I-Wholesale - Uhlelo lwe-AAA Lendings Salary Borrower Non-QM – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho.Umnikazi-Ukuhlala,Imali Engenayo Yangaphandle,I-Conventional Loan Texas, Siyasazisa isikhathi sakho, futhi siyaqonda ukuthi isimiso sakho singase singahlali sihambisana namahora ebhizinisi avamile. Yingakho ukwesekwa kwamakhasimende ethu kutholakala ngale kwewindi le-9-to-5. Kungakhathaliseki ukuthi unemibuzo kusihlwa noma phakathi nempelasonto, silapha ukuze sikunikeze usizo. Amahora ethu osekelo anwetshiwe ahlose ukubandakanya amakhasimende ngokubonisa ukuzibophezela kwethu ekubeni lapho usidinga kakhulu. Ukunethezeka kwakho kuyinto eza kuqala kithi, futhi silapha ukuze senze uhambo lwakho lwe-mortgae luhehe futhi lungabi nazinkathazo ngangokunokwenzeka.

- Uhlelo Lwe-AAA Lokuboleka Umholo Ongewona we-QM - WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) - Imininingwane Yokubolekwa Kwe-AAA:

Ayinasihloko-4

Uhlolojikelele

Ababoleka iholo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Imininingwane

1) Izwe langaphandle elivunyelwe;
2) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI(Hhayi i-PITIA edingekayo omunye umbolekisi);
3) Ayikho i-paystub / W-2 / imbuyiselo yentela edingekayo;
4) Izimali zesipho zivunyelwe;
5) Imali ebolekiwe efika ku-$2.5M;
6) Inkokhelo ephansi iphansi njenge-30%;
7) Imizuzu. I-FICO 680.

Luyini uhlelo?

Wake wahlangana nalolu hlobo lwecala?
Ingabe isimo somboleki sibuyekezwe ama-paystubs kaninginingi?
Ingabe umbolekisi ubale iholo lakho futhi wakutshela ukuthi awufaneleki ukuthola imali ebolekiwe yendlu?
Ingabe unzima ukuthola amakhophi akho e-W2s noma ama-paystub?

Thina I-AAA Lendings ikunikeza uhlelo oluphelele lwe-Non-QM- WVOE(Ukuqinisekiswa Okubhaliwe Kokuqashwa). Uma ababolekayo abaholayo bethola iholo elingaguquki noma iholo elivela kumqashi njengembuyiselo yesevisi abayinikeziwe futhi bengenabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini.

Ababolekayo abaholayo bathola iholo elingashintshi noma iholo elivela kumqashi njengembuyiselo yesevisi abayihlinzekiwe futhi abanabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini. Isinxephezelo singase sisekelwe kusisekelo sehora, iviki, biweekly, nyanga zonke, noma isigamu senyanga. Uma ngehora, inani lamahora ahleliwe kufanele libhekwe. Imali engenayo eqinisekisiwe kufanele iguqulwe ibe inani ledola lanyanga zonke ukuze lisetshenziswe esicelweni esisemthethweni (FNMA Form 1003). Ngokubona kombhali wangaphansi, imibhalo eyengeziwe yemali engenayo ingacelwa

Yiziphi izinzuzo?

Kulolu hlelo, umbolekisi udinga kuphela ifomu le-WVOE ukuze abale imali engenayo efanelekayo, awekho amanye amadokhumenti emali engenayo adingekayo. Lokhu kufanele kube iphuzu elibalulekile elikhanga kakhulu lalolu hlelo. Azikho izimali mboleko ze-ejensi ezingenza uhlelo olunjalo. Ngaphandle kwalokho, ngokuhlukile kwezinye izinhlelo, lolu hlelo aludingi amafa amaningi kakhulu abenzi bezicelo. Ngokuvamile, lolu wuhlelo oluhle lwababoleki abaholayo abangakwazi ukwenza imali mboleko ye-ejensi.

Indlela yokubala?

- Sebenzisa iholo eliyisisekelo (isilinganiso senyanga, kabili ngesonto, noma isilinganiso sehora njengoba sisekelwa i-YTD) esivela ku-WVOE.
Izibonelo:
◦ Ingxenye yenyanga: Inani lanyanga zonke eliphindwe ngo-2 lilingana nemali engenayo yanyanga zonke.
◦ Mabili ngamaviki: Inani lamasonto onke liphindwe ngo-26 lihlukaniswa ngo-12 lilingana nemali engenayo yanyanga zonke.
◦ Uthisha okhokhelwe izinyanga eziyi-9: Imali yanyanga zonke iphindwe ngezinyanga eziyi-9 ihlukaniswa ngezinyanga eziyi-12
ilingana nemali engenayo yanyanga zonke.

Khumbuza umqashi ukuthi agcwalise ifomu le-WVOE, bese umbolekisi ezoqhubeka nokuboleka imali ngokushesha.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzibophezela kwethu ekwenzeni okuhle nokuzinikela kumakhasimende ethu kusishukumisele ukuba sandise ukusebenza kwethu kuzo zonke izifundazwe ezingama-45, okuhlanganisa i-Arizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwezinye. Nokho, impumelelo yethu ayichazwa ngezinombolo kuphela. Ukubuyekezwa okuhle okungenakubalwa kanye nesithunzi esinamandla sokukhuluma ngomlomo esikuzuzile kusebenza njengobufakazi bokwethemba nokuqiniseka imakethe esibeke khona. – AAA Lendings Salary Borrower Non-QM Programme – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Qatar, India, Estonia, Abasebenzi bethu babambelela emoyeni Wokuthuthukiswa Okusekelwe Ubuqotho Nokusebenzelana, kanye nemfundiso Yekhwalithi Yezinga Lokuqala Ngesevisi Enhle Kakhulu. Ngokwezidingo zawo wonke amakhasimende, sihlinzeka ngamasevisi enziwe ngokwezifiso nangokwezifiso ukuze sisize amakhasimende afinyelele izinjongo zawo ngempumelelo. Wamukelekile amaklayenti avela ekhaya naphesheya ukuze ushayele futhi ubuze!

-AAA Ukuboleka

Inkampani ingacabanga lokho esikucabangayo, ukuphuthuma kokuphuthuma ukwenza izithakazelo zesikhundla sethu, kungashiwo ukuthi lena yinkampani enomthwalo wemfanelo, saba nokubambisana okujabulisayo!
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