!
Ngu-Michelle wase-Costa Rica - 2017.11.11 11:41 






