I-Wholesale - Uhlelo lwe-AAA Lendings Salary Borrower Non-QM – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho.Intela Yokudluliswa Kwemibhalo,Izindleko zokuvala,Izinkampani Eziphezulu Eziyi-10 Zokubolekwa Kwezindlu, Yasungulwa ngo-2007, i-AAA LENDINGS ingumbolekisi wezindlu odumile onomlando ocebile ohlanganisa iminyaka engu-15. Sizuze udumo ngokuzibophezela kwethu okungantengantengi ekunikezeni isevisi eyingqayizivele nokwethembeka emhlabeni wokubolekwa kwezindlu. Iphothifoliyo yethu emangalisayo yokuboleka iwubufakazi bokuhlangenwe nakho kwethu namandla ethu, nesamba semali mboleko esimangalisayo esingaphezu kwezigidigidi ezingama-20 zamaRandi. Eminyakeni edlule, lobu buchule bezezimali busenze sakwazi ukusiza imindeni ecishe ibe ngu-50,000 ekufinyeleleni izinhloso zayo zokuboleka, nokwenza amaphupho obunikazi bezindlu abe ngokoqobo.

- Uhlelo Lwe-AAA Lokuboleka Umholo Ongewona we-QM - WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) - Imininingwane Yokubolekwa Kwe-AAA:

Ayinasihloko-4

Uhlolojikelele

Ababoleka iholo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Imininingwane

1) Izwe langaphandle elivunyelwe;
2) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI(Hhayi i-PITIA edingekayo omunye umbolekisi);
3) Ayikho i-paystub / W-2 / imbuyiselo yentela edingekayo;
4) Izimali zesipho zivunyelwe;
5) Imali ebolekiwe efika ku-$2.5M;
6) Inkokhelo ephansi iphansi njenge-30%;
7) Imizuzu. I-FICO 680.

Luyini uhlelo?

Wake wahlangana nalolu hlobo lwecala?
Ingabe isimo somboleki sibuyekezwe ama-paystubs kaninginingi?
Ingabe umbolekisi ubale iholo lakho futhi wakutshela ukuthi awufaneleki ukuthola imali ebolekiwe yendlu?
Ingabe unzima ukuthola amakhophi akho e-W2s noma ama-paystub?

Thina I-AAA Lendings ikunikeza uhlelo oluphelele lwe-Non-QM- WVOE(Ukuqinisekiswa Okubhaliwe Kokuqashwa). Uma ababolekayo abaholayo bethola iholo elingaguquki noma iholo elivela kumqashi njengembuyiselo yesevisi abayinikeziwe futhi bengenabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini.

Ababolekayo abaholayo bathola iholo elingashintshi noma iholo elivela kumqashi njengembuyiselo yesevisi abayihlinzekiwe futhi abanabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini. Isinxephezelo singase sisekelwe kusisekelo sehora, iviki, biweekly, nyanga zonke, noma isigamu senyanga. Uma ngehora, inani lamahora ahleliwe kufanele libhekwe. Imali engenayo eqinisekisiwe kufanele iguqulwe ibe inani ledola lanyanga zonke ukuze lisetshenziswe esicelweni esisemthethweni (FNMA Form 1003). Ngokubona kombhali wangaphansi, imibhalo eyengeziwe yemali engenayo ingacelwa

Yiziphi izinzuzo?

Kulolu hlelo, umbolekisi udinga kuphela ifomu le-WVOE ukuze abale imali engenayo efanelekayo, awekho amanye amadokhumenti emali engenayo adingekayo. Lokhu kufanele kube iphuzu elibalulekile elikhanga kakhulu lalolu hlelo. Azikho izimali mboleko ze-ejensi ezingenza uhlelo olunjalo. Ngaphandle kwalokho, ngokuhlukile kwezinye izinhlelo, lolu hlelo aludingi amafa amaningi kakhulu abenzi bezicelo. Ngokuvamile, lolu wuhlelo oluhle lwababoleki abaholayo abangakwazi ukwenza imali mboleko ye-ejensi.

Indlela yokubala?

- Sebenzisa iholo eliyisisekelo (isilinganiso senyanga, kabili ngesonto, noma isilinganiso sehora njengoba sisekelwa i-YTD) esivela ku-WVOE.
Izibonelo:
◦ Ingxenye yenyanga: Inani lanyanga zonke eliphindwe ngo-2 lilingana nemali engenayo yanyanga zonke.
◦ Mabili ngamaviki: Inani lamasonto onke liphindwe ngo-26 lihlukaniswa ngo-12 lilingana nemali engenayo yanyanga zonke.
◦ Uthisha okhokhelwe izinyanga eziyi-9: Imali yanyanga zonke iphindwe ngezinyanga eziyi-9 ihlukaniswa ngezinyanga eziyi-12
ilingana nemali engenayo yanyanga zonke.

Khumbuza umqashi ukuthi agcwalise ifomu le-WVOE, bese umbolekisi ezoqhubeka nokuboleka imali ngokushesha.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuqamba kabusha kuyingxenye ye-DNA yethu. Sihlala sifuna izindlela zokuthuthukisa ulwazi lwemali mboleko kumakhasimende ethu. Inqubo yethu yesimanje yesicelo se-inthanethi, ukuphathwa kwemibhalo evikelekile, nezinketho zokuxhumana kwedijithali kunikeza uhambo olungenamthungo, olungenaphepha lwemali yendlu. Nge-AAA LENDINGS, ungalindela ulwazi lwesimanjemanje, olusebenzayo, noluvikelekile lwemalimboleko yezindlu ehambisana nomhlaba wobuchwepheshe ohamba ngokushesha. Ukunethezeka kwakho nokuvikeleka kubaluleke kakhulu kithi. – AAA Lendings Salary Borrower Non-QM Programme – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Mauritania, Slovenia, Denmark, Kunoma ubani othanda noma yiziphi izimpahla zethu ngemva nje kokubuka uhlu lwemikhiqizo yethu, sicela uzizwe ukhululekile ngempela ukuxhumana nathi. Uyakwazi ukusithumelela ama-imeyili futhi usithinte ukuze kuboniswane futhi sizokuphendula ngokushesha ngangokunokwenzeka. Uma kulula, ungase uthole ikheli lethu kusizindalwazi sethu futhi uze ebhizinisini lethu ukuze uthole ulwazi olwengeziwe lwemikhiqizo yethu ngokwakho. Sihlale sikulungele ukwakha ubudlelwano bokubambisana obandisiwe nobuzinzile nanoma imaphi amakhasimende angaba khona emikhakheni ehlobene.

-AAA Ukuboleka

Ummeleli wenkonzo yamakhasimende uchaze okuningiliziwe, isimo sengqondo sesevisi sihle kakhulu, impendulo ifike ngesikhathi futhi iphelele, ukuxhumana okujabulisayo! Siyethemba ukuthi sizoba nethuba lokubambisana.
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