I-Wholesale - Uhlelo lwe-AAA Lendings Salary Borrower Non-QM – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi.Umbolekisi Ophezulu eCalifornia,Imalimboleko Yezindlu,Ukubambezeleka Kwezezimali, Yasungulwa ngo-2007, i-AAA LENDINGS ingumbolekisi wezindlu odumile onomlando ocebile ohlanganisa iminyaka engu-15. Sizuze udumo ngokuzibophezela kwethu okungantengantengi ekunikezeni isevisi eyingqayizivele nokwethembeka emhlabeni wokubolekwa kwezindlu. Iphothifoliyo yethu emangalisayo yokuboleka iwubufakazi bokuhlangenwe nakho kwethu namandla ethu, nesamba semali mboleko esimangalisayo esingaphezu kwezigidigidi ezingama-20 zamaRandi. Eminyakeni edlule, lobu buchule bezezimali busenze sakwazi ukusiza imindeni ecishe ibe ngu-50,000 ekufinyeleleni izinhloso zayo zokuboleka, nokwenza amaphupho obunikazi bezindlu abe ngokoqobo.

- Uhlelo Lwe-AAA Lokuboleka Umholo Ongewona we-QM - WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) - Imininingwane Yokubolekwa Kwe-AAA:

Ayinasihloko-4

Uhlolojikelele

Ababoleka iholo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Imininingwane

1) Izwe langaphandle elivunyelwe;
2) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI(Hhayi i-PITIA edingekayo omunye umbolekisi);
3) Ayikho i-paystub / W-2 / imbuyiselo yentela edingekayo;
4) Izimali zesipho zivunyelwe;
5) Imali ebolekiwe efika ku-$2.5M;
6) Inkokhelo ephansi iphansi njenge-30%;
7) Imizuzu. I-FICO 680.

Luyini uhlelo?

Wake wahlangana nalolu hlobo lwecala?
Ingabe isimo somboleki sibuyekezwe ama-paystubs kaninginingi?
Ingabe umbolekisi ubale iholo lakho futhi wakutshela ukuthi awufaneleki ukuthola imali ebolekiwe yendlu?
Ingabe unzima ukuthola amakhophi akho e-W2s noma ama-paystub?

Thina I-AAA Lendings ikunikeza uhlelo oluphelele lwe-Non-QM- WVOE(Ukuqinisekiswa Okubhaliwe Kokuqashwa). Uma ababolekayo abaholayo bethola iholo elingaguquki noma iholo elivela kumqashi njengembuyiselo yesevisi abayinikeziwe futhi bengenabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini.

Ababolekayo abaholayo bathola iholo elingashintshi noma iholo elivela kumqashi njengembuyiselo yesevisi abayihlinzekiwe futhi abanabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini. Isinxephezelo singase sisekelwe kusisekelo sehora, iviki, biweekly, nyanga zonke, noma isigamu senyanga. Uma ngehora, inani lamahora ahleliwe kufanele libhekwe. Imali engenayo eqinisekisiwe kufanele iguqulwe ibe inani ledola lanyanga zonke ukuze lisetshenziswe esicelweni esisemthethweni (FNMA Form 1003). Ngokubona kombhali wangaphansi, imibhalo eyengeziwe yemali engenayo ingacelwa

Yiziphi izinzuzo?

Kulolu hlelo, umbolekisi udinga kuphela ifomu le-WVOE ukuze abale imali engenayo efanelekayo, awekho amanye amadokhumenti emali engenayo adingekayo. Lokhu kufanele kube iphuzu elibalulekile elikhanga kakhulu lalolu hlelo. Azikho izimali mboleko ze-ejensi ezingenza uhlelo olunjalo. Ngaphandle kwalokho, ngokuhlukile kwezinye izinhlelo, lolu hlelo aludingi amafa amaningi kakhulu abenzi bezicelo. Ngokuvamile, lolu wuhlelo oluhle lwababoleki abaholayo abangakwazi ukwenza imali mboleko ye-ejensi.

Indlela yokubala?

- Sebenzisa iholo eliyisisekelo (isilinganiso senyanga, kabili ngesonto, noma isilinganiso sehora njengoba sisekelwa i-YTD) esivela ku-WVOE.
Izibonelo:
◦ Ingxenye yenyanga: Inani lanyanga zonke eliphindwe ngo-2 lilingana nemali engenayo yanyanga zonke.
◦ Mabili ngamaviki: Inani lamasonto onke liphindwe ngo-26 lihlukaniswa ngo-12 lilingana nemali engenayo yanyanga zonke.
◦ Uthisha okhokhelwe izinyanga eziyi-9: Imali yanyanga zonke iphindwe ngezinyanga eziyi-9 ihlukaniswa ngezinyanga eziyi-12
ilingana nemali engenayo yanyanga zonke.

Khumbuza umqashi ukuthi agcwalise ifomu le-WVOE, bese umbolekisi ezoqhubeka nokuboleka imali ngokushesha.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho. – AAA Lendings Salary Borrower Non-QM Programme – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Kenya, Lahore, Hungary, Ukuqondiswa izimfuno zamakhasimende, okuhloswe ngayo ukuthuthukisa ukusebenza kahle kanye nekhwalithi yenkonzo yamakhasimende, sihlala sithuthukisa izimpahla futhi sinikeza izinsizakalo ezinemininingwane eyengeziwe. Samukela ngobuqotho abangani ukuthi baxoxisane ngebhizinisi futhi baqale ukubambisana nathi. Sithemba ukuhlanganisa izandla nabangani ezimbonini ezahlukene ukwakha ikusasa eliqhakazile.

-AAA Ukuboleka

Ummeleli wenkonzo yamakhasimende uchaze okuningiliziwe, isimo sengqondo sesevisi sihle kakhulu, impendulo ifike ngesikhathi futhi iphelele, ukuxhumana okujabulisayo! Siyethemba ukuthi sizoba nethuba lokubambisana.
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